{"id":779900,"date":"2023-11-29T09:00:22","date_gmt":"2023-11-29T07:00:22","guid":{"rendered":"https:\/\/www.etoro.com\/?p=779900"},"modified":"2025-11-21T13:16:42","modified_gmt":"2025-11-21T11:16:42","slug":"etoro-opens-up-interest-on-cash-to-empower-everyday-investors","status":"publish","type":"post","link":"https:\/\/www.etoro.com\/en-us\/news-and-analysis\/latest-news\/press-release\/etoro-opens-up-interest-on-cash-to-empower-everyday-investors\/","title":{"rendered":"eToro Opens Up Interest On Cash to Empower Everyday Investors"},"content":{"rendered":"<p style=\"text-align: center;\"><i><span style=\"font-weight: 400;\">New feature offers 4.9% APR on eToro Options account cash balances for U.S. users<\/span><\/i><\/p>\n<p><b>November 29, 2023<\/b><span style=\"font-weight: 400;\"> &#8211; <\/span><a href=\"https:\/\/www.etoro.com\/en-us\/\"><span style=\"font-weight: 400;\">eToro<\/span><\/a><span style=\"font-weight: 400;\">, the trading and investing platform, is today announcing its next step in the ongoing diversification of its offerings with the launch of an interest on cash feature. Accessible via eToro Options, interest on cash offers account holders 4.9% APR on cash balances within eligible eToro Options accounts. With the launch of its interest on cash feature, eToro is furthering its mission to democratize investing as a neo-broker with bank beating rates giving consumers access to more financial equity. <\/span><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><b>Lule Demmissie, eToro U.S. CEO,<\/b><span style=\"font-weight: 400;\"> commented, <\/span><i><span style=\"font-weight: 400;\">\u201cRetail investors are constantly told to diversify their portfolio and ensure they\u2019re maximizing their investments &#8211; our new high interest on cash offering helps investors make their money work even when it is at rest. Our high rate offering is accessible to real investors unlike other brokers who have high minimum balance requirements to earn their rates. eToro is committed to lowering barriers for retail investors.\u201c<\/span><\/i><\/p>\n<p><span style=\"font-weight: 400;\">The new opt-in program offers an 4.9% APR on cash reserves not actively invested, and is free for eligible users with an at-rest cash balance of $5,000 or more. Users who opt in to the program and maintain less than $5,000 at rest in their account will still benefit from the offering but be charged a small monthly fee.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">eToro Options account holders do not have to meet a minimum balance. Unlike other fixed-income investments which require minimum terms and balances, the eToro options account can be funded with as little as $10 and allows users to withdraw or invest their cash at any time.<\/span><\/p>\n<p><b>Demmissie adds: <\/b><i><span style=\"font-weight: 400;\">\u201cOur latest Retail Investor Beat Survey showed that more investors are holding cash, either through fear due to the uncertain market environment or while they wait for investment opportunities. Yet to date, even in this time of high interest rates, the everyday person has either been excluded from, or had to jump through crazy hoops, to access attractive interest rates on cash. As part of our mission to open up the world of finance to all, we\u2019re thrilled to be able to offer an easy way for retail investors to earn interest on cash.\u00a0<\/span><\/i><\/p>\n<p style=\"text-align: center;\"><b>ENDS<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Media contacts<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><a href=\"mailto:finnetoro@finnpartners.com\"><span style=\"font-weight: 400;\">finnetoro@finnpartners.com<\/span><\/a><span style=\"font-weight: 400;\">\u00a0\u00a0<\/span><\/p>\n<p><b>About eToro<\/b><\/p>\n<p><a href=\"http:\/\/etoro.com\/\"><span style=\"font-weight: 400;\">eToro<\/span><\/a><span style=\"font-weight: 400;\"> is the trading and investing platform that empowers you to invest, share and learn. We were founded in 2007 with the vision of a world where everyone can trade and invest in a simple and transparent way. Today we have over 32 million registered users from more than 100 countries. We believe there is power in shared knowledge and that we can become more successful by investing together. So we\u2019ve created a collaborative investment community designed to provide you with the tools you need to grow your<\/span><a href=\"https:\/\/www.etoro.com\/academy\/\"> <span style=\"font-weight: 400;\">knowledge<\/span><\/a><span style=\"font-weight: 400;\"> and wealth. On eToro, you can hold a range of traditional and innovative assets and choose how you invest: trade directly, invest in a portfolio, or copy other investors. You can visit our media center<\/span><a href=\"https:\/\/www.etoro.com\/about\/media-center\/\"> <span style=\"font-weight: 400;\">here<\/span><\/a><span style=\"font-weight: 400;\"> for our latest news.