{"id":1029137,"date":"2025-03-12T19:53:22","date_gmt":"2025-03-12T17:53:22","guid":{"rendered":"https:\/\/www.etoro.com\/?page_id=1029137"},"modified":"2026-01-26T13:30:32","modified_gmt":"2026-01-26T11:30:32","slug":"recurring","status":"publish","type":"page","link":"https:\/\/www.etoro.com\/fi\/investing\/recurring\/","title":{"rendered":"M\u00e4\u00e4r\u00e4aikainen sijoitus"},"content":{"rendered":"\n<div class=\"wp-block-etoro-half-cover has-white-background-color\">\n<div class=\"wp-block-etoro-half-cover-left\"><p id=\"breadcrumbs\" class=\"gray-dark\"><span><span><a href=\"https:\/\/www.etoro.com\/fi\/\">Koti<\/a><\/span><\/span><\/p>\n<h1 class=\"wp-block-heading is-style-banner-title\">Automatisoi tavoitteesi <strong>M\u00e4\u00e4r\u00e4aikainen sijoitus<\/strong><\/h1>\n\n\n\n<p>Lopeta markkinoiden ajoittaminen ja anna ajan ty\u00f6skennell\u00e4 puolestasi<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<a class=\"e-cta e-cta-primary\" href=\"https:\/\/etoro.com\/home?action=recInvest\" rel=\"nofollow noopener noreferrer\" >Aloita nyt<\/a>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-etoro-half-cover-right\">\n<img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2026\/01\/recurring_investments_cover_fi_1920.png\" alt=\"\" class=\"wp-block-etoro-half-cover-media\"\/><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2026\/01\/recurring_investments_cover_fi_1280.png\" alt=\"\" class=\"wp-block-etoro-half-cover-media-desktop\"\/><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2026\/01\/recurring_investments_cover_fi_tablet.png\" alt=\"\" class=\"wp-block-etoro-half-cover-media-tablet\"\/><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2026\/01\/recurring_investments_cover_fi_mobile.png\" alt=\"\" class=\"wp-block-etoro-half-cover-media-mobile\"\/>\n<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-group wp-block-group-boxed wp-block-group-medium-top-padding has-white-background-color has-background\"><div class=\"wp-block-group-inner is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns are-vertically-aligned-top wp-block-columns-1 is-layout-flex wp-container-core-columns-is-layout-2 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center\"><span>M\u00e4\u00e4rit\u00e4 se ja<\/span> <strong>pysy polulla<\/strong><\/h2>\n\n\n\n<p class=\"has-text-align-center\">Sijoittaminen m\u00e4\u00e4r\u00e4tyll\u00e4 aikataululla auttaa rakentamaan salkkuasi johdonmukaisesti pitk\u00e4ll\u00e4 aikav\u00e4lill\u00e4<\/p>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-top wp-block-columns-1 is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div id=\"swiper1344599728\" class=\"wp-block-etoro-cards\"><div class=\"swiper-wrapper\">\n<div class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-above wp-block-etoro-card-default wp-block-etoro-card-aligned-center\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/03\/Income.png\" alt=\"Aloita pienest\u00e4\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-title\">Aloita pienest\u00e4<\/div><div class=\"wp-block-etoro-card-content\">\n<p>Matala 25 $:n kuukausittainen minimisijoitus aloittaaksesi<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-above wp-block-etoro-card-default wp-block-etoro-card-aligned-center\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/03\/Dollar.png\" alt=\"V\u00e4henn\u00e4 riski\u00e4\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-title\">V\u00e4henn\u00e4 riski\u00e4<\/div><div class=\"wp-block-etoro-card-content\">\n<p>Hajauta sijoituksesi pidemm\u00e4lle ajanjaksolle riskien v\u00e4hent\u00e4miseksi<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-above wp-block-etoro-card-default wp-block-etoro-card-aligned-center\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/03\/Precent.png\" alt=\"Maksa v\u00e4hemm\u00e4n\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-title\">Maksa v\u00e4hemm\u00e4n<\/div><div class=\"wp-block-etoro-card-content\">\n<p>Nauti alennetuista <a href=\"https:\/\/www.etoro.com\/trading\/fees\/\">muuntomaksuista<\/a> ja komissioista osakkeisiin ja ETF:iin<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group wp-block-group-boxed wp-block-group-medium-top-padding\"><div class=\"wp-block-group-inner is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns are-vertically-aligned-top wp-block-columns-1 is-layout-flex wp-container-core-columns-is-layout-4 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center\"><span>M\u00e4\u00e4rit\u00e4 se ja<\/span> <strong>pysy hallinnassa<\/strong><\/h2>\n\n\n\n<p class=\"has-text-align-center\">Valitse tuhansista osakkeista, ETF:ist\u00e4 ja kryptoista m\u00e4\u00e4r\u00e4aikaisiin suunnitelmiisi ja hallitse niit\u00e4 yhdess\u00e4 paikassa<\/p>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-top wp-block-columns-1 is-layout-flex wp-container-core-columns-is-layout-3 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div id=\"swiper1329985060\" class=\"wp-block-etoro-cards\"><div class=\"swiper-wrapper\">\n<div