{"id":630402,"date":"2023-05-01T13:13:58","date_gmt":"2023-05-01T10:13:58","guid":{"rendered":"https:\/\/www.etoro.com\/investing\/five-golden-rules-of-investing\/"},"modified":"2026-03-17T15:20:48","modified_gmt":"2026-03-17T13:20:48","slug":"five-golden-rules-of-investing","status":"publish","type":"page","link":"https:\/\/www.etoro.com\/cs-cz\/investing\/five-golden-rules-of-investing\/","title":{"rendered":"5 zlat\u00fdch pravidel investov\u00e1n\u00ed"},"content":{"rendered":"\n<p class=\"is-style-summary\">Ka\u017ed\u00fd investor by si m\u011bl nastavit ur\u010dit\u00e1 pravidla a dodr\u017eovat je, aby se vyhnul emotivn\u00edm rozhodnut\u00edm a minimalizoval ztr\u00e1ty. Mus\u00ed v\u011bd\u011bt, pro\u010d investuje, pl\u00e1novat do budoucna, diverzifikovat sv\u00e9 portfolio a neust\u00e1le se vzd\u011bl\u00e1vat.<\/p>\n\n\n\n\n\n\n<hr class=\"wp-block-separator wp-block-separator-color-dark-grey wp-block-separator-spaces-medium wp-block-separator-weight-1 has-alpha-channel-opacity\"\/>\n\n\n\n<p>Proveden\u00ed pr\u016fzkumu p\u0159ed investov\u00e1n\u00edm m\u016f\u017ee b\u00fdt zaj\u00edmav\u00e9 i finan\u010dn\u011b obohacuj\u00edc\u00ed. Nicm\u00e9n\u011b, pokud jde o dosa\u017een\u00ed finan\u010dn\u00ed nez\u00e1vislosti,<strong> existuj\u00ed faktory vy\u0161\u0161\u00ed \u00farovn\u011b, kter\u00e9 mohou m\u00edt na va\u0161e <\/strong><a href=\"https:\/\/www.investujeme.cz\/clanky\/dlouhodobe-investice-jake-nastroje-vyuzit\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>dlouhodob\u00e9 v\u00fdnosy<\/strong><\/a><strong> v\u011bt\u0161\u00ed vliv<\/strong>. P\u0159ed investov\u00e1n\u00edm se nezapome\u0148te zeptat \u201ePro\u010d?\u201c, \u201eCo?\u201c a \u201eJak?\u201c. Ka\u017ed\u00e1 z t\u011bchto ot\u00e1zek je spojena s p\u011bti zlat\u00fdmi pravidly investov\u00e1n\u00ed. Jejich dodr\u017eov\u00e1n\u00edm minimalizujete rizika spojen\u00e1 s investi\u010dn\u00edmi chybami.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote wp-block-quote-scheme-green is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201e<em>Pravidlo \u010d. 1: Nikdy neztr\u00e1cejte pen\u00edze. Pravidlo \u010d. 2: Nikdy nezapome\u0148te na pravidlo \u010d. 1.<\/em>\u201c<\/p>\n<cite><a href=\"https:\/\/www.investujeme.cz\/clanky\/buffettovy-investicni-zasady\/\" target=\"_blank\" rel=\"noreferrer noopener\">Warren Buffett<\/a><\/cite><\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\">Pravidlo 1: poznejte sv\u00e9 c\u00edle a investice<\/h2>\n\n\n\n<p><mark>Stanoven\u00ed toho, \u201epro\u010d\u201c chcete investovat, by v\u00e1s tak\u00e9 m\u011blo nau\u010dit, na jakou m\u00edru <strong>n\u00e1vratnosti<\/strong>se budete zam\u011b\u0159ovat, a na jak dlouho chcete pen\u00edze investovat. <strong>Tyto dva faktory jsou z\u00e1sadn\u00ed sou\u010d\u00e1st\u00ed investi\u010dn\u00edho procesu <\/strong>a vyvol\u00e1vaj\u00ed n\u00e1sleduj\u00edc\u00ed ot\u00e1zku: do jak\u00fdch aktiv byste m\u011bli investovat, abyste dos\u00e1hli sv\u00e9ho c\u00edle?