<\/span><\/p>\n<p><b>US DISCLAIMER<\/b><b><br \/>\n<\/b><i><span style=\"font-weight: 400;\">Securities trading is offered by eToro USA Securities Inc., member of <\/span><\/i><a href=\"https:\/\/www.finra.org\/#\/\" rel=\"nofollow noopener noreferrer\" ><i><span style=\"font-weight: 400;\">FINRA<\/span><\/i><\/a><i><span style=\"font-weight: 400;\"> and <\/span><\/i><a href=\"https:\/\/www.sipc.org\/\" rel=\"nofollow noopener noreferrer\"  rel=\"nofollow noopener noreferrer\" ><i><span style=\"font-weight: 400;\">SIPC<\/span><\/i><\/a><i><span style=\"font-weight: 400;\">, a self-directed broker-dealer that does not provide recommendations or investment advice. Options involve risk and are not suitable for all investors. Please review <\/span><\/i><a href=\"https:\/\/www.theocc.com\/getmedia\/a151a9ae-d784-4a15-bdeb-23a029f50b70\/riskstoc.pdf;\" rel=\"nofollow noopener noreferrer\" ><i><span style=\"font-weight: 400;\">Characteristics and Risks of Standardized Options <\/span><\/i><\/a><i><span style=\"font-weight: 400;\">\u00a0prior to engaging in options trading. Content, research, tools, and stock symbols on eToro\u2019s website are for educational purposes only and do not imply a recommendation or solicitation to engage in any specific investment strategy. All investments involve risk, losses may exceed the amount of principal invested, and past performance does not guarantee future results. Cryptotrading is offered by eToro USA LLC. This entity is not a registered broker-dealer or FINRA member and your cryptocurrency holdings are not FDIC or <\/span><\/i><a href=\"https:\/\/www.sipc.org\/\" rel=\"nofollow noopener noreferrer\"  rel=\"nofollow noopener noreferrer\" ><i><span style=\"font-weight: 400;\">SIPC<\/span><\/i><\/a> <i><span style=\"font-weight: 400;\">insured. Visit our <\/span><\/i><a href=\"https:\/\/www.etoro.com\/en-us\/customer-service\/disclosures\/\"><i><span style=\"font-weight: 400;\">Disclosure Library<\/span><\/i><\/a><i><span style=\"font-weight: 400;\"> for additional important disclosures including our<\/span><\/i> <a href=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2021\/09\/Etoro-USA-Securities-Form-Customer-Relationship-Summary-1.7.22-FPSL-Final.docx.pdf\"><i><span style=\"font-weight: 400;\">Customer Relationship Summary<\/span><\/i><\/a><i><span style=\"font-weight: 400;\">.<\/span><\/i> <a href=\"https:\/\/brokercheck.finra.org\/firm\/summary\/298361\" rel=\"nofollow noopener noreferrer\" ><i><span style=\"font-weight: 400;\">FINRA Brokercheck<\/span><\/i><\/a><i><span style=\"font-weight: 400;\"> \u00a9 2023<\/span><\/i><\/p>\n","protected":false},"excerpt":{"rendered":"<p>New feature offers 4.9% APR on eToro Options account cash balances for U.S. users November 29, 2023 &#8211; eToro, the trading and investing platform, is today announcing its next step in the ongoing diversification of its offerings with the launch of an interest on cash feature. Accessible via eToro Options, interest on cash offers account&hellip;<\/p>\n","protected":false},"author":116,"featured_media":553202,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[6449],"tags":[],"asset_type":[],"class_list":["post-779900","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-press-release"],"acf":[],"yoast_head":"<title>eToro Opens Up Interest On Cash to Empower Everyday Investors - eToro<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.etoro.com\/en-us\/wp-json\/wp\/v2\/posts\/779900\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"eToro Opens Up Interest On Cash to Empower Everyday Investors - eToro\" \/>\n<meta property=\"og:description\" content=\"New feature offers 4.9% APR on eToro Options account cash balances for U.S. users November 29, 2023 &#8211; eToro, the trading and investing platform, is today announcing its next step in the ongoing diversification of its offerings with the launch of an interest on cash feature. 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