{"id":957568,"date":"2024-11-13T14:12:36","date_gmt":"2024-11-13T12:12:36","guid":{"rendered":"https:\/\/www.etoro.com\/?page_id=957568"},"modified":"2025-12-11T12:24:29","modified_gmt":"2025-12-11T10:24:29","slug":"invest-smarter","status":"publish","type":"page","link":"https:\/\/www.etoro.com\/en-us\/investing\/invest-smarter\/","title":{"rendered":""},"content":{"rendered":"\n
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Home<\/a><\/span><\/span><\/p>\n

INVEST SMARTER,<\/h2>\n\n\n\n

Together<\/strong><\/p>\n\n\n\n

Watch the market moves, follow other investors and trade on the world\u2019s largest social trading platform.
<\/strong><\/p>\n\n\n\n

\nJoin eToro<\/a>\n<\/div>\n<\/div>\n\n\n\n
\n\"\"\"\"\"\"\"\"\n<\/div>\n<\/div>\n\n\n\n
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Diversify<\/span> your portfolio<\/strong><\/h2>\n\n\n\n

Invest in a variety of asset classes \u2014 including stocks, ETFs, and options \u2014 while managing all of your holdings conveniently in one place.<\/p>\n\n\n\n

\nExplore Top Markets<\/a>\n<\/div>\n<\/div>\n\n\n\n
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\"\"\"\"<\/figure>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n
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Start earning<\/span> 3.25% interest<\/strong><\/h2>\n\n\n\n

Make your money work harder while you plan your next stock, ETF, or options trade. Get paid monthly on your account balance with no minimum and no commitment needed.<\/p>\n\n\n\n

\nGet Started<\/a>\n<\/div>\n\n\n\n

*Terms apply<\/a>, rate subject to change. Offer valid for residents of NY, NV, HI, Puerto Rico, and US Virgin Islands. For other US states, you must qualify for an options account to access this offer.<\/p>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n

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How to get<\/span> 3.25% annual interest on cash<\/strong><\/h2>\n\n\n\n

Get paid monthly straight to your account, no commitment needed.<\/p>\n\n\n\n

\n
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\"Create
Create your account<\/div>
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Sign in to eToro and complete your profile<\/p>\n<\/div><\/div><\/div>\n<\/div>\n\n\n\n

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\"Make
Make a deposit<\/div>
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Transfer money to your account<\/p>\n<\/div><\/div><\/div>\n<\/div>\n\n\n\n

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\"Opt
Opt in<\/div>
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Sign up for the interest on cash program<\/p>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

\nGet Started<\/a>\n<\/div>\n<\/div><\/section>\n\n\n\n
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Access a wealth of<\/span> investing guides and courses<\/strong><\/h2>\n\n\n\n

The eToro Academy provides free financial education for beginners and experts alike<\/p>\n\n\n\n

\n
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\n\"How
How to Develop a Value Investing Strategy<\/small><\/div>
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<\/p>\n<\/div><\/div><\/a>\n<\/div>\n\n\n\n

\n\"Build
Build a diversified portfolio<\/small><\/div>
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<\/p>\n<\/div><\/div><\/a>\n<\/div>\n\n\n\n

\n\"How
How to trade options on eToro<\/small><\/div>
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<\/p>\n<\/div><\/div><\/a>\n<\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n

\nStart Learning Now<\/a>\n<\/div>\n\n\n\n

This information is not and should not be construed to be investment advice\/recommendation.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n

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Trusted<\/span> worldwide<\/strong><\/h2>\n\n\n\n

Discover why millions of investors from over 100 countries joined eToro<\/p>\n\n\n\n

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\"Social\"
Social<\/div>
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More than 30 million users globally<\/p>\n<\/div><\/div><\/div>\n<\/div>\n\n\n\n

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\"Reliable\"
Reliable<\/div>
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A leader in the fintech space since 2007<\/p>\n<\/div><\/div><\/div>\n<\/div>\n\n\n\n