<\/mark><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"756\" height=\"400\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/04\/Five-Golden-Rules-of-Investing_Body-Image-1_-Know-Your-Aims-and-Investments.png\" alt=\"\" class=\"wp-image-586114 wp-image-desktop\" srcset=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/04\/Five-Golden-Rules-of-Investing_Body-Image-1_-Know-Your-Aims-and-Investments.png 756w, https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/04\/Five-Golden-Rules-of-Investing_Body-Image-1_-Know-Your-Aims-and-Investments-300x159.png 300w\" sizes=\"(max-width: 756px) 100vw, 756px\" \/><\/figure>\n\n\n\n<p>Nap\u0159\u00edklad agresivn\u00ed investi\u010dn\u00ed strategie m\u00e1 za c\u00edl dos\u00e1hnout vysok\u00e9ho v\u00fdnosu v kr\u00e1tk\u00e9m \u010dasov\u00e9m obdob\u00ed, <strong>ale je spojena s vy\u0161\u0161\u00edm rizikem ztr\u00e1ty <\/strong><a href=\"https:\/\/www.etoro.com\/cs-cz\/investing\/money-market-vs-capital-market\/\"><strong>kapit\u00e1lu<\/strong><\/a>. Vy\u017eaduje n\u00e1kup aktiv s vysok\u00fdm pom\u011brem <strong>rizika a v\u00fdnos\u016f<\/strong>. Aktiva, kter\u00e1 jsou spojena s vy\u0161\u0161\u00ed \u00farovn\u00ed rizika, jsou tak v\u00fdhodnou volbou pro ty investory, kte\u0159\u00ed maj\u00ed od sv\u00e9 investice vysok\u00e1 o\u010dek\u00e1v\u00e1n\u00ed a cht\u011bj\u00ed z\u00edskat co nejvy\u0161\u0161\u00ed mo\u017en\u00fd v\u00fdnos v co nejkrat\u0161\u00edm mo\u017en\u00e9m \u010dase.<\/p>\n\n\n\n<p>Investo\u0159i, kte\u0159\u00ed maj\u00ed men\u0161\u00ed o\u010dek\u00e1v\u00e1n\u00ed a del\u0161\u00ed <strong>investi\u010dn\u00ed \u010dasov\u00fd horizont<\/strong>, mohou zase vytvo\u0159it portfolio z aktiv s ni\u017e\u0161\u00edm rizikem. \u010c\u00edm del\u0161\u00ed je \u010dasov\u00e1 osa investice, <strong>t\u00edm vy\u0161\u0161\u00ed je pravd\u011bpodobnost, \u017ee hodnota t\u011bchto aktiv poroste v souladu s dlouhodobou pr\u016fm\u011brnou m\u00edrou n\u00e1vratnosti<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Pravidlo 2: pl\u00e1nujte&nbsp;<\/h2>\n\n\n\n<p>Velmi d\u016fle\u017eit\u00e9 je <strong>navrhnout a implementovat strategii, kter\u00e1 up\u0159esn\u00ed, jak\u00e1 aktiva a kdy pl\u00e1nujete koupit<\/strong>. Investo\u0159i by m\u011bli pln\u011b rozum\u011bt <strong>aktiv\u016fm<\/strong>, do kter\u00fdch investuj\u00ed, a uv\u011bdomit si, \u017ee ne v\u0161echny budou <a href=\"https:\/\/finex.cz\/hruba-provozni-cista-ziskova-marze\/\" target=\"_blank\" rel=\"noreferrer noopener\">ziskov\u00e9<\/a>. Proto je podstatn\u00e9, aby sou\u010d\u00e1st\u00ed t\u00e9to investi\u010dn\u00ed strategie byla i jist\u00e1 trp\u011blivost a tolerance.<\/p>\n\n\n\n<p>Vytvo\u0159en\u00ed investi\u010dn\u00ed strategie m\u00e1 sice sv\u00e1 pravidla, av\u0161ak <strong>ka\u017ed\u00fd investor je jin\u00fd a neexistuje tak jedna strategie, kter\u00e1 by byla vhodn\u00e1 pro v\u0161echny<\/strong>. Proto je v r\u00e1mci strategie nutn\u00e9 zohled\u0148ovat v\u011bci, jako je nap\u0159\u00edklad va\u0161e ochota tolerovat riziko, ale i dal\u0161\u00ed faktory.