{"id":743344,"date":"2023-10-19T17:06:47","date_gmt":"2023-10-19T14:06:47","guid":{"rendered":"https:\/\/www.etoro.com\/investing\/interest-on-balance\/"},"modified":"2026-03-24T12:43:41","modified_gmt":"2026-03-24T10:43:41","slug":"interest-on-balance","status":"publish","type":"page","link":"https:\/\/www.etoro.com\/es\/investing\/interest-on-balance\/","title":{"rendered":"Inter\u00e9s sobre el Balance"},"content":{"rendered":"\n<div class=\"wp-block-etoro-half-cover has-white-background-color\">\n<div class=\"wp-block-etoro-half-cover-left\"><p id=\"breadcrumbs\" class=\"gray-dark\"><span><span><a href=\"https:\/\/www.etoro.com\/es\/\">Inicio<\/a><\/span><\/span><\/p>\n<h1 class=\"wp-block-heading is-style-banner-title\">Gane hasta un&nbsp;<strong>3,55% de&nbsp;inter\u00e9s&nbsp;anual<\/strong><\/h1>\n\n\n\n<p>Saque m\u00e1s partido a su dinero con el inter\u00e9s por el saldo de efectivo en USD de eToro<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<a class=\"e-cta e-cta-primary for-visitors\" href=\"https:\/\/www.etoro.com\/es\/accounts\/sign-up\">Soy nuevo\/a en eToro<\/a>\n\n\n\n<a class=\"e-cta e-cta-primary-bordered\" href=\"#users-how-to-start-earning\">Tengo una cuenta<\/a>\n<\/div>\n\n\n\n<p class=\"is-style-disclaimer\">Consulte nuestros <a href=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/07\/eToro-Cash-Interest-on-Balance-TCs.pdf\">t\u00e9rminos y condiciones<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-etoro-half-cover-right\">\n<img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2026\/01\/IOB_Cover_Desktop1920.png\" alt=\"\" class=\"wp-block-etoro-half-cover-media\"\/><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2026\/01\/IOB_Cover_Desktop1280.png\" alt=\"\" class=\"wp-block-etoro-half-cover-media-desktop\"\/><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2026\/01\/IOB_Cover_Tablet.png\" alt=\"\" class=\"wp-block-etoro-half-cover-media-tablet\"\/><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2026\/01\/IOB_Cover_Mobile.png\" alt=\"\" class=\"wp-block-etoro-half-cover-media-mobile\"\/>\n<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-group wp-block-group-boxed has-white-background-color has-background hide-on-mobile hide-on-tablet hide-on-desktop\" id=\"how-to-start-earning\"><div class=\"wp-block-group-inner is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center\"><strong>C\u00f3mo empezar a<\/strong> <b class=\"wp-etoro-format-colored-green\">ganar intereses<\/b><\/h2>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-center wp-block-columns-2 is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex hide-on-mobile\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<a href=\"https:\/\/www.etoro.com\/es\/accounts\/sign-up?funnelFromId=105\" class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-side wp-block-etoro-card-default\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/03\/Number-1.png\" alt=\"Reg\u00edstrese y verifique su cuenta\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-title\"><u>Reg\u00edstrese<\/u> y verifique su cuenta<\/div><div class=\"wp-block-etoro-card-content\">\n<p><\/p>\n<\/div><\/div><\/a>\n\n\n\n<div class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-side wp-block-etoro-card-default\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/03\/Number-2.png\" alt=\"Realice un dep\u00f3sito\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-title\">Realice un dep\u00f3sito<\/div><div class=\"wp-block-etoro-card-content\">\n<p><\/p>\n<\/div><\/div><\/div>\n\n\n\n<a href=\"https:\/\/www.etoro.com\/es\/dashboard\/club\" class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-side wp-block-etoro-card-default\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/03\/Number-3.png\" alt=\"Active \u00abIntereses por el saldo de efectivo en USD\u00bb en el panel de control del Club\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-title\">Active \u00abIntereses por el saldo de efectivo en USD\u00bb en el <u>panel de control