class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-above wp-block-etoro-card-default wp-block-etoro-card-aligned-center\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/03\/Rushed.png\" alt=\"Sijoita ilman FOMOa\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-title\">Sijoita ilman FOMOa<\/div><div class=\"wp-block-etoro-card-content\">\n<p>Poista menetettyjen mahdollisuuksien ja impulsiivisuuden aiheuttama stressi<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-above wp-block-etoro-card-default wp-block-etoro-card-aligned-center\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/03\/Discuss-strategies.png\" alt=\"Olet itse vastuussa\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-title\">Olet itse vastuussa<\/div><div class=\"wp-block-etoro-card-content\">\n<p>S\u00e4\u00e4d\u00e4, keskeyt\u00e4 tai peruuta m\u00e4\u00e4r\u00e4aikaisia suunnitelmiasi milloin tahansa<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-above wp-block-etoro-card-default wp-block-etoro-card-aligned-center\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/03\/Notification.png\" alt=\"Ei yll\u00e4tyksi\u00e4\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-title\">Ei yll\u00e4tyksi\u00e4<\/div><div class=\"wp-block-etoro-card-content\">\n<p>Ilmoitamme sinulle, kun jokainen automaattinen investointi toteutetaan<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n<div id=\"etoro-side-by-side-1304557146\" class=\"wp-block-etoro-side-by-side has-dark-blue-background-color\"><div class=\"wp-block-etoro-side-by-side-container\">\n<div class=\"wp-block-etoro-side-by-side-items-top-content\">\n<h2 class=\"wp-block-heading\"><span>M\u00e4\u00e4rit\u00e4 se<\/span> <strong>vain kolmella vaiheella<\/strong><\/h2>\n<\/div>\n\n\n<div class=\"wp-block-etoro-side-by-side-right-swiper-wrapper\">\n                        <div class=\"wp-block-etoro-side-by-side-right-side swiper-wrapper\"><div class='wp-block-etoro-side-by-side-image-item-container swiper-slide '><img\n\t\t\t\t\tclass='wp-block-etoro-side-by-side-right-image'\n\t\t\t\t\tsrc='https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/03\/Reurring-Steps_Phone-1.png'\n\t\t\t\t\talt=''\n\t\t\t\t\/>\n\t\t\t\t<img\n              class='wp-block-etoro-side-by-side-right-image wp-block-etoro-side-by-side-image-mobile'\n\t\t\t\t\tsrc='https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/03\/Reurring-Steps_Phone-1.png'\n\t\t\t\t\talt=''\n\t\t\t\t\/>\n\t\t\t<\/div><div class='wp-block-etoro-side-by-side-image-item-container swiper-slide '><img\n\t\t\t\t\tclass='wp-block-etoro-side-by-side-right-image'\n\t\t\t\t\tsrc='https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/03\/Reurring-Steps_Phone-2.png'\n\t\t\t\t\talt=''\n\t\t\t\t\/>\n\t\t\t\t<img\n              class='wp-block-etoro-side-by-side-right-image wp-block-etoro-side-by-side-image-mobile'\n\t\t\t\t\tsrc='https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/03\/Reurring-Steps_Phone-2.png'\n\t\t\t\t\talt=''\n\t\t\t\t\/>\n\t\t\t<\/div><div class='wp-block-etoro-side-by-side-image-item-container swiper-slide '><img\n\t\t\t\t\tclass='wp-block-etoro-side-by-side-right-image'\n\t\t\t\t\tsrc='https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/03\/Reurring-Steps_Phone-3.png'\n\t\t\t\t\talt=''\n\t\t\t\t\/>\n\t\t\t\t<img\n              class='wp-block-etoro-side-by-side-right-image wp-block-etoro-side-by-side-image-mobile'\n\t\t\t\t\tsrc='https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/03\/Reurring-Steps_Phone-3.png'\n\t\t\t\t\talt=''\n\t\t\t\t\/>\n\t\t\t<\/div><\/div><div class=\"wp-block-etoro-timeline-mobile\"><\/div><\/div>\n<div class=\"wp-block-etoro-side-by-side-left-swiper-wrapper\"><div class=\"wp-block-etoro-side-by-side-left-side swiper-wrapper\">\n<div class=\"wp-block-etoro-side-by-side-item swiper-slide has-light-blue-stroke\" data-icon-color=\"light-blue\"><div class=\"wp-block-etoro-side-by-side-left-side-container\"><div class=\"wp-block-etoro-circle is-icon-circle\"><span class=\"wp-block-etoro-side-by-side-icon\" style=\"background-image:url(https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/04\/01.png)\"><\/span><div class=\"wp-block-etoro-circle__item\"><svg class=\"wp-block-etoro-circle__spinner\" viewBox=\"0 0 50 50\"><circle class=\"path\" cx=\"25\" cy=\"25\" r=\"23\" fill=\"none\" stroke-width=\"4\"><\/circle><\/svg><\/div><\/div><div class=\"wp-block-etoro-side-by-side-text\"><h3 class=\"wp-block-etoro-side-by-side-title\">Liit\u00e4 kortti<\/h3><p class=\"wp-block-etoro-side-by-side-description\">Aloita tallentamalla kortti maksua varten<\/p><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-etoro-side-by-side-item swiper-slide has-tangerine-stroke\" data-icon-color=\"tangerine\"><div class=\"wp-block-etoro-side-by-side-left-side-container\"><div class=\"wp-block-etoro-circle is-icon-circle\"><span class=\"wp-block-etoro-side-by-side-icon\" style=\"background-image:url(https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/04\/02.png)\"><\/span><div