{"id":743345,"date":"2023-10-19T17:06:47","date_gmt":"2023-10-19T14:06:47","guid":{"rendered":"https:\/\/www.etoro.com\/investing\/interest-on-balance\/"},"modified":"2026-03-19T17:31:22","modified_gmt":"2026-03-19T15:31:22","slug":"interest-on-balance","status":"publish","type":"page","link":"https:\/\/www.etoro.com\/it\/investing\/interest-on-balance\/","title":{"rendered":"Interest on Balance"},"content":{"rendered":"\n<div class=\"wp-block-etoro-half-cover has-white-background-color\">\n<div class=\"wp-block-etoro-half-cover-left\"><p id=\"breadcrumbs\" class=\"gray-dark\"><span><span><a href=\"https:\/\/www.etoro.com\/it\/\">Home<\/a><\/span><\/span><\/p>\n<h1 class=\"wp-block-heading is-style-banner-title\">guadagna fino al<strong>3,55% di interessi annui<\/strong><\/h1>\n\n\n\n<p>Ottieni di pi\u00f9 dal tuo denaro con gli interessi sul saldo in USD di eToro<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<a class=\"e-cta e-cta-primary for-visitors\" href=\"https:\/\/www.etoro.com\/it\/accounts\/sign-up\">Sono nuovo su eToro<\/a>\n\n\n\n<a class=\"e-cta e-cta-primary-bordered\" href=\"#users-how-to-start-earning\">Ho un conto<\/a>\n<\/div>\n\n\n\n<p class=\"is-style-disclaimer\">Consulta i nostri <a href=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/07\/eToro-Cash-Interest-on-Balance-TCs.pdf\">Termini e Condizioni<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-etoro-half-cover-right\">\n<img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2026\/01\/IOB_Cover_Desktop1920.png\" alt=\"\" class=\"wp-block-etoro-half-cover-media\"\/><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2026\/01\/IOB_Cover_Desktop1280.png\" alt=\"\" class=\"wp-block-etoro-half-cover-media-desktop\"\/><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2026\/01\/IOB_Cover_Tablet.png\" alt=\"\" class=\"wp-block-etoro-half-cover-media-tablet\"\/><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2026\/01\/IOB_Cover_Mobile.png\" alt=\"\" class=\"wp-block-etoro-half-cover-media-mobile\"\/>\n<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-group wp-block-group-boxed has-white-background-color has-background hide-on-mobile hide-on-tablet hide-on-desktop\" id=\"how-to-start-earning\"><div class=\"wp-block-group-inner is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center\"><strong>Come iniziare a<\/strong> <b class=\"wp-etoro-format-colored-green\">guadagnare interessi<\/b><\/h2>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-center wp-block-columns-2 is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex hide-on-mobile\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<a href=\"https:\/\/www.etoro.com\/it\/accounts\/sign-up?funnelFromId=105\" class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-side wp-block-etoro-card-default\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/03\/Number-1.png\" alt=\"Registrati e verifica il tuo account\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-title\"><u>Registrati<\/u> e verifica il tuo account<\/div><div class=\"wp-block-etoro-card-content\">\n<p><\/p>\n<\/div><\/div><\/a>\n\n\n\n<div class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-side wp-block-etoro-card-default\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/03\/Number-2.png\" alt=\"Fare un versamento\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-title\">Fare un versamento<\/div><div class=\"wp-block-etoro-card-content\">\n<p><\/p>\n<\/div><\/div><\/div>\n\n\n\n<a href=\"https:\/\/www.etoro.com\/it\/dashboard\/club\" class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-side wp-block-etoro-card-default\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/03\/Number-3.png\" alt=\"Attiva &quot;Interessi sul saldo disponibile in USD&quot; nella dashboard del tuo Club\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-title\">Attiva &#8220;Interessi sul saldo disponibile in USD&#8221; nella <u>dashboard del tuo Club<\/u><\/div><div class=\"wp-block-etoro-card-content\">\n<p><\/p>\n<\/div><\/div><\/a>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"920\" height=\"560\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/06\/Comp-3_7-1.gif\" alt=\"\" class=\"wp-image-1078031 wp-image-desktop\"\/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-top wp-block-columns-1 is-layout-flex wp-container-core-columns-is-layout-2 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column wp-block-column-align-desktop-center wp-block-column-align-mobile-center