del Club<\/u><\/div><div class=\"wp-block-etoro-card-content\">\n<p><\/p>\n<\/div><\/div><\/a>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"920\" height=\"560\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/06\/Comp-3_7-1.gif\" alt=\"\" class=\"wp-image-1078031 wp-image-desktop\"\/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-top wp-block-columns-1 is-layout-flex wp-container-core-columns-is-layout-2 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column wp-block-column-align-desktop-center wp-block-column-align-mobile-center is-layout-flow wp-block-column-is-layout-flow hide-on-tablet hide-on-desktop\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"82\" height=\"117\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/12\/green-01.png\" alt=\"\" class=\"wp-image-965073 wp-image-desktop\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><a href=\"https:\/\/www.etoro.com\/es\/accounts\/sign-up?funnelFromId=105\">Reg\u00edstrese<\/a> y verifique su cuenta<br>&nbsp;&nbsp;<\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"103\" height=\"117\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/12\/green-02.png\" alt=\"\" class=\"wp-image-965097 wp-image-desktop\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Realice un dep\u00f3sito<br>&nbsp;&nbsp;<\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"103\" height=\"117\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/12\/green-03.png\" alt=\"\" class=\"wp-image-965121 wp-image-desktop\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Active \u00abIntereses por el saldo de efectivo en USD\u00bb en el <a href=\"https:\/\/www.etoro.com\/es\/dashboard\/club\">panel de control del Club<\/a><br>&nbsp;&nbsp;<\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"920\" height=\"560\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/06\/Comp-3_7-1.gif\" alt=\"\" class=\"wp-image-1078031 wp-image-desktop\"\/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group wp-block-group-boxed has-white-background-color has-background\" id=\"users-how-to-start-earning\"><div class=\"wp-block-group-inner is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center\"><strong>C\u00f3mo empezar a<\/strong> <b class=\"wp-etoro-format-colored-green\">ganar intereses<\/b><\/h2>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-center wp-block-columns-2 is-layout-flex wp-container-core-columns-is-layout-3 wp-block-columns-is-layout-flex hide-on-mobile\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<a href=\"https:\/\/www.etoro.com\/es\/login\" class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-side wp-block-etoro-card-default\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/03\/Number-1.png\" alt=\"Inicie sesi\u00f3n en su cuenta de eToro\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-title\"><u>Inicie sesi\u00f3n<\/u> en su cuenta de eToro<\/div><div class=\"wp-block-etoro-card-content\">\n<p><\/p>\n<\/div><\/div><\/a>\n\n\n\n<a href=\"https:\/\/www.etoro.com\/es\/dashboard\/club\" class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-side wp-block-etoro-card-default\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/03\/Number-2.png\" alt=\"Vaya al panel de control del Club\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-title\">Vaya al <u>panel de control del Club<\/u><\/div><div class=\"wp-block-etoro-card-content\">\n<p><\/p>\n<\/div><\/div><\/a>\n\n\n\n<div class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-side wp-block-etoro-card-default\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/03\/Number-3.png\" alt=\"Active el interruptor \u00abInter\u00e9s sobre el saldo\u00bb\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-title\">Active el interruptor \u00abInter\u00e9s sobre el saldo\u00bb<\/div><div class=\"wp-block-etoro-card-content\">\n<p><\/p>\n<\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"920\" height=\"560\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/06\/Comp-3_7-1.gif\" alt=\"\" class=\"wp-image-1078031 