class=\"wp-block-etoro-circle__item\"><svg class=\"wp-block-etoro-circle__spinner\" viewBox=\"0 0 50 50\"><circle class=\"path\" cx=\"25\" cy=\"25\" r=\"23\" fill=\"none\" stroke-width=\"4\"><\/circle><\/svg><\/div><\/div><div class=\"wp-block-etoro-side-by-side-text\"><h3 class=\"wp-block-etoro-side-by-side-title\">Valitse asetuksesi<\/h3><p class=\"wp-block-etoro-side-by-side-description\">Valitse omaisuuser\u00e4, maksuaikataulu ja summa<\/p><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-etoro-side-by-side-item swiper-slide has-pink-pop-stroke\" data-icon-color=\"pink-pop\"><div class=\"wp-block-etoro-side-by-side-left-side-container\"><div class=\"wp-block-etoro-circle is-icon-circle\"><span class=\"wp-block-etoro-side-by-side-icon\" style=\"background-image:url(https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/04\/03.png)\"><\/span><div class=\"wp-block-etoro-circle__item\"><svg class=\"wp-block-etoro-circle__spinner\" viewBox=\"0 0 50 50\"><circle class=\"path\" cx=\"25\" cy=\"25\" r=\"23\" fill=\"none\" stroke-width=\"4\"><\/circle><\/svg><\/div><\/div><div class=\"wp-block-etoro-side-by-side-text\"><h3 class=\"wp-block-etoro-side-by-side-title\">Vahvista tilauksesi<\/h3><p class=\"wp-block-etoro-side-by-side-description\">Siin\u00e4 kaikki \u2013 m\u00e4\u00e4r\u00e4aikainen sijoituksesi on valmis!<\/p><\/div><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<section class=\"wp-block-group wp-block-group-boxed has-white-background-color has-background\"><div class=\"wp-block-group-inner is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns are-vertically-aligned-center wp-block-columns-2 is-swapped-on-mobile wp-block-columns-1 is-layout-flex wp-container-core-columns-is-layout-5 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-text-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading is-style-heading-2\">Yksinkertaisempi tapa <strong>kasvattaa salkkuasi<\/strong><\/h2>\n\n\n\n<p>Mit\u00e4 tapahtuu, kun sijoitat johdonmukaisesti pitk\u00e4ll\u00e4 aikav\u00e4lill\u00e4 verrattuna siihen, ett\u00e4 yrit\u00e4t ennustaa parhaita osto- tai myyntiaikoja?<\/p>\n\n\n\n<p>Jos SPY:hen olisi tehty sijoitus aina, kun S&amp;P 500 -indeksi putosi yli 5 % (&#8221;dippiostaminen&#8221;), t\u00e4m\u00e4 olisi johtanut 16 sijoitukseen verrattuna 210 kuukauden yhdenmukaiseen <a href=\"https:\/\/www.etoro.com\/investing\/dollar-cost-averaging\/\">dollarin keskiarvostrategiaan<\/a> \u2013 <strong>m\u00e4\u00e4r\u00e4aikainen sijoitusstrategia menestyisi 125 % paremmin.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<a class=\"e-cta e-cta-primary\" href=\"https:\/\/www.etoro.com\/home?action=recInvest\">M\u00e4\u00e4rit\u00e4 m\u00e4\u00e4r\u00e4aikainen sijoitus<\/a>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p><strong>Hypoteettinen 1 000 $:n sijoitus SPDR S&amp;P 500 (SPY) ETF:\u00e4\u00e4n (2007-2024)<br><\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-full wp-block-image-has-mobile\"><img loading=\"lazy\" decoding=\"async\" width=\"588\" height=\"426\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/03\/recuring-chart.png\" alt=\"\" class=\"wp-image-1027060 wp-image-desktop\" srcset=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/03\/recuring-chart.png 588w, https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/03\/recuring-chart-300x217.png 300w\" sizes=\"(max-width: 588px) 100vw, 588px\" \/><img loading=\"lazy\" decoding=\"async\" width=\"690\" height=\"494\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/03\/recuring-chart-mobile.png\" alt=\"\" class=\"wp-image-1027085 wp-image-mobile\" srcset=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/03\/recuring-chart-mobile.png 690w, https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/03\/recuring-chart-mobile-300x215.png 300w\" sizes=\"(max-width: 690px) 100vw, 690px\" \/><\/figure>\n\n\n\n<p class=\"is-style-disclaimer\">Tiedot 1.12.2024 alkaen. Vain havainnollistamistarkoitukseen. T\u00e4m\u00e4 ei ole sijoitusneuvontaa. Aiempi tuotto ei ole osoitus tulevista tuloksista.<\/p>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group wp-block-group-boxed\"><div class=\"wp-block-group-inner is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns are-vertically-aligned-top wp-block-columns-1 is-layout-flex wp-container-core-columns-is-layout-6 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">    <div class=\"e-slider-container\" data-location=\"Carousel Most Recent\">\n        <div class=\"e-slider-header\">\n                    <h3 class=\"e-slider-title\">Lue lis\u00e4\u00e4<\/h3>\n                            <a class=\"e-ac-load-more-cta\" href=\"https:\/\/www.etoro.com\/academy\/guides\/\" data-mixp=\"Show All\" data-title=\"Guides\" data-location=\"Carousel Most Recent\">\n                    Show All >                <\/a>\n                    <\/div>\n        <div class=\"e-slider-wrapper\">\n            <div class=\"e-slider swiper\">\n                <div class=\"e-slides-wrapper swiper-wrapper \">\n                        <div class=\"e-slide-item swiper-slide guides\" data-type=\"guides\" data-level=\"intermediate\" data-category=\"investing,trading\"   data-lang=\"fi\">\n        <div class=\"e-slide-item-img lazy\" data-src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2021\/12\/Thumb-FI.png\">\n                                    <a href=\"https:\/\/www.etoro.com\/fi\/investing\/money-market-vs-capital-market\/\"  class=\"\"  data-mixp=\"item-image\" data-item-type=\"guides\" data-title=\"Rahamarkkinat vs. P\u00e4\u00e4omamarkkinat &#8211; kaikki, mit\u00e4 sinun pit\u00e4\u00e4 tiet\u00e4\u00e4\" data-url=\"https:\/\/www.etoro.com\/fi\/investing\/money-market-vs-capital-market\/\"  data-level=\"5\" data-aid=\"457814\">&#32;<\/a>                    <\/div>\n        <div class=\"e-slide-item-info\">\n            <h3 class=\"e-slide-item-title\">\n                                <a href=\"https:\/\/www.etoro.com\/fi\/investing\/money-market-vs-capital-market\/\"  class=\"\"  data-mixp=\"from-title\" data-item-type=\"guides\" data-title=\"Rahamarkkinat vs. P\u00e4\u00e4omamarkkinat &#8211; kaikki, mit\u00e4 sinun pit\u00e4\u00e4 tiet\u00e4\u00e4\" data-url=\"https:\/\/www.etoro.com\/fi\/investing\/money-market-vs-capital-market\/\"  data-level=\"5\" data-aid=\"457814\">Rahamarkkinat vs. P\u00e4\u00e4omamarkkinat &#8211; kaikki, mit\u00e4 sinun pit\u00e4\u00e4 tiet\u00e4\u00e4<\/a>                <\/h3>\n            <div class=\"e-slide-item-meta\">\n                <span class=\"e-slide-item-level\">Intermediate<\/span>            <\/div>\n            <div class=\"e-item-description-container\">\n                <div class=\"e-item-description\">Mit\u00e4 tarkoittavat termit rahamarkkinat ja p\u00e4\u00e4omamarkkinat? Miten ne eroavat toisistaan? Lue t\u00e4m\u00e4 artikkeli ja tied\u00e4t kaiken tarpeellisen ennen kuin sijoitat.<\/div>\n            <\/div>\n            <div class=\"e-item-buttons-wrapper\">\n                <div class=\"e-item-button-wrapper\">\n                    <a href=\"https:\/\/www.etoro.com\/fi\/investing\/money-market-vs-capital-market\/\"  class=\"read-more\"  data-mixp=\"read-more-phrase\" data-item-type=\"guides\" data-title=\"Rahamarkkinat vs. P\u00e4\u00e4omamarkkinat &#8211; kaikki, mit\u00e4 sinun pit\u00e4\u00e4 tiet\u00e4\u00e4\" data-url=\"https:\/\/www.etoro.com\/fi\/investing\/money-market-vs-capital-market\/\"  data-level=\"5\" data-aid=\"457814\">Read more<\/a>                <\/div>\n                            <\/div>\n\n        <\/div>\n            <\/div>\n        <div class=\"e-slide-item swiper-slide guides\" data-type=\"guides\" data-level=\"beginners\" data-category=\"investing,trading\"   data-lang=\"fi\">\n        <div class=\"e-slide-item-img lazy\" data-src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2021\/11\/Thumbnail-FI.png\">\n                                    <a href=\"https:\/\/www.etoro.com\/fi\/investing\/bull-vs-bear-markets\/\"  class=\"\"  data-mixp=\"item-image\" data-item-type=\"guides\" data-title=\"Bull- ja Bear-markkinat \u2013 kaikki mit\u00e4 sinun tulee tiet\u00e4\u00e4\" data-url=\"https:\/\/www.etoro.com\/fi\/investing\/bull-vs-bear-markets\/\"  data-level=\"5\" data-aid=\"457107\">&#32;<\/a>                    <\/div>\n        <div class=\"e-slide-item-info\">\n            <h3 class=\"e-slide-item-title\">\n                                <a href=\"https:\/\/www.etoro.com\/fi\/investing\/bull-vs-bear-markets\/\"  class=\"\"  data-mixp=\"from-title\" data-item-type=\"guides\" data-title=\"Bull- ja Bear-markkinat \u2013 kaikki mit\u00e4 sinun tulee tiet\u00e4\u00e4\" data-url=\"https:\/\/www.etoro.com\/fi\/investing\/bull-vs-bear-markets\/\"  data-level=\"5\" data-aid=\"457107\">Bull- ja Bear-markkinat \u2013 kaikki mit\u00e4 sinun tulee tiet\u00e4\u00e4<\/a>                <\/h3>\n            <div class=\"e-slide-item-meta\">\n                <span class=\"e-slide-item-level\">Beginners<\/span>            <\/div>\n            <div class=\"e-item-description-container\">\n                <div class=\"e-item-description\">Opas Bull- ja Bear-markkinoihin. Opi, mik\u00e4 ero n\u00e4ill\u00e4 kahdella on, kuinka niill\u00e4 voidaan k\u00e4yd\u00e4 kauppaa ja mit\u00e4 kaupank\u00e4ynnin strategioita k\u00e4ytt\u00e4\u00e4.