is-layout-flow wp-block-column-is-layout-flow hide-on-tablet hide-on-desktop\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"82\" height=\"117\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/12\/green-01.png\" alt=\"\" class=\"wp-image-965073 wp-image-desktop\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><a href=\"https:\/\/www.etoro.com\/it\/accounts\/sign-up?funnelFromId=105\">Registrati<\/a> e verifica il tuo account<br>&nbsp;&nbsp;<\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"103\" height=\"117\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/12\/green-02.png\" alt=\"\" class=\"wp-image-965097 wp-image-desktop\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Fare un versamento<br>&nbsp;&nbsp;<\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"103\" height=\"117\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/12\/green-03.png\" alt=\"\" class=\"wp-image-965121 wp-image-desktop\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Attiva &#8220;Interessi sul saldo disponibile in USD&#8221; nella <a href=\"https:\/\/www.etoro.com\/it\/dashboard\/club\">dashboard del tuo Club<\/a><br>&nbsp;&nbsp;<\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"920\" height=\"560\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/06\/Comp-3_7-1.gif\" alt=\"\" class=\"wp-image-1078031 wp-image-desktop\"\/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group wp-block-group-boxed has-white-background-color has-background\" id=\"users-how-to-start-earning\"><div class=\"wp-block-group-inner is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center\"><strong>Come iniziare a <b class=\"wp-etoro-format-colored-green\">guadagnare interessi<\/b><\/strong><\/h2>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-center wp-block-columns-2 is-layout-flex wp-container-core-columns-is-layout-3 wp-block-columns-is-layout-flex hide-on-mobile\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<a href=\"https:\/\/www.etoro.com\/it\/login\" class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-side wp-block-etoro-card-default\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/03\/Number-1.png\" alt=\"Accedi al tuo account eToro\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-title\"><u>Accedi<\/u> al tuo account eToro<\/div><div class=\"wp-block-etoro-card-content\">\n<p><\/p>\n<\/div><\/div><\/a>\n\n\n\n<a href=\"https:\/\/www.etoro.com\/it\/dashboard\/club\" class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-side wp-block-etoro-card-default\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/03\/Number-2.png\" alt=\"Vai alla Dashboard del Club\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-title\">Vai alla <u>Dashboard del Club<\/u><\/div><div class=\"wp-block-etoro-card-content\">\n<p><\/p>\n<\/div><\/div><\/a>\n\n\n\n<div class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-side wp-block-etoro-card-default\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/03\/Number-3.png\" alt=\"Attiva l'opzione &quot;Interessi sul saldo&quot;\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-title\">Attiva l&#8217;opzione &#8220;Interessi sul saldo&#8221;<\/div><div class=\"wp-block-etoro-card-content\">\n<p><\/p>\n<\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"920\" height=\"560\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/06\/Comp-3_7-1.gif\" alt=\"\" class=\"wp-image-1078031 wp-image-desktop\"\/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-top wp-block-columns-1 is-layout-flex wp-container-core-columns-is-layout-4 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column wp-block-column-align-desktop-center wp-block-column-align-mobile-center is-layout-flow wp-block-column-is-layout-flow hide-on-tablet hide-on-desktop\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"82\" height=\"117\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/12\/green-01.png\" alt=\"\" class=\"wp-image-965073 wp-image-desktop\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><a href=\"https:\/\/www.etoro.com\/it\/login\">Accedi<\/a> al tuo account eToro&nbsp;&nbsp;<\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"103\" height=\"117\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/12\/green-02.png\" alt=\"\" class=\"wp-image-965097 wp-image-desktop\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Vai alla <a href=\"https:\/\/www.etoro.com\/it\/dashboard\/club\">Dashboard del