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\"Secured\"
Secured<\/div>
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All accounts are protected by industry-leading security systems<\/p>\n<\/div><\/div><\/div>\n<\/div>\n\n\n\n

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\"Regulated\"
Regulated<\/div>
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Partner closely with regulators worldwide to offer best-in-class services<\/p>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n

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FAQ<\/h2>\n<\/div>\n<\/div>\n\n\n\n
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Does the interest program cost money?<\/dt>
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An operational fee of $2 per month applies to each account enrolled in the program. However, for clients with a total portfolio value of $5,000 or more across eToro accounts, this fee will be waived. Portfolio value criteria is based on total asset value at month end.<\/p>\n<\/dd><\/div>\n\n\n\n

Is everyone eligible for the interest offer?<\/dt>
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For residents of NY, NV, HI, Puerto Rico, and US Virgin Islands, you\u2019ll need to have a verified and funded eToro account in order to qualify.<\/p>\n\n\n\n

For all other states, you\u2019ll need to be approved for an options account on eToro to qualify for this offer. This approval is based in part on the risk tolerance and investment goals you provide during registration, which can be viewed in the Experience and Objectives section of your eToro profile<\/a>. For more details, click here<\/a>.<\/p>\n<\/dd><\/div>\n\n\n\n

How much money do I need in my account to start making interest?<\/dt>
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There is no minimum equity required to opt in to the eToro High-Interest Cash Program. <\/p>\n<\/dd><\/div>\n\n\n\n

Is there any commitment required to get this offer?<\/dt>
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You need to have cash in your eToro account in order to enroll in the program. You can unenroll from the program at any time by reaching out to Customer Service<\/a>.<\/p>\n<\/dd><\/div>\n\n\n\n

Is my cash FDIC insured?<\/dt>
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Your cash in this program is held at one or more FDIC-insured banks, which means it is eligible for FDIC insurance in the case of a bank failure. FDIC insurance typically amounts to $250,000 per customer per bank, but this program utilizes multiple banks to obtain additional insurance for your cash (not expected to exceed $5 million). Learn more at www.fdic.gov<\/a> or in the Terms and Conditions<\/a>.<\/p>\n<\/dd><\/div>\n\n\n\n

Will the interest rate change?<\/dt>
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Offer is subject to change based on federal interest rates. These rate changes can occur based on market movements.<\/p>\n<\/dd><\/div>\n\n\n\n

How will I be able to track the interest made on my account?<\/dt>
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You can check your account statements to see the interest earned each month. Please note, there may be a delay of one month between enrollment and first payment.<\/p>\n<\/dd><\/div>\n\n\n\n

How will I get my interest?<\/dt>
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Every month, your eToro account will accrue interest, which will be automatically deposited. Once it\u2019s in your account, you can use it to trade stocks, ETFs or options.<\/p>\n<\/dd><\/div>\n<\/dl>\n<\/div><\/section>\n","protected":false},"excerpt":{"rendered":"

Diversify your portfolio Invest in a variety of asset classes \u2014 including stocks, ETFs, and options \u2014 while managing all of your holdings conveniently in one place. Start earning 3.25% interest Make your money work harder while you plan your next stock, ETF, or options trade. Get paid monthly on your account balance with no…<\/p>\n","protected":false},"author":119,"featured_media":0,"parent":33237,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"sticky_cta_settings":"","footnotes":""},"asset_type":[],"class_list":["post-957568","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"Invest Smarter, Together on eToro<\/title>\n<meta name=\"description\" content=\"Watch the market moves, follow other investors and trade on the world\u2019s largest social trading platform.\" \/>\n<meta name=\"robots\" content=\"noindex, follow\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Invest Smarter, Together on eToro\" \/>\n<meta property=\"og:description\" content=\"Watch the market moves, follow other investors and trade on the world\u2019s largest social trading 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