<\/p>\n\n\n\n<div class=\"wp-block-etoro-tip wp-block-etoro-tip-border-yellow\"><span class=\"wp-block-etoro-tip-icon\"><\/span><div class=\"wp-block-etoro-tip-text\">\n<p><strong>Tip:<\/strong> <a href=\"https:\/\/www.etoro.com\/cs-cz\/trading\/demo-account\/\">Demo \u00fa\u010det<\/a> je nejlep\u0161\u00edm zp\u016fsobem, jak tr\u00e9novat investov\u00e1n\u00ed bez rizika. Demo \u00fa\u010det v\u00e1m umo\u017e\u0148uje otestovat va\u0161e strategie za pou\u017eit\u00ed virtu\u00e1ln\u00edch prost\u0159edk\u016f.&nbsp;<\/p>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Pravidlo 3: diverzifikujte<\/h2>\n\n\n\n<p><mark>Alokace aktiv je <strong>proces rozhodov\u00e1n\u00ed, do kter\u00fdch trh\u016f a aktiv investovat<\/strong>. Tuto \u010d\u00e1st va\u0161eho investi\u010dn\u00edho pl\u00e1nu je t\u0159eba d\u016fkladn\u011b promyslet, proto\u017ee to, jak\u00e1 aktiva a v jak\u00e9m pom\u011bru budou tvo\u0159it va\u0161e portfolio, ovlivn\u00ed va\u0161e p\u0159\u00edpadn\u00e9 zisky a ztr\u00e1ty.<\/mark><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"756\" height=\"400\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/04\/Five-Golden-Rules-of-Investing_Body-Image-2_-Diversify-1.png\" alt=\"\" class=\"wp-image-586179 wp-image-desktop\" srcset=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/04\/Five-Golden-Rules-of-Investing_Body-Image-2_-Diversify-1.png 756w, https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/04\/Five-Golden-Rules-of-Investing_Body-Image-2_-Diversify-1-300x159.png 300w\" sizes=\"(max-width: 756px) 100vw, 756px\" \/><\/figure>\n\n\n\n<p>Jedna technika <strong><a href=\"https:\/\/www.etoro.com\/cs-cz\/investing\/risk-management\/\">\u0159\u00edzen\u00ed rizik<\/a><\/strong>, kter\u00e1 je vyu\u017e\u00edv\u00e1na zku\u0161en\u00fdmi investory, zahrnuje n\u00e1kup rozli\u010dn\u00fdch <a href=\"https:\/\/www.etoro.com\/cs-cz\/investing\/how-to-choose-what-asset-class-to-invest-in\/\">typ\u016f aktiv<\/a> za \u00fa\u010delem <strong>diverzifikace<\/strong>portfolia. Investov\u00e1n\u00ed do r\u016fzn\u00fdch typ\u016f aktiv a r\u016fzn\u00fdch sektor\u016f nebo geografick\u00fdch region\u016f je <strong>vhodn\u00fd zp\u016fsob, jak ochr\u00e1nit sv\u00e9 investice p\u0159ed p\u0159\u00edli\u0161 velk\u00fdm rizikem<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Pravidlo 4: p\u0159ipravte se<\/h2>\n\n\n\n<p>P\u0159\u00edprava je v r\u00e1mci investov\u00e1n\u00ed velmi d\u016fle\u017eit\u00e1 a ur\u010dit\u011b ji nikdy nepodce\u0148ujte. <strong>Jej\u00ed ned\u00edlnou sou\u010d\u00e1st\u00ed je i <\/strong><a href=\"https:\/\/www.financnivzdelavani.cz\/svet-financi\/investovani-a-financni-trhy\/spotrebitel-investor-a-riziko\/rizeni-rizika-investicniho-portfolia\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u0159\u00edzen\u00ed rizik<\/strong><\/a><strong>. <\/strong>To je pot\u0159eba br\u00e1t v potaz v ka\u017ed\u00e9 f\u00e1zi va\u0161\u00ed investi\u010dn\u00ed cesty.&nbsp;<\/p>\n\n\n\n<p>Z\u00e1sadn\u00ed v\u00fdznam v\u0161ak z\u00edsk\u00e1v\u00e1, jakmile provedete sv\u00e9 prvn\u00ed obchody. Jakmile koup\u00edte na trhu aktivum, jeho hodnota za\u010dne kol\u00edsat v souladu s tr\u017en\u00ed cenou. <strong>Toto m\u016f\u017ee v\u00e9st k emocion\u00e1ln\u00edmu investov\u00e1n\u00ed,<\/strong> co\u017e m\u016f\u017ee zp\u016fsobit, \u017ee se odch\u00fdl\u00edte od sv\u00e9ho investi\u010dn\u00edho pl\u00e1nu.