Club<\/a>&nbsp;&nbsp;<\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"103\" height=\"117\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/12\/green-03.png\" alt=\"\" class=\"wp-image-965121 wp-image-desktop\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Attiva l&#8217;opzione &#8220;Interessi sul saldo&#8221;&nbsp;&nbsp;<\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"920\" height=\"560\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/06\/Comp-3_7-1.gif\" alt=\"\" class=\"wp-image-1078031 wp-image-desktop\"\/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group wp-block-group-boxed\"><div class=\"wp-block-group-inner is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns are-vertically-aligned-top wp-block-columns-1 is-layout-flex wp-container-core-columns-is-layout-5 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-constrained wp-block-column-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-center\"><strong>I tuoi soldi potrebbero fare<\/strong> <b class=\"wp-etoro-format-colored-green\">di pi\u00f9?<\/b><\/h2>\n\n\n\n<p class=\"has-text-align-center\">Attiva gli interessi di eToro sul saldo disponibile in USD e inizia a ricevere i pagamenti degli interessi direttamente sul tuo conto.<br>&nbsp;<\/p>\n\n\n\n<div id=\"swiper1559164609\" class=\"wp-block-etoro-cards wp-block-etoro-card-grid-columns-3\"><div class=\"swiper-wrapper\">\n<div class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-above wp-block-etoro-card-default\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/06\/icon-green-outline-no-min.png\" alt=\"Nessun minimo richiesto\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-title\">Nessun minimo richiesto<\/div><div class=\"wp-block-etoro-card-content\">\n<p>Inizia a guadagnare interessi fin dal primo dollaro del tuo saldo<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-above wp-block-etoro-card-default\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/06\/icon-green-outline-rates.png\" alt=\"Ottime tariffe\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-title\">Ottime tariffe<\/div><div class=\"wp-block-etoro-card-content\">\n<p>Guadagna di pi\u00f9 sui fondi non investiti con tassi di interesse altamente competitivi<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-above wp-block-etoro-card-default\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/06\/icon-green-outline-calendar.png\" alt=\"Pagamenti mensili\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-title\">Pagamenti mensili<\/div><div class=\"wp-block-etoro-card-content\">\n<p>Gli interessi guadagnati vengono automaticamente versati sul tuo saldo eToro ogni mese<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-above wp-block-etoro-card-default\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/06\/icon-green-outline-24h.png\" alt=\"Nessun vincolo\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-title\">Nessun vincolo<\/div><div class=\"wp-block-etoro-card-content\">\n<p>I tuoi fondi rimangono completamente accessibili per prelevare in qualsiasi momento lo desideri<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group wp-block-group-boxed has-white-background-color has-background\"><div class=\"wp-block-group-inner is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns are-vertically-aligned-top wp-block-columns-1 is-layout-flex wp-container-core-columns-is-layout-6 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center\"><b class=\"wp-etoro-format-colored-green\">Tassi di interesse <\/b><strong>di eToro<\/strong><\/h2>\n\n\n\n<p class=\"has-text-align-center\">Attiva gli interessi di eToro sul saldo disponibile in USD e inizia a ricevere i pagamenti degli interessi direttamente sul tuo conto.<\/p>\n\n\n\n<p>Tassi di interesse per i residenti idonei nell&#8217;Unione Europea, nel Regno Unito, nel Jersey, a Gibilterra, nel Guernsey e nell&#8217;Isola di Man:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><div class=\"wp-block-table-content\"><div class=\"wp-block-table-content-nav wp-block-table-content-nav-left\"><div class=\"wp-block-table-content-nav-arrow wp-block-table-content-nav-arrow-left\"><\/div><\/div><div class=\"wp-block-table-content-nav wp-block-table-content-nav-right\"><div class=\"wp-block-table-content-nav-arrow wp-block-table-content-nav-arrow-right\"><\/div><\/div><div class=\"wp-block-table-content-table\"><table><tbody><tr><th class=\"has-text-align-center\" data-align=\"center\">Saldo totale richiesto<\/th><td>$1-$50.000<\/td><td>$50.000+<\/td><\/tr><tr><th class=\"has-text-align-center\" data-align=\"center\">Tasso di interesse annuo<\/th><td>2,75%<\/td><td>3,55%<\/td><\/tr><tr><th class=\"has-text-align-center\" data-align=\"center\">Tasso di interesse annuo per la Germania*<\/th><td>3,55%<\/td><td>3,55%<\/td><\/tr><\/tbody><\/table><\/div><\/div><figcaption class=\"wp-element-caption\">*Gli interessi si applicano esclusivamente ai clienti eToro il cui conto \u00e8 registrato in Germania.