wp-image-desktop\"\/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-top wp-block-columns-1 is-layout-flex wp-container-core-columns-is-layout-4 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column wp-block-column-align-desktop-center wp-block-column-align-mobile-center is-layout-flow wp-block-column-is-layout-flow hide-on-tablet hide-on-desktop\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"82\" height=\"117\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/12\/green-01.png\" alt=\"\" class=\"wp-image-965073 wp-image-desktop\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><a href=\"https:\/\/www.etoro.com\/es\/login\">Inicie sesi\u00f3n<\/a> en su cuenta de eToro<br>&nbsp;&nbsp;<\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"103\" height=\"117\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/12\/green-02.png\" alt=\"\" class=\"wp-image-965097 wp-image-desktop\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Vaya al <a href=\"https:\/\/www.etoro.com\/es\/dashboard\/club\">panel de control del Club<\/a><br>&nbsp;&nbsp;<\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"103\" height=\"117\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/12\/green-03.png\" alt=\"\" class=\"wp-image-965121 wp-image-desktop\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Active el interruptor \u00abInter\u00e9s sobre el saldo\u00bb<br>&nbsp;&nbsp;<\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"920\" height=\"560\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/06\/Comp-3_7-1.gif\" alt=\"\" class=\"wp-image-1078031 wp-image-desktop\"\/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group wp-block-group-boxed\"><div class=\"wp-block-group-inner is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns are-vertically-aligned-top wp-block-columns-1 is-layout-flex wp-container-core-columns-is-layout-5 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-constrained wp-block-column-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-center\"><strong>\u00bfPodr\u00eda ganar m\u00e1s<\/strong> <b class=\"wp-etoro-format-colored-green\">con su dinero?<\/b><\/h2>\n\n\n\n<p class=\"has-text-align-center\">Active los intereses por saldo de efectivo en USD de eToro y empiece a recibir pagos de intereses directamente en su cuenta.<br>&nbsp;<\/p>\n\n\n\n<div id=\"swiper1559164609\" class=\"wp-block-etoro-cards wp-block-etoro-card-grid-columns-3\"><div class=\"swiper-wrapper\">\n<div class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-above wp-block-etoro-card-default\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/06\/icon-green-outline-rates.png\" alt=\"Tipos \u00f3ptimos\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-title\">Tipos \u00f3ptimos<\/div><div class=\"wp-block-etoro-card-content\">\n<p>Gane m\u00e1s con sus fondos no invertidos con tipos de inter\u00e9s muy competitivos<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-above wp-block-etoro-card-default\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/06\/icon-green-outline-calendar.png\" alt=\"Pagos mensuales\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-title\">Pagos mensuales<\/div><div class=\"wp-block-etoro-card-content\">\n<p>Los intereses ganados se abonan autom\u00e1ticamente en su saldo de eToro cada mes<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-above wp-block-etoro-card-default\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/06\/icon-green-outline-24h.png\" alt=\"Sin bloqueos\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-title\">Sin bloqueos<\/div><div class=\"wp-block-etoro-card-content\">\n<p>Sus fondos siguen estando totalmente accesibles para retirarlos en cualquier momento que desee<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group wp-block-group-boxed has-white-background-color has-background\"><div class=\"wp-block-group-inner is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns are-vertically-aligned-top wp-block-columns-1 is-layout-flex wp-container-core-columns-is-layout-6 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center\"><b class=\"wp-etoro-format-colored-green\">Tipos de inter\u00e9s de<\/b> <strong>eToro<\/strong><\/h2>\n\n\n\n<p class=\"has-text-align-center\">Active los intereses por saldo de efectivo en USD de eToro y empiece a recibir pagos de intereses directamente en su cuenta.