<\/p>\n\n\n\n<div class=\"wp-block-etoro-tip wp-block-etoro-tip-border-yellow\"><span class=\"wp-block-etoro-tip-icon\"><\/span><div class=\"wp-block-etoro-tip-text\">\n<p><strong>Tip: <\/strong>Udr\u017eet se v klidu je velmi d\u016fle\u017eit\u00e9, a jednou z mo\u017enost\u00ed, kter\u00e1 v\u00e1m s t\u00edm m\u016f\u017ee pomoci, je <a href=\"https:\/\/www.finax.eu\/cs\/blog\/co-je-to-investovani-a-co-znamena-investovat\" target=\"_blank\" rel=\"noreferrer noopener\">investov\u00e1n\u00ed<\/a> pouze kapit\u00e1lu, kter\u00fd si m\u016f\u017eete dovolit ztratit.<\/p>\n<\/div><\/div>\n\n\n\n<p>Ceny aktiv, do kter\u00fdch se rozhodnete investovat, m\u016f\u017ee ovlivnit mnoho faktor\u016f. <strong>Tyto faktory lze sledovat nap\u0159\u00edklad pomoc\u00ed ekonomick\u00fdch kalend\u00e1\u0159\u016f<\/strong>, d\u00edky kter\u00fdm z\u00edsk\u00e1te informace o nadch\u00e1zej\u00edc\u00edch ud\u00e1lostech a ozn\u00e1men\u00edch. Existuj\u00ed v\u0161ak i faktory, kter\u00e9 nelze p\u0159\u00edli\u0161 p\u0159edv\u00eddat, mezi n\u011b\u017e \u0159ad\u00edme nap\u0159\u00edklad r\u016fzn\u00e9 p\u0159\u00edrodn\u00ed katastrofy.<\/p>\n\n\n\n<p><strong>S t\u011bmito faktory v\u0161ak lze alespo\u0148 do jist\u00e9 m\u00edry po\u010d\u00edtat a vytvo\u0159it si p\u0159ibli\u017en\u00fd pl\u00e1n<\/strong>, jak\u00fdm zp\u016fsobem na n\u011b budete reagovat. Toto v\u00e1m pom\u016f\u017ee d\u011blat promy\u0161len\u00e1 rozhodnut\u00ed i v ne\u010dekan\u00fdch situac\u00edch. Ukvapen\u00e9 jedn\u00e1n\u00ed je toti\u017e v r\u00e1mci obchodov\u00e1n\u00ed na trz\u00edch n\u011b\u010d\u00edm, \u010demu je dobr\u00e9 se vyhnout. Pokud nap\u0159\u00edklad na trz\u00edch dojde ke korekci \u2013 poklesu ceny aktiva mezi 10 a 20 % \u2013 budete m\u00edt alespo\u0148 p\u0159ibli\u017enou p\u0159edstavu o tom, jak\u00e9 kroky vykonat.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"756\" height=\"400\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/12\/CZ-Body-Image-3_-Never-Stop-Learning.png\" alt=\"\" class=\"wp-image-786889 wp-image-desktop\" srcset=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/12\/CZ-Body-Image-3_-Never-Stop-Learning.png 756w, https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/12\/CZ-Body-Image-3_-Never-Stop-Learning-300x159.png 300w\" sizes=\"(max-width: 756px) 100vw, 756px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Pravidlo 5: nikdy se nep\u0159est\u00e1vejte u\u010dit<\/h2>\n\n\n\n<p>Va\u0161e investi\u010dn\u00ed c\u00edle a chu\u0165 riskovat se v pr\u016fb\u011bhu \u010dasu samoz\u0159ejm\u011b budou m\u011bnit. <strong>Tak\u00e9 se neust\u00e1le objevuj\u00ed nov\u00e9 investi\u010dn\u00ed <\/strong><a href=\"https:\/\/www.etoro.com\/cs-cz\/trading\/trend-trading\/\"><strong>trendy<\/strong><\/a>, kter\u00e9 je pot\u0159eba sledovat a sna\u017eit se je vyu\u017e\u00edvat.