<\/div>\n            <\/div>\n            <div class=\"e-item-buttons-wrapper\">\n                <div class=\"e-item-button-wrapper\">\n                    <a href=\"https:\/\/www.etoro.com\/fi\/investing\/bull-vs-bear-markets\/\"  class=\"read-more\"  data-mixp=\"read-more-phrase\" data-item-type=\"guides\" data-title=\"Bull- ja Bear-markkinat \u2013 kaikki mit\u00e4 sinun tulee tiet\u00e4\u00e4\" data-url=\"https:\/\/www.etoro.com\/fi\/investing\/bull-vs-bear-markets\/\"  data-level=\"5\" data-aid=\"457107\">Read more<\/a>                <\/div>\n                            <\/div>\n\n        <\/div>\n            <\/div>\n        <div class=\"e-slide-item swiper-slide part-cfd guides\" data-type=\"guides\" data-level=\"intermediate\" data-category=\"trading\"   data-lang=\"fi\">\n        <div class=\"e-slide-item-img lazy\" data-src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2021\/11\/FI-What-is-Leverage-and-Margin-576x385-1.png\">\n                                    <a href=\"https:\/\/www.etoro.com\/fi\/trading\/leverage-margin\/\"  class=\"\"  data-mixp=\"item-image\" data-item-type=\"guides\" data-title=\"Vivutus ja marginaali kaupank\u00e4ynniss\u00e4\" data-url=\"https:\/\/www.etoro.com\/fi\/trading\/leverage-margin\/\"  data-level=\"5\" data-aid=\"736544\">&#32;<\/a>                    <\/div>\n        <div class=\"e-slide-item-info\">\n            <h3 class=\"e-slide-item-title\">\n                                <a href=\"https:\/\/www.etoro.com\/fi\/trading\/leverage-margin\/\"  class=\"\"  data-mixp=\"from-title\" data-item-type=\"guides\" data-title=\"Vivutus ja marginaali kaupank\u00e4ynniss\u00e4\" data-url=\"https:\/\/www.etoro.com\/fi\/trading\/leverage-margin\/\"  data-level=\"5\" data-aid=\"736544\">Vivutus ja marginaali kaupank\u00e4ynniss\u00e4<\/a>                <\/h3>\n            <div class=\"e-slide-item-meta\">\n                <span class=\"e-slide-item-level\">Intermediate<\/span>&bull;<span class=\"e-slide-item-duration\">8 min<\/span>            <\/div>\n            <div class=\"e-item-description-container\">\n                <div class=\"e-item-description\"><span style=\"font-weight: 400;\">Miten vivuttaminen ja marginaali toimivat? T\u00e4ll\u00e4 sivulla kerromme, kuinka sijoittaja voi parantaa ostovoimaansa marginaalin ja vipuvaikutuksen keinoin. <\/span><\/div>\n            <\/div>\n            <div class=\"e-item-buttons-wrapper\">\n                <div class=\"e-item-button-wrapper\">\n                    <a href=\"https:\/\/www.etoro.com\/fi\/trading\/leverage-margin\/\"  class=\"read-more\"  data-mixp=\"read-more-phrase\" data-item-type=\"guides\" data-title=\"Vivutus ja marginaali kaupank\u00e4ynniss\u00e4\" data-url=\"https:\/\/www.etoro.com\/fi\/trading\/leverage-margin\/\"  data-level=\"5\" data-aid=\"736544\">Read more<\/a>                <\/div>\n                            <\/div>\n\n        <\/div>\n            <\/div>\n        <div class=\"e-slide-item swiper-slide guides\" data-type=\"guides\" data-level=\"intermediate\" data-category=\"trading\"   data-lang=\"fi\">\n        <div class=\"e-slide-item-img lazy\" data-src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2021\/10\/Selling-and-closing-a-position_What-is-the-difference_Thumbnail.png\">\n                                    <a href=\"https:\/\/www.etoro.com\/fi\/trading\/buy-sell-and-close-position\/\"  class=\"\"  data-mixp=\"item-image\" data-item-type=\"guides\" data-title=\"Position myynti ja sulkeminen: mik\u00e4 niiden ero on?\" data-url=\"https:\/\/www.etoro.com\/fi\/trading\/buy-sell-and-close-position\/\"  data-level=\"5\" data-aid=\"1032853\">&#32;<\/a>                    <\/div>\n        <div class=\"e-slide-item-info\">\n            <h3 class=\"e-slide-item-title\">\n                                <a href=\"https:\/\/www.etoro.com\/fi\/trading\/buy-sell-and-close-position\/\"  class=\"\"  data-mixp=\"from-title\" data-item-type=\"guides\" data-title=\"Position myynti ja sulkeminen: mik\u00e4 niiden ero on?\" data-url=\"https:\/\/www.etoro.com\/fi\/trading\/buy-sell-and-close-position\/\"  data-level=\"5\" data-aid=\"1032853\">Position myynti ja sulkeminen: mik\u00e4 niiden ero on?<\/a>                <\/h3>\n            <div class=\"e-slide-item-meta\">\n                <span class=\"e-slide-item-level\">Intermediate<\/span>&bull;<span class=\"e-slide-item-duration\">3 min<\/span>            <\/div>\n            <div class=\"e-item-description-container\">\n                <div class=\"e-item-description\">eToro-alustalla sijoitettaessa on t\u00e4rke\u00e4\u00e4 ymm\u00e4rt\u00e4\u00e4 position myynnin ja sulkemisen v\u00e4linen ero.<\/div>\n            <\/div>\n            <div class=\"e-item-buttons-wrapper\">\n                <div class=\"e-item-button-wrapper\">\n                    <a href=\"https:\/\/www.etoro.com\/fi\/trading\/buy-sell-and-close-position\/\"  class=\"read-more\"  data-mixp=\"read-more-phrase\" data-item-type=\"guides\" data-title=\"Position myynti ja sulkeminen: mik\u00e4 niiden ero on?