<\/p>\n\n\n\n<p>Tipos de inter\u00e9s para residentes aptos de la Uni\u00f3n Europea, Reino Unido, Jersey, Gibraltar, Guernsey y la Isla de Man:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><div class=\"wp-block-table-content\"><div class=\"wp-block-table-content-nav wp-block-table-content-nav-left\"><div class=\"wp-block-table-content-nav-arrow wp-block-table-content-nav-arrow-left\"><\/div><\/div><div class=\"wp-block-table-content-nav wp-block-table-content-nav-right\"><div class=\"wp-block-table-content-nav-arrow wp-block-table-content-nav-arrow-right\"><\/div><\/div><div class=\"wp-block-table-content-table\"><table><tbody><tr><th class=\"has-text-align-center\" data-align=\"center\">Saldo total requerido<\/th><td>$1-$50.000<\/td><td>$50.000+<\/td><\/tr><tr><th class=\"has-text-align-center\" data-align=\"center\">Tipo de inter\u00e9s anual<\/th><td>2,75%<\/td><td>3,55%<\/td><\/tr><tr><th class=\"has-text-align-center\" data-align=\"center\">Tipo de inter\u00e9s anual para Alemania*<\/th><td>3,55%<\/td><td>3,55%<\/td><\/tr><\/tbody><\/table><\/div><\/div><figcaption class=\"wp-element-caption\">*Las tasas se aplican solo a los clientes de eToro cuya cuenta est\u00e9 registrada en Alemania.<\/figcaption><\/figure>\n\n\n\n<p>Tipos de inter\u00e9s para usuarios en el resto de regiones que cumplan los requisitos:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><div class=\"wp-block-table-content\"><div class=\"wp-block-table-content-nav wp-block-table-content-nav-left\"><div class=\"wp-block-table-content-nav-arrow wp-block-table-content-nav-arrow-left\"><\/div><\/div><div class=\"wp-block-table-content-nav wp-block-table-content-nav-right\"><div class=\"wp-block-table-content-nav-arrow wp-block-table-content-nav-arrow-right\"><\/div><\/div><div class=\"wp-block-table-content-table\"><table><tbody><tr><th>Saldo total requerido<\/th><td>$10,000<\/td><td>$25,000<\/td><td>$50,000<\/td><td>$250,000<\/td><\/tr><tr><th>Tipo de inter\u00e9s anual<\/th><td>0,5%<\/td><td>2,25%<\/td><td>3,25%<\/td><td>3,55%<\/td><\/tr><\/tbody><\/table><\/div><\/div><\/figure>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group wp-block-group-boxed has-dark-blue-background-color has-background\"><div class=\"wp-block-group-inner is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns are-vertically-aligned-top wp-block-columns-1 is-layout-flex wp-container-core-columns-is-layout-7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center\"><strong>Empiece a ganar<\/strong> <b class=\"wp-etoro-format-colored-green\">intereses anuales<\/b><\/h2>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-2 wp-block-buttons-is-layout-flex\">\n<a class=\"e-cta e-cta-primary\" href=\"https:\/\/www.etoro.com\/es\/dashboard\/club\">Empezar<\/a>\n<\/div>\n\n\n\n<p class=\"has-text-align-center is-style-disclaimer\">Consulte nuestros <a href=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/07\/eToro-Cash-Interest-on-Balance-TCs.pdf\">t\u00e9rminos y condiciones<\/a><\/p>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group wp-block-group-boxed wp-block-group-small-bottom-padding has-white-background-color has-background\"><div class=\"wp-block-group-inner is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns are-vertically-aligned-top wp-block-columns-1 is-layout-flex wp-container-core-columns-is-layout-8 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center\">FAQ<\/h2>\n\n\n\n<dl class=\"wp-block-etoro-faq\">\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">\u00bfCu\u00e1l es el saldo total requerido?