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"756\" height=\"400\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/04\/Five-Golden-Rules-of-Investing_Body-Image-3_-Never-Stop-Learning.png\" alt=\"\" class=\"wp-image-586137 wp-image-desktop\" srcset=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/04\/Five-Golden-Rules-of-Investing_Body-Image-3_-Never-Stop-Learning.png 756w, https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/04\/Five-Golden-Rules-of-Investing_Body-Image-3_-Never-Stop-Learning-300x159.png 300w\" sizes=\"(max-width: 756px) 100vw, 756px\" \/><\/figure>\n\n\n\n<p>Roz\u0161i\u0159ov\u00e1n\u00ed va\u0161ich dovednost\u00ed a znalost\u00ed v\u00e1m m\u016f\u017ee pomoci st\u00e1t se lep\u0161\u00edm investorem.<strong> Nabyt\u00ed znalost\u00ed v\u00e1m pom\u016f\u017ee v z\u00edsk\u00e1n\u00ed v\u011bt\u0161\u00ed sebed\u016fv\u011bry v investov\u00e1n\u00ed<\/strong>, co\u017e m\u016f\u017ee pozitivn\u011b ovlivnit va\u0161i perspektivu.<\/p>\n\n\n\n<p><mark>Kvalitn\u00ed broke\u0159i umo\u017e\u0148uj\u00ed sv\u00fdm klient\u016fm pr\u016fzkum zdarma. N\u011bkte\u0159\u00ed tak\u00e9 nab\u00edzej\u00ed <a href=\"https:\/\/www.etoro.com\/cs-cz\/trading\/social\/\">soci\u00e1ln\u00ed obchodov\u00e1n\u00ed<\/a> \u2014 kde m\u016f\u017eete prob\u00edrat n\u00e1pady s dal\u0161\u00edmi obchodn\u00edky \u2014 a <a href=\"https:\/\/www.etoro.com\/cs-cz\/copytrader\/\">copy trading<\/a> \u2014 kde m\u016f\u017eete nastavit sv\u016fj \u00fa\u010det na kop\u00edrov\u00e1n\u00ed investi\u010dn\u00edch rozhodnut\u00ed jin\u00fdch obchodn\u00edk\u016f.<\/mark><\/p>\n\n\n\n<p>Dal\u0161\u00ed v\u011bc\u00ed, kter\u00e1 v\u00e1m m\u016f\u017ee pomoci b\u00fdt lep\u0161\u00edm investorem, je <strong>pravideln\u00e9 analyzov\u00e1n\u00ed va\u0161ich minul\u00fdch v\u00fdkon\u016f a n\u00e1sledn\u00e9 vyu\u017eit\u00ed t\u011bchto nabyt\u00fdch znalost\u00ed v sou\u010dasnosti a budoucnosti<\/strong>. \u010c\u00edm \u010dast\u011bji budete sv\u00e9 minul\u00e9 v\u00fdkony analyzovat, t\u00edm v\u00edce se m\u016f\u017eete nau\u010dit.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Shrnut\u00ed<\/h2>\n\n\n\n<p>Dodr\u017eov\u00e1n\u00ed p\u011bti zlat\u00fdch pravidel investov\u00e1n\u00ed v\u00e1m v\u00fdrazn\u011b pom\u016f\u017ee v tom, <strong>abyste zvl\u00e1dli nevyhnuteln\u00e9 vzestupy a p\u00e1dy trhu<\/strong>. Pomohou v\u00e1m vyvinout investi\u010dn\u00ed pl\u00e1n, kter\u00fd bude pro v\u00e1s nejvhodn\u011bj\u0161\u00ed, a uk\u00e1\u017eou v\u00e1m v\u00fdhody p\u0159ehodnocen\u00ed a p\u0159izp\u016fsoben\u00ed va\u0161eho pl\u00e1nu pro budouc\u00ed \u00fa\u010dely.<\/p>\n\n\n\n<p>Nav\u0161tivte <a href=\"https:\/\/www.etoro.com\/cs-cz\/academy\/\">eToro Akademii<\/a> a zjist\u011bte v\u00edce o technik\u00e1ch, kter\u00e9 lze pou\u017e\u00edt pro<strong> udr\u017een\u00ed va\u0161ich investi\u010dn\u00edch rozhodnut\u00ed na spr\u00e1vn\u00e9 cest\u011b.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u010cast\u00e9 dotazy<\/h2>\n\n\n\n<dl class=\"wp-block-etoro-faq\">\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Jak\u00e9 je nejd\u016fle\u017eit\u011bj\u0161\u00ed pravidlo investov\u00e1n\u00ed?