{"id":764348,"date":"2023-10-19T17:06:47","date_gmt":"2023-10-19T14:06:47","guid":{"rendered":"https:\/\/www.etoro.com\/investing\/interest-on-balance\/"},"modified":"2026-03-12T16:47:02","modified_gmt":"2026-03-12T14:47:02","slug":"interest-on-balance","status":"publish","type":"page","link":"https:\/\/www.etoro.com\/en-us\/investing\/interest-on-balance\/","title":{"rendered":"Interest on Balance"},"content":{"rendered":"\n
\n
\n
\n

Why join eToro\u2019s<\/span> High Interest Cash Program?<\/strong><\/h2>\n\n\n\n

Unlike other brokerages, our program allows you to earn with no minimum deposit. Opt in<\/a> today to get 3.25% interest on cash in your options account*.<\/p>\n\n\n\n

\n
\n
\"Excellent
Excellent rates<\/div>
\n

Benefit from one of the highest interest rates provided by brokerages<\/p>\n<\/div><\/div><\/div>\n<\/div>\n\n\n\n

\n
\"Monthly
Monthly payouts<\/div>
\n

Earn money directly to your account, even when on the sidelines<\/p>\n<\/div><\/div><\/div>\n<\/div>\n\n\n\n

\n
\"No
No commitment<\/div>
\n

Your funds remain liquid, so you can withdraw any time you wish<\/p>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

*For residents of NV, HI, Puerto Rico and US Virgin Islands, see here<\/a> for location-specific details.<\/small><\/p>\n<\/div><\/section>\n\n\n\n

\n
How to get<\/span> 3.25% annual interest<\/strong> on cash<\/span><\/h6>\n\n\n\n
\n
\n
\"Create
Create your account*<\/div>
\n

Sign in to eToro and open an options account<\/p>\n<\/div><\/div><\/div>\n<\/div>\n\n\n\n

\n
\"Deposit
Deposit funds<\/div>
\n

Transfer money to your options account<\/p>\n<\/div><\/div><\/div>\n<\/div>\n\n\n\n

\n
\"Opt
Opt in<\/div>
\n

Sign up for the interest on cash program<\/p>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n

\nGet Started<\/a>\n<\/div>\n\n\n\n

*Please note: You must qualify for an options account in order to access this offer. This qualification is based in part on your risk tolerance and investment goals.<\/p>\n<\/div><\/section>\n\n\n\n

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\n
\n
Does this program cost money?<\/dt>
\n

An operational fee of $2 per month applies to each account enrolled in the program. However, for clients with a total portfolio value of $5,000 or more across eToro accounts, this fee will be waived. Portfolio value criteria is based on total asset value at month end.<\/p>\n<\/dd><\/div>\n\n\n\n

Is everyone eligible for this offer?<\/dt>
\n

For residents of NV, HI, Puerto Rico and US Virgin Islands, you\u2019ll need to have a verified and funded eToro account in order to qualify. Click here<\/a> for location-specific details.<\/p>\n\n\n\n

For all other states, you\u2019ll need to be approved for an options account on eToro to qualify for this offer. This approval is based in part on the risk tolerance and investment goals you provide during registration, which can be viewed in the Experience and Objectives section of your eToro profile<\/a>.<\/p>\n<\/dd><\/div>\n\n\n\n

How much money do I need in my options account to start making interest?<\/dt>
\n

There is no minimum equity required to opt in to the eToro High Interest Cash Program. <\/p>\n<\/dd><\/div>\n\n\n\n

Is there any commitment required to get this offer?<\/dt>
\n

For residents of NV, HI, Puerto Rico, and US Virgin Islands, you\u2019ll need to have cash in your eToro account in order to enroll in the program.<\/p>\n\n\n\n

For all other states, you need to have cash in your options account in order to enroll. <\/p>\n\n\n\n

There is no minimum equity required to opt in, and you can unenroll from the program at any time  by reaching out to Customer Service<\/a>. <\/p>\n<\/dd><\/div>\n\n\n\n

Is my cash FDIC insured?<\/dt>
\n

Your cash in this program is held at one or more FDIC-insured banks, which means it is eligible for FDIC insurance in the case of a bank failure. FDIC insurance typically amounts to $250,000 per customer per bank, but this program utilizes multiple banks to obtain additional insurance for your cash (not expected to exceed $5 million). Learn more at www.fdic.gov<\/a> or in the Terms and Conditions<\/a>.<\/p>\n<\/dd><\/div>\n\n\n\n

Will the interest rate change?<\/dt>
\n

Rate changes can occur based on market movements. Any rate changes will be updated in our terms and conditions.<\/p>\n<\/dd><\/div>\n\n\n\n

How will I be able to track the interest made on the account?<\/dt>
\n

You can check your account statements to see the interest earned each month. Please note, there may be a delay of one month between enrollment and first payment.<\/p>\n<\/dd><\/div>\n\n\n\n

How will I get my interest?<\/dt>
\n

Every month, your options trading account will accrue interest, which will be automatically deposited. Once it\u2019s in your account, you can use it to trade options, or send funds back to your stocks & crypto account.<\/p>\n\n\n\n

For residents of NV, HI, Puerto Rico, and US Virgin Islands specifically, your eToro account will accrue interest.\u00a0<\/p>\n<\/dd><\/div>\n\n\n\n

Do I earn interest on cash in my eToro accounts that I use for trading stocks or crypto?<\/dt>
\n

No, interest on cash is not currently available for eToro stocks & crypto account balances. However, once you are approved for an options account, you can easily transfer your existing account balance to your options account to start earning interest. You can learn more about the interest program on our Help Center<\/a>.<\/p>\n<\/dd><\/div>\n<\/dl>\n<\/div>\n<\/div>\n<\/div><\/section>\n","protected":false},"excerpt":{"rendered":"

Why join eToro\u2019s High Interest Cash Program? Unlike other brokerages, our program allows you to earn with no minimum deposit. Opt in today to get 3.25% interest on cash in your options account*. *For residents of NV, HI, Puerto Rico and US Virgin Islands, see here for location-specific details. How to get 3.25% annual interest…<\/p>\n","protected":false},"author":119,"featured_media":956854,"parent":33237,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":true,"inline_featured_image":false,"sticky_cta_settings":"","footnotes":""},"asset_type":[],"class_list":["post-764348","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"Earn 3.25% annual interest on cash<\/title>\n<meta name=\"description\" content=\"Get more from your money with eToro\u2019s interest on cash! 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