\" data-url=\"https:\/\/www.etoro.com\/fi\/trading\/buy-sell-and-close-position\/\"  data-level=\"5\" data-aid=\"1032853\">Read more<\/a>                <\/div>\n                            <\/div>\n\n        <\/div>\n            <\/div>\n        <div class=\"e-slide-item swiper-slide guides\" data-type=\"guides\" data-level=\"intermediate\" data-category=\"investing\" data-custom=\"investing-techniques\"  data-lang=\"fi\">\n        <div class=\"e-slide-item-img lazy\" data-src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2020\/12\/FI-Ethical-Investing-Methods-576x385-1.png\">\n                                    <a href=\"https:\/\/www.etoro.com\/fi\/investing\/ethical-investing\/\"  class=\"\"  data-mixp=\"item-image\" data-item-type=\"guides\" data-title=\"Vastuullinen sijoittaminen ja sen menetelm\u00e4t: SRI, ESG ja Impact\" data-url=\"https:\/\/www.etoro.com\/fi\/investing\/ethical-investing\/\"  data-level=\"5\" data-aid=\"1033515\">&#32;<\/a>                    <\/div>\n        <div class=\"e-slide-item-info\">\n            <h3 class=\"e-slide-item-title\">\n                                <a href=\"https:\/\/www.etoro.com\/fi\/investing\/ethical-investing\/\"  class=\"\"  data-mixp=\"from-title\" data-item-type=\"guides\" data-title=\"Vastuullinen sijoittaminen ja sen menetelm\u00e4t: SRI, ESG ja Impact\" data-url=\"https:\/\/www.etoro.com\/fi\/investing\/ethical-investing\/\"  data-level=\"5\" data-aid=\"1033515\">Vastuullinen sijoittaminen ja sen menetelm\u00e4t: SRI, ESG ja Impact<\/a>                <\/h3>\n            <div class=\"e-slide-item-meta\">\n                <span class=\"e-slide-item-level\">Intermediate<\/span>&bull;<span class=\"e-slide-item-duration\">8 min<\/span>            <\/div>\n            <div class=\"e-item-description-container\">\n                <div class=\"e-item-description\">Vastuullinen sijoittaminen (lue: eettinen sijoittaminen) kasvattaa suosiotaan, mutta mist\u00e4 on kyse ja mitk\u00e4 ovat sen kolme tukipilaria?<\/div>\n            <\/div>\n            <div class=\"e-item-buttons-wrapper\">\n                <div class=\"e-item-button-wrapper\">\n                    <a href=\"https:\/\/www.etoro.com\/fi\/investing\/ethical-investing\/\"  class=\"read-more\"  data-mixp=\"read-more-phrase\" data-item-type=\"guides\" data-title=\"Vastuullinen sijoittaminen ja sen menetelm\u00e4t: SRI, ESG ja Impact\" data-url=\"https:\/\/www.etoro.com\/fi\/investing\/ethical-investing\/\"  data-level=\"5\" data-aid=\"1033515\">Read more<\/a>                <\/div>\n                            <\/div>\n\n        <\/div>\n            <\/div>\n                    <\/div>\n            <\/div>\n            <div class=\"swiper-button-next\" data-slider-mixp=\"Next Carousel Button\" data-location=\"Carousel Most Recent\"><\/div>\n            <div class=\"swiper-button-prev\" data-slider-mixp=\"Prev Carousel Button\" data-location=\"Carousel Most Recent\"><\/div>\n        <\/div>\n    <\/div>\n\n    \n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group wp-block-group-boxed has-white-background-color has-background\"><div class=\"wp-block-group-inner is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns are-vertically-aligned-top wp-block-columns-1 is-layout-flex wp-container-core-columns-is-layout-7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center\">FAQ<\/h2>\n\n\n\n<dl class=\"wp-block-etoro-faq\">\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Mik\u00e4 on m\u00e4\u00e4r\u00e4aikainen sijoitus?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>M\u00e4\u00e4r\u00e4aikaisen sijoituksen (tunnetaan my\u00f6s m\u00e4\u00e4r\u00e4aikaisena toimeksiantona) avulla voit automaattisesti sijoittaa kiinte\u00e4n summan omaisuuser\u00e4\u00e4n, Pro Investoriin tai Smart Portfolioon s\u00e4\u00e4nn\u00f6llisin aikatauluin.&nbsp;<\/p>\n\n\n\n<p>Valitset summan ja p\u00e4iv\u00e4m\u00e4\u00e4r\u00e4n ja eToro toteuttaa markkinatoimeksiannon puolestasi kuukausittain.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Mitk\u00e4 omaisuuser\u00e4t tukevat m\u00e4\u00e4r\u00e4aikaisia sijoituksia?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Voit tehd\u00e4 m\u00e4\u00e4r\u00e4aikaisia sijoituksia seuraaviin:<\/p>\n\n\n\n<ul class=\"wp-block-list wp-block-list wp-block-list-circle\">\n<li>Osakkeet<\/li>\n\n\n\n<li>ETF:t<\/li>\n\n\n\n<li>Krypto-omaisuuser\u00e4t<\/li>\n\n\n\n<li>Pro Investorit<\/li>\n\n\n\n<li>Smart Portfoliot<\/li>\n<\/ul>\n\n\n\n<p>Seuraavia ei tueta: CFD:t, vipuvaikutetut tai k\u00e4\u00e4nteiset ETF:t ja <a href=\"https:\/\/help.etoro.com\/s\/article\/What-is-an-Elevated-Risk-Stock-ERS?language=fi\" target=\"_blank\" rel=\"noreferrer noopener\">suuremman riskin osakkeet.<\/a><\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Miten m\u00e4\u00e4rit\u00e4n m\u00e4\u00e4r\u00e4aikaisen sijoituksen?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Voit luoda m\u00e4\u00e4r\u00e4aikaisen kuukausisuunnitelman seuraavasti:<br>1. Siirry omaisuuser\u00e4n, Pro Investorin tai Smart Portfolion sivulle ja napsauta Aloita m\u00e4\u00e4r\u00e4aikaisen sijoituksen bannerissa.&nbsp;<\/p>\n\n\n\n<p>Voit my\u00f6s k\u00e4ytt\u00e4\u00e4 suunnitelmiasi <a href=\"https:\/\/www.etoro.com\/portfolio\/recurring-plans\" target=\"_blank\" rel=\"noreferrer noopener\">m\u00e4\u00e4r\u00e4aikaisen sijoituksen salkustasi. <\/a>&nbsp;2. Valitse kuukausittain sijoitettava summa ja p\u00e4iv\u00e4.<br>3. Valitse maksutapa.<br>4. Tarkista ja vahvista suunnitelmasi.<br>Huomiot: M\u00e4\u00e4r\u00e4aikaiset sijoitukset eiv\u00e4t ole saatavilla CFD:eihin, vipuvaikutteisiin tai k\u00e4\u00e4nteisiin ETF:iin tai <a href=\"https:\/\/help.etoro.com\/s\/article\/What-is-an-Elevated-Risk-Stock-ERS?language=fi\" target=\"_blank\" rel=\"noreferrer noopener\">suuremman riskin osakkeisiin<\/a>. Lue lis\u00e4\u00e4 <a href=\"https:\/\/help.etoro.com\/s\/article\/How-do-I-set-up-a-recurring-investment-plan-on-eToro?language=fi\" target=\"_blank\" rel=\"noreferrer noopener\">t\u00e4\u00e4lt\u00e4<\/a>.