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>C\u00edlem p\u011bti zlat\u00fdch pravidel investov\u00e1n\u00ed je udr\u017eet investory zam\u011b\u0159en\u00e9 na faktory vy\u0161\u0161\u00ed \u00farovn\u011b, kter\u00e9 mohou v\u00fdznamn\u011b ovlivnit <a href=\"https:\/\/www.moneta.cz\/slovnik-pojmu\/detail\/co-je-navratnost-investice\" target=\"_blank\" rel=\"noreferrer noopener\">n\u00e1vratnost jejich investic<\/a>, sp\u00ed\u0161e ne\u017e se starat o potenci\u00e1ln\u011b nev\u00fdznamn\u00e9 faktory, kter\u00e9 n\u00e1vratnost investice ovliv\u0148uj\u00ed jen ve velmi mal\u00e9 m\u00ed\u0159e. V ide\u00e1ln\u00edm p\u0159\u00edpad\u011b funguj\u00ed spole\u010dn\u011b, ale stanoven\u00ed va\u0161ich c\u00edl\u016f a investic je z\u0159ejm\u011b t\u00edm nejd\u016fle\u017eit\u011bj\u0161\u00edm pravidlem, kter\u00e9 by m\u011blo tvo\u0159it z\u00e1klad ka\u017ed\u00e9ho investi\u010dn\u00edho pl\u00e1nu.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Kdy rebalancovat sv\u00e9 portfolio?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p><a href=\"https:\/\/www.etoro.com\/cs-cz\/news-and-analysis\/copytrader\/how-to-build-a-portfolio-for-uncertain-times\/\">Rebalancov\u00e1n\u00ed portfolia<\/a> je v podstat\u011b \u00faprava alokace aktiv, kter\u00e1 prob\u00edh\u00e1 prost\u0159ednictv\u00edm prodeje st\u00e1vaj\u00edc\u00edch pozic a n\u00e1kupu pozic nov\u00fdch. Rebalancov\u00e1n\u00ed portfolia lze prov\u00e1d\u011bt v podstat\u011b kdykoli, kdy\u017e jsou trhy otev\u0159en\u00e9. Rebalancov\u00e1n\u00ed portfolia pom\u00e1h\u00e1 upravit rizikov\u00fd profil portfolia a m\u011blo by b\u00fdt provedeno po zm\u011bn\u00e1ch tr\u017en\u00edch podm\u00ednek nebo p\u0159i n\u00e1sledov\u00e1n\u00ed jin\u00e9 investi\u010dn\u00ed strategie.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Jak mohu zm\u011b\u0159it rizikovost sv\u00e9ho portfolia?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>M\u011b\u0159en\u00ed <a href=\"https:\/\/www.czechwealth.cz\/slovnik-pojmu\/rizeni-rizika\" target=\"_blank\" rel=\"noreferrer noopener\">rizika<\/a> portfolia m\u016f\u017ee b\u00fdt technicky n\u00e1ro\u010dn\u00e1 operace, kter\u00e1 zahrnuje komplikovan\u00e9 statistiky. M\u011b\u0159en\u00ed rizika portfolia spo\u010d\u00edv\u00e1 ve sledov\u00e1n\u00ed toho, jak se v\u00fdnosy investic m\u011bn\u00ed v pr\u016fb\u011bhu \u010dasu. Pokud v\u00e1\u0161 zisk\/ztr\u00e1ta z\u00e1sadn\u011b fluktuuje, nebo p\u0159esn\u011bji \u0159e\u010deno, pohybuje se do takov\u00e9 m\u00edry, \u017ee je v\u00e1m to nep\u0159\u00edjemn\u00e9, m\u011bli byste zv\u00e1\u017eit rebalancov\u00e1n\u00ed sv\u00e9ho portfolia investov\u00e1n\u00edm do aktiv s ni\u017e\u0161\u00edm rizikem.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Plat\u00ed stejn\u00e1 zlat\u00e1 pravidla investov\u00e1n\u00ed pro akcie, kryptom\u011bny i ETF?