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>El saldo total requerido es lo que determina el tipo de inter\u00e9s que recibir\u00e1s. Es el capital total realizado en tu cuenta, incluidos los fondos invertidos y el saldo en efectivo disponible. <\/p>\n\n\n\n<p>Tenga en cuenta que el tipo de <strong>inter\u00e9s<\/strong> que recibir\u00e1s viene determinado por el <strong>saldo total requerido<\/strong>. Esta tasa se aplica <strong>\u00fanicamente al saldo de efectivo disponible en USD.<\/strong><\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">\u00bfQu\u00e9 es el saldo de efectivo disponible en USD?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>El saldo de efectivo disponible en USD consta de fondos no invertidos que se encuentran actualmente en la cuenta de inversi\u00f3n del cliente, y es la cantidad que devenga un pago de intereses.<\/p>\n\n\n\n<p>Se paga inter\u00e9s compuesto, es decir, los clientes ganan intereses por los fondos de cualquier pago de intereses anterior que permanezcan en su saldo.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">\u00bfC\u00f3mo califico?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Tendr\u00e1s derecho a este inter\u00e9s, de acuerdo con tu nivel de Club y seg\u00fan el saldo disponible en efectivo en tu cuenta, calculado diariamente y pagado mensualmente.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">\u00bfC\u00f3mo activo los intereses por el saldo de efectivo en USD en mi cuenta de eToro?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>1. <a href=\"https:\/\/www.etoro.com\/login\">Inicia sesi\u00f3n<\/a> en tu cuenta de eToro. (\u00bfA\u00fan no tienes una cuenta? <a href=\"https:\/\/www.etoro.com\/accounts\/sign-up\">Reg\u00edstrate aqu\u00ed<\/a>).<\/p>\n\n\n\n<p>2. Aseg\u00farate de que tienes el saldo total requerido en tu cuenta.<\/p>\n\n\n\n<p>3. Ve al <a href=\"https:\/\/www.etoro.com\/dashboard\/club\">panel de eToro Club<\/a>. Despl\u00e1zate hasta &#8220;Intereses sobre el balance&#8221; y cambia de &#8220;Desactivado&#8221; a &#8220;Activo&#8221;.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">\u00bfC\u00f3mo y cu\u00e1ndo se calculan los intereses?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Aunque el tipo de inter\u00e9s es anual, se calcula diariamente y se paga mensualmente. Cada d\u00eda se calcula el saldo que devenga intereses. Este importe se multiplica por el tipo de inter\u00e9s diario (que es el tipo anual dividido entre 365). Al final de cada mes, el importe acumulado de los intereses se totaliza y se paga autom\u00e1ticamente a m\u00e1s tardar el quinto d\u00eda h\u00e1bil del mes siguiente.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">\u00bfCu\u00e1ndo se ingresan los intereses en mi cuenta?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>El pago se realiza autom\u00e1ticamente a m\u00e1s tardar el quinto d\u00eda h\u00e1bil del siguiente mes, temprano en la ma\u00f1ana, hora GMT.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">\u00bfCu\u00e1l es el importe m\u00ednimo de pago?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>La cantidad m\u00ednima que de inter\u00e9s que se puede recibir es de US$ 0,01.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Si activo los intereses por el saldo de efectivo en USD en alg\u00fan momento a mediados de mes, \u00bfganar\u00e9 intereses durante todo el mes?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>No. Los intereses se devengan a partir del d\u00eda en que el usuario opta por el pago, siempre que sigas cumpliendo los requisitos y tengas el balance total necesario para devengar el pago de intereses.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">\u00bfTendr\u00e9 que pagar impuestos por los intereses percibidos?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Los impuestos a pagar depender\u00e1n de la normativa de tu pa\u00eds de residencia. Eres responsable de todos los impuestos aplicables relacionados con la aceptaci\u00f3n de pagos de intereses de eToro. En algunas jurisdicciones, eToro deber\u00e1 retener los impuestos a pagar en tu nombre y remitirlos directamente a la autoridad fiscal pertinente.