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Miten rahoitan m\u00e4\u00e4r\u00e4aikaisen sijoituksen?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>M\u00e4\u00e4r\u00e4aikaiset sijoitukset rahoitetaan maksukortilla, jonka valitset suunnitelmaa luotaessa.&nbsp;<\/p>\n\n\n\n<p>eToro (UK) Ltd:n asiakkaat voivat k\u00e4ytt\u00e4\u00e4 vain maksukortteja.&nbsp;<\/p>\n\n\n\n<p>&nbsp;Tulossa pian: rahoitus k\u00e4ytett\u00e4viss\u00e4 olevalla USD-saldolla.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Kuinka usein voin sijoittaa?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>M\u00e4\u00e4r\u00e4aikaiset sijoitukset tehd\u00e4\u00e4n t\u00e4ll\u00e4 hetkell\u00e4 kerran kuukaudessa valitsemanasi p\u00e4iv\u00e4n\u00e4.&nbsp;<\/p>\n\n\n\n<p>Toimeksiannot k\u00e4sitell\u00e4\u00e4n klo 14.00 UTC ja toteutetaan klo 14.45 UTC<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Mitk\u00e4 ovat m\u00e4\u00e4r\u00e4aikaisten sijoitusten v\u00e4himm\u00e4issummat?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Nykyiset v\u00e4himm\u00e4issummat ovat:<br>Osakkeet, ETF:t, krypto: 25 $<br>Smart Portfoliot: 500 $<br>Pro Investorin kopioiminen: 200 $<br>V\u00e4himm\u00e4ism\u00e4\u00e4r\u00e4t voivat muuttua. Sovellus n\u00e4ytt\u00e4\u00e4 aina ajantasaisen v\u00e4himm\u00e4issumman.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Mit\u00e4 tapahtuu, jos minulla ei ole tarpeeksi varoja m\u00e4\u00e4r\u00e4aikaisen sijoituksen er\u00e4\u00e4ntyess\u00e4?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Jos k\u00e4ytett\u00e4viss\u00e4 olevat varat eiv\u00e4t t\u00e4yt\u00e4 suunnitelman v\u00e4himm\u00e4ism\u00e4\u00e4r\u00e4\u00e4, toimeksiantoa ei toteuta ja kyseisen kuukauden tapahtuma ohitetaan.<\/p>\n\n\n\n<p>Aikataulusi jatkuu normaalisti seuraavassa kuussa<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Ent\u00e4 jos minulla on useita suunnitelmia, mutta varat eiv\u00e4t riit\u00e4 niihin kaikkiin?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Kukin suunnitelma tarkistetaan itsen\u00e4isesti sit\u00e4 toteutettaessa. Jos sinulla on tarpeeksi varoja yhden suunnitelman v\u00e4himm\u00e4issummaan, se toteutetaan; jos ei, se ohitetaan. Emme jaa summia useisiin suunnitelmiin.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Onko m\u00e4\u00e4r\u00e4aikaisten suunnitelmieni v\u00e4lill\u00e4 t\u00e4rkeysj\u00e4rjestyst\u00e4?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Kyll\u00e4.&nbsp;<\/p>\n\n\n\n<p>Jos useita suunnitelmia ajoitetaan samalle ajalle, ne yritet\u00e4\u00e4n toteuttaa niiden luomisj\u00e4rjestyksess\u00e4 (vanhin ensin).&nbsp;<\/p>\n\n\n\n<p>Jos aiemmat suunnitelmat k\u00e4ytt\u00e4v\u00e4t k\u00e4ytett\u00e4viss\u00e4 olevia varojasi, my\u00f6hemm\u00e4t suunnitelmat voidaan ohittaa.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Miten varmistan, ett\u00e4 kaikki suunnitelmani toteutuvat?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Varmista, ett\u00e4 k\u00e4ytett\u00e4viss\u00e4 oleva saldo (tai korttiraja) kattaa kaikkien samalle p\u00e4iv\u00e4lle ajoitettujen suunnitelmien vaaditun v\u00e4himm\u00e4issumman.<br>Esimerkki:&nbsp;<\/p>\n\n\n\n<p>Kaksi Smart Portfoliota + yksi Pro Investor = 500 $ + 500 $ + 200 $ = Tarvitaan v\u00e4hint\u00e4\u00e4n 1 200 $.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Luoko jokainen m\u00e4\u00e4r\u00e4aikainen sijoitus uuden position vai lis\u00e4\u00e4k\u00f6 se olemassa olevaan positioon?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Kyll\u00e4.<\/p>\n\n\n\n<p>Jokainen kuukausittainen toteutus avaa uuden position, joka n\u00e4kyy erikseen salkussasi.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Veloitetaanko m\u00e4\u00e4r\u00e4aikaisista sijoituksista maksuja?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p><strong>1. Osakkeet ja ETF:t<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list wp-block-list wp-block-list-circle\">\n<li>Ei komissiota m\u00e4\u00e4r\u00e4aikaisista ostoista.<\/li>\n\n\n\n<li>M\u00e4\u00e4r\u00e4aikaisen osakeposition sulkemisesta voi aiheutua pieni 1\u20132 $:n komissio.&nbsp;&nbsp;<\/li>\n\n\n\n<li>0,5 %:n (Ison-Britannian Stamp Duty -veroa sovelletaan LSE-noteerattuihin osakkeisiin.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p><strong>2. Krypto-omaisuuser\u00e4t<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list wp-block-list wp-block-list-circle\">\n<li>Krypton ostamisesta tai myymisest\u00e4, mukaan lukien m\u00e4\u00e4r\u00e4aikaisista toimeksiannoista, perit\u00e4\u00e4n 1 %:n maksu.<\/li>\n<\/ul>\n\n\n\n<p><strong>3. Smart Portfoliot<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list wp-block-list wp-block-list-circle\">\n<li>Ei hallinnointimaksuja m\u00e4\u00e4r\u00e4aikaisista sijoituksista.