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Ano, principy jako diverzifikace a \u0159\u00edzen\u00ed rizik jsou univerz\u00e1ln\u00ed. U rizikov\u00fdch n\u00e1stroj\u016f, jako je krypto, je v\u0161ak nutn\u00e9 upravit nastaven\u00ed \u2013 nap\u0159\u00edklad <a href=\"https:\/\/www.etoro.com\/cs-cz\/trading\/how-to-set-stop-loss-and-take-profit-targets\/\">stop-loss<\/a>. Propad o 5 % je u kryptom\u011bn mnohem b\u011b\u017en\u011bj\u0161\u00ed ne\u017e u dluhopisov\u00e9ho ETF.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Jsou zlat\u00e1 pravidla relevantn\u00ed i pro volatiln\u00ed trhy?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Ur\u010dit\u011b. T\u011bchto p\u011bt pravidel v\u00e1m pom\u016f\u017ee \u010dinit disciplinovan\u00e1 rozhodnut\u00ed i v dob\u011b volatility na trhu. M\u00edt promy\u0161len\u00fd pl\u00e1n v moment\u011b, kdy jsou trhy v nap\u011bt\u00ed, je kl\u00ed\u010dov\u00e9 pro udr\u017een\u00ed va\u0161ich dlouhodob\u00fdch c\u00edl\u016f.<\/p>\n<\/dd><\/div>\n<\/dl>\n\n\n\n\t\t<style>\n\t\t\t.rtl .etoro-block-shortcode-disclaimer {\n\t\t\t\ttext-align:right;\n\t\t\t}\n\t\t\t.etoro-block-shortcode-disclaimer {\n\t\t\t\tmargin-bottom:18px;\n\t\t\t\ttext-align:left;\n\t\t\t}\n\t\t\t.etoro-block-shortcode-disclaimer p{\n\t\t\t\tfont-size: 12px;\n\t\t\t\tline-height: 18px;\n\t\t\t}\n\t\t\t@media (min-width: 768px) {\n\t\t\t\t.etoro-block-shortcode-disclaimer {\n\t\t\t\t\tmax-width:1176px;\n\t\t\t\t\ttext-align:center;\n\t\t\t\t}\n\t\t\t\t.etoro-block-shortcode-disclaimer p {\n\t\t\t\t\tfont-size: 14px;\n\t\t\t\t\tline-height: 20px;\n\t\t\t\t}\n\t\t\t}\n\t\t<\/style>\n\t\t<div class='etoro-block-shortcode-disclaimer'><p>Tyto informace slou\u017e\u00ed pouze pro vzd\u011bl\u00e1vac\u00ed \u00fa\u010dely a nelze je pova\u017eovat za investi\u010dn\u00ed poradenstv\u00ed, osobn\u00ed doporu\u010den\u00ed, nab\u00eddku nebo v\u00fdzvu k n\u00e1kupu \u010di prodeji jak\u00fdchkoli finan\u010dn\u00edch n\u00e1stroj\u016f.<\/p>\n<p>Tento materi\u00e1l byl p\u0159ipraven bez ohledu na konkr\u00e9tn\u00ed investi\u010dn\u00ed c\u00edle nebo finan\u010dn\u00ed situaci a nebyl p\u0159ipraven v souladu s pr\u00e1vn\u00edmi a regula\u010dn\u00edmi po\u017eadavky na podporu nez\u00e1visl\u00e9ho v\u00fdzkumu.<\/p>\n<p><strong>Ne v\u0161echny zmi\u0148ovan\u00e9 finan\u010dn\u00ed n\u00e1stroje a slu\u017eby jsou nab\u00edzeny na eToro<\/strong> a jak\u00e9koli odkazy na minulou v\u00fdkonnost finan\u010dn\u00edho n\u00e1stroje, indexu nebo investi\u010dn\u00edho produktu nejsou a nem\u011bly by b\u00fdt pova\u017eov\u00e1ny za spolehliv\u00fd ukazatel budouc\u00edch v\u00fdsledk\u016f. <strong>Dostupnost v\u0161ech v\u00fd\u0161e uveden\u00fdch produkt\u016f a slu\u017eeb se m\u016f\u017ee li\u0161it v z\u00e1vislosti na jurisdikci a zemi.<\/strong><\/p>\n<p>eToro nezaru\u010duje p\u0159esnost ani \u00faplnost obsahu tohoto pr\u016fvodce a nep\u0159eb\u00edr\u00e1 v tomto ohledu \u017e\u00e1dnou odpov\u011bdnost. P\u0159ed vlo\u017een\u00edm kapit\u00e1lu se ujist\u011bte, \u017ee rozum\u00edte rizik\u016fm spojen\u00fdm s obchodov\u00e1n\u00edm. Nikdy neriskujte v\u00edce, ne\u017e jste p\u0159ipraveni ztratit.