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">\u00bfDebo pagar alg\u00fan cargo extra?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>No aplica ning\u00fan cargo extra para los pagos de inter\u00e9s.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">\u00bfMis fondo est\u00e1n protegidos?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Como empresa regulada, estamos obligados a proteger tus fondos de acuerdo con las reglas espec\u00edficas de fondos de clientes. eToro (Europe) Ltd es miembro del Fondo de Compensaci\u00f3n de Inversionistas (<a href=\"https:\/\/www.cysec.gov.cy\/en-GB\/investor-protection\/tae\/information\/\" target=\"_blank\" rel=\"noreferrer noopener\">ICF<\/a>), que compensa a los inversores \u00fanicamente hasta veinte mil euros. Adem\u00e1s, en ciertos casos, tus fondos depositados en bancos europeos elegibles est\u00e1n respaldados por el Esquema de Garant\u00eda de Dep\u00f3sitos (<a href=\"https:\/\/www.eba.europa.eu\/activities\/single-rulebook\/regulatory-activities\/depositor-protection\/deposit-guarantee-schemes-data\" target=\"_blank\" rel=\"noreferrer noopener\">DGS<\/a>). El DGS tiene un l\u00edmite m\u00e1ximo de pago de hasta EUR 100.000 \/ GBP 85.000 por depositante, por banco.<\/p>\n\n\n\n<p>eToro (UK) Ltd est\u00e1 cubierta por el Plan de Compensaci\u00f3n de Servicios Financieros (FSCS). La protecci\u00f3n de inversiones del FSCS puede aplicarse hasta un m\u00e1ximo de \u00a385.000 por cliente elegible (por firma) si eToro (UK) Ltd se declara en quiebra y hay un d\u00e9ficit en los activos en custodia o el dinero de los clientes.<\/p>\n\n\n\n<p>Cuando el efectivo de los clientes se mantenga en bancos terceros, la protecci\u00f3n de dep\u00f3sitos podr\u00e1 aplicarse hasta un m\u00e1ximo de \u00a3120.000 por cliente apto y por empresa autorizada (sujeto a elegibilidad y a los acuerdos pertinentes sobre dinero de clientes\/CASS). La protecci\u00f3n de dep\u00f3sitos no se aplica al efectivo depositado en fondos del mercado monetario cualificados (QMMF), ya que se trata de inversiones y no de dep\u00f3sitos bancarios.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Otra informaci\u00f3n importante<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>eToro se reserva el derecho de denegar a cualquier cliente la entrada en el programa Inter\u00e9s por Saldo y\/o de retirar a cualquier cliente de la participaci\u00f3n en el programa, si se descubre que infringe alguna de las pol\u00edticas, normas y\/o reglamentos aplicables. El programa puede ser renovado a una tasa de inter\u00e9s m\u00e1s baja.<\/p>\n\n\n\n<p>eToro retiene una parte variable de los intereses que obtiene sobre el efectivo no invertido apto (es decir, la diferencia entre los intereses recibidos y los intereses pagados) para cubrir los costes de gesti\u00f3n de efectivo, operativos y de la plataforma asociados a este servicio.<br><\/p>\n<\/dd><\/div>\n<\/dl>\n<\/div>\n<\/div>\n<\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>C\u00f3mo empezar a ganar intereses Reg\u00edstrese y verifique su cuenta&nbsp;&nbsp; Realice un dep\u00f3sito&nbsp;&nbsp; Active \u00abIntereses por el saldo de efectivo en USD\u00bb en el panel de control del Club&nbsp;&nbsp; C\u00f3mo empezar a ganar intereses Inicie sesi\u00f3n en su cuenta de eToro&nbsp;&nbsp; Vaya al panel de control del Club&nbsp;&nbsp; Active el interruptor \u00abInter\u00e9s sobre el saldo\u00bb&nbsp;&nbsp;&hellip;<\/p>\n","protected":false},"author":119,"featured_media":1137936,"parent":19770,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"sticky_cta_settings":"","footnotes":""},"asset_type":[],"class_list":["post-743344","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<title>eToro | Gane hasta un 3,55% de inter\u00e9s por su saldo<\/title>\n<meta name=\"description\" content=\"Gane hasta un 3,55% de inter\u00e9s anual por sus fondos no invertidos. 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