<\/li>\n\n\n\n<li>Jos salkussa on kryptoa tai CFD:eit\u00e4, vastaavia maksuja perit\u00e4\u00e4n.<\/li>\n<\/ul>\n\n\n\n<p><strong>4. Pro Investorien kopiointi<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list wp-block-list wp-block-list-circle\">\n<li>Ei maksuja osake- tai ETF-kaupoista.<\/li>\n\n\n\n<li>Krypto- tai CFD-kaupoista aiheutuu vakiomaksut.<\/li>\n<\/ul>\n\n\n\n<p><strong>5. Valuuttamuunnos<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list wp-block-list wp-block-list-circle\">\n<li>Muunnosmaksuja ei perit\u00e4 muiden kuin USD-talletusten osalta 31. maaliskuuta 2026 asti.<\/li>\n\n\n\n<li>T\u00e4m\u00e4n j\u00e4lkeen voidaan veloittaa tavallisia muunnosmaksuja.<\/li>\n<\/ul>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Miten voin muokata m\u00e4\u00e4r\u00e4aikaista sijoitussuunnitelmaani tai peruuttaa sen?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Voit peruuttaa m\u00e4\u00e4r\u00e4aikaisen sijoitussuunnitelman seuraavasti:<br>Siirry kohtaan <a href=\"https:\/\/www.etoro.com\/portfolio\/recurring-plans\" target=\"_blank\" rel=\"noreferrer noopener\">&#8221;M\u00e4\u00e4r\u00e4aikainen sijoitussalkku&#8221;.<br><\/a> Valitse oikea suunnitelma, napauta &#8221;Muokkaa&#8221; ja valitse &#8221;Peruuta&#8221;.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Mit\u00e4 p\u00f6rssihintaa m\u00e4\u00e4r\u00e4aikaisiin sijoituksiin k\u00e4ytet\u00e4\u00e4n?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>M\u00e4\u00e4r\u00e4aikaiset sijoitukset toteutetaan markkinatoimeksiannoilla ajoitettuna toteutusaikana (klo 14.45 UTC). Saamasi hinta riippuu omaisuuser\u00e4n tyypist\u00e4 ja siit\u00e4, onko markkina avoinna:<\/p>\n\n\n\n<p>24\/5 p\u00e4iv\u00e4tyt tai kryptotuotteet:<\/p>\n\n\n\n<ul class=\"wp-block-list wp-block-list wp-block-list-circle\">\n<li>Toimeksianto toteutetaan v\u00e4litt\u00f6m\u00e4sti markkinahintaan (n\u00e4kyy yleens\u00e4 noin 45 minuutin kuluttua toteutusajan j\u00e4lkeen).<\/li>\n<\/ul>\n\n\n\n<p>Osakkeet ja ETF:t:<\/p>\n\n\n\n<ul class=\"wp-block-list wp-block-list wp-block-list-circle\">\n<li>Jos markkina on avoinna: Kauppa toteutetaan markkinahintaan toteutushetkell\u00e4.<\/li>\n\n\n\n<li>Jos markkina on suljettu: Kauppa toteutetaan markkinoiden avautumisen hintaan seuraavana arkip\u00e4iv\u00e4n\u00e4.<\/li>\n<\/ul>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Mist\u00e4 voin n\u00e4hd\u00e4 kaikki m\u00e4\u00e4r\u00e4aikaiset suunnitelmani?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>P\u00e4\u00e4set m\u00e4\u00e4r\u00e4aikaiseen sijoitussalkkuusi Salkku-p\u00e4\u00e4n\u00e4yt\u00f6st\u00e4si. Avaa vain salkkusi ja etsi <em>M\u00e4\u00e4r\u00e4aikaiset sijoitukset<\/em> -osio, jossa on lueteltu kaikki aktiiviset ja aiemmat suunnitelmasi.<br><\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Voinko minulla olla useita m\u00e4\u00e4r\u00e4aikaisia suunnitelmia samalle omaisuuser\u00e4lle?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Ei.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Voinko keskeytt\u00e4\u00e4 m\u00e4\u00e4r\u00e4aikaisen sijoituksen peruutuksen sijaan?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>M\u00e4\u00e4r\u00e4aikaisen sijoituksen keskeytt\u00e4mist\u00e4 ei t\u00e4ll\u00e4 hetkell\u00e4 tueta.<\/p>\n\n\n\n<p>Jos haluat keskeytt\u00e4\u00e4 automaattiset ostot, sinun on peruutettava m\u00e4\u00e4r\u00e4aikainen sijoitus kokonaan. Voit aina m\u00e4\u00e4ritt\u00e4\u00e4 uuden my\u00f6hemmin, jos p\u00e4\u00e4t\u00e4t jatkaa.<\/p>\n<\/dd><\/div>\n<\/dl>\n<\/div>\n<\/div>\n<\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>M\u00e4\u00e4rit\u00e4 se ja pysy polulla Sijoittaminen m\u00e4\u00e4r\u00e4tyll\u00e4 aikataululla auttaa rakentamaan salkkuasi johdonmukaisesti pitk\u00e4ll\u00e4 aikav\u00e4lill\u00e4 M\u00e4\u00e4rit\u00e4 se ja pysy hallinnassa Valitse tuhansista osakkeista, ETF:ist\u00e4 ja kryptoista m\u00e4\u00e4r\u00e4aikaisiin suunnitelmiisi ja hallitse niit\u00e4 yhdess\u00e4 paikassa Yksinkertaisempi tapa kasvattaa salkkuasi Mit\u00e4 tapahtuu, kun sijoitat johdonmukaisesti pitk\u00e4ll\u00e4 aikav\u00e4lill\u00e4 verrattuna siihen, ett\u00e4 yrit\u00e4t ennustaa parhaita osto- tai myyntiaikoja? Jos SPY:hen olisi&hellip;<\/p>\n","protected":false},"author":119,"featured_media":1061805,"parent":36057,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"sticky_cta_settings":"","footnotes":""},"asset_type":[],"class_list":["post-1029137","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<title>M\u00e4\u00e4r\u00e4aikaiset sijoitukset | eToro<\/title>\n<meta name=\"description\" content=\"K\u00e4ytitp\u00e4 dollarin keskiarvostrategiaa tai haluat k\u00e4tev\u00e4n tavan sijoittaa suosikkeihisi, m\u00e4\u00e4r\u00e4aikaiset sijoitukset auttavat automatisoimaan sijoituksia\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.etoro.com\/fi\/wp-json\/wp\/v2\/pages\/1029137\" \/>\n<meta property=\"og:locale\" content=\"fi_FI\" \/>\n<meta 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