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Ka\u017ed\u00fd investor by si m\u011bl nastavit ur\u010dit\u00e1 pravidla a dodr\u017eovat je, aby se vyhnul emotivn\u00edm rozhodnut\u00edm a minimalizoval ztr\u00e1ty. Mus\u00ed v\u011bd\u011bt, pro\u010d investuje, pl\u00e1novat do budoucna, diverzifikovat sv\u00e9 portfolio a neust\u00e1le se vzd\u011bl\u00e1vat. Proveden\u00ed pr\u016fzkumu p\u0159ed investov\u00e1n\u00edm m\u016f\u017ee b\u00fdt zaj\u00edmav\u00e9 i finan\u010dn\u011b obohacuj\u00edc\u00ed. Nicm\u00e9n\u011b, pokud jde o dosa\u017een\u00ed finan\u010dn\u00ed nez\u00e1vislosti, existuj\u00ed faktory vy\u0161\u0161\u00ed \u00farovn\u011b, kter\u00e9&hellip;<\/p>\n","protected":false},"author":101,"featured_media":630403,"parent":19761,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"sticky_cta_settings":"","footnotes":""},"asset_type":[6601],"class_list":["post-630402","page","type-page","status-publish","has-post-thumbnail","hentry","asset_type-is-cfd"],"acf":[],"yoast_head":"<title>Vyhn\u011bte se chyb\u00e1m v investov\u00e1n\u00ed | Zlat\u00e1 pravidla<\/title>\n<meta name=\"description\" content=\"Jste na za\u010d\u00e1tku sv\u00e9 investi\u010dn\u00ed cesty a chcete se vyhnout zbyte\u010dn\u00fdm chyb\u00e1m? V tomto pr\u016fvodci najdete zlat\u00e1 pravidla investov\u00e1n\u00ed, kter\u00e1 byste m\u011bli zn\u00e1t.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.etoro.com\/cs-cz\/wp-json\/wp\/v2\/pages\/630402\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Vyhn\u011bte se chyb\u00e1m v investov\u00e1n\u00ed | Zlat\u00e1 pravidla\" \/>\n<meta property=\"og:description\" content=\"Jste na za\u010d\u00e1tku sv\u00e9 investi\u010dn\u00ed cesty a chcete se vyhnout zbyte\u010dn\u00fdm chyb\u00e1m? V tomto pr\u016fvodci najdete zlat\u00e1 pravidla investov\u00e1n\u00ed, kter\u00e1 byste m\u011bli zn\u00e1t.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.etoro.com\/cs-cz\/wp-json\/wp\/v2\/pages\/630402\" \/>\n<meta property=\"og:site_name\" content=\"eToro\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/eToro\/\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-17T13:20:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/06\/Socials-CZ-4-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@eToro\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.etoro.com\/cs-cz\/investing\/five-golden-rules-of-investing\/\",\"url\":\"https:\/\/www.etoro.com\/cs-cz\/investing\/five-golden-rules-of-investing\/\",\"name\":\"Vyhn\u011bte se chyb\u00e1m v investov\u00e1n\u00ed | Zlat\u00e1 pravidla\",\"isPartOf\":{\"@id\":\"https:\/\/www.etoro.com\/cs-cz\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.etoro.com\/cs-cz\/investing\/five-golden-rules-of-investing\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.etoro.com\/cs-cz\/investing\/five-golden-rules-of-investing\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/06\/Socials-CZ-4-1.png\",\"datePublished\":\"2023-05-01T10:13:58+00:00\",\"dateModified\":\"2026-03-17T13:20:48+00:00\",\"description\":\"Jste na za\u010d\u00e1tku sv\u00e9 investi\u010dn\u00ed cesty a chcete se vyhnout zbyte\u010dn\u00fdm chyb\u00e1m? 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