<\/figcaption><\/figure>\n\n\n\n<p>Tassi di interesse per gli utenti idonei in tutte le altre aree geografiche:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><div class=\"wp-block-table-content\"><div class=\"wp-block-table-content-nav wp-block-table-content-nav-left\"><div class=\"wp-block-table-content-nav-arrow wp-block-table-content-nav-arrow-left\"><\/div><\/div><div class=\"wp-block-table-content-nav wp-block-table-content-nav-right\"><div class=\"wp-block-table-content-nav-arrow wp-block-table-content-nav-arrow-right\"><\/div><\/div><div class=\"wp-block-table-content-table\"><table><tbody><tr><th>Saldo totale richiesto<\/th><td>$10,000<\/td><td>$25,000<\/td><td>$50,000<\/td><td>$250,000<\/td><\/tr><tr><th>Tasso di interesse annuo<\/th><td>0,5%<\/td><td>2,25%<\/td><td>3,25%<\/td><td>3,55%<\/td><\/tr><\/tbody><\/table><\/div><\/div><\/figure>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group wp-block-group-boxed has-dark-blue-background-color has-background\"><div class=\"wp-block-group-inner is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns are-vertically-aligned-top wp-block-columns-1 is-layout-flex wp-container-core-columns-is-layout-7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center\"><strong>inizia a guadagnare<\/strong> <b class=\"wp-etoro-format-colored-green\">interessi annuali<\/b><\/h2>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-2 wp-block-buttons-is-layout-flex\">\n<a class=\"e-cta e-cta-primary\" href=\"https:\/\/www.etoro.com\/it\/dashboard\/club\">Inizia<\/a>\n<\/div>\n\n\n\n<p class=\"has-text-align-center is-style-disclaimer\">Consulta i nostri <a href=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/07\/eToro-Cash-Interest-on-Balance-TCs.pdf\">Termini e Condizioni<\/a><\/p>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group wp-block-group-boxed wp-block-group-small-bottom-padding has-white-background-color has-background\"><div class=\"wp-block-group-inner is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns are-vertically-aligned-top wp-block-columns-1 is-layout-flex wp-container-core-columns-is-layout-8 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center\">FAQ<\/h2>\n\n\n\n<dl class=\"wp-block-etoro-faq\">\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Cos\u2019\u00e8 il Saldo del Club?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Il Saldo del Club totale determina il tasso di interesse che riceverai. Si tratta del patrimonio netto totale realizzato nel tuo conto, compresi i fondi investiti e il saldo di cassa disponibile.<\/p>\n\n\n\n<p>Si noti che il <strong>tasso <\/strong>di interesse che riceverai \u00e8 determinato dal <strong>Saldo del Club<\/strong> totale. Questo tasso si applica solo al <strong>saldo disponibile in USD<\/strong>.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Qual \u00e8 il saldo disponibile in USD?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Il saldo disponibile in contanti in USD \u00e8 costituito dai fondi non investiti presenti nel conto di trading del cliente ed \u00e8 l\u2019importo che genera un pagamento di interessi.<\/p>\n\n\n\n<p>Gli interessi sono calcolati in modo composto, cio\u00e8 i clienti maturano interessi anche sui fondi derivanti da eventuali interessi precedenti che rimangono nel saldo.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Come si fa a beneficiarne?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Si ha diritto a ricevere gli interessi, calcolati quotidianamente ed elargiti mensilmente, in base al livello di appartenenza al Club e in funzione del saldo disponibile.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Come faccio ad attivare gli interessi sul saldo disponibile in USD nel mio conto eToro?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>1. <a href=\"https:\/\/www.etoro.com\/login\">Accedi<\/a> al tuo account eToro. (Non hai ancora un account? <a href=\"https:\/\/www.etoro.com\/it\/accounts\/sign-up\">Registrati qui<\/a>.) <\/p>\n\n\n\n<p>2. Assicurati di disporre del Saldo del Club sul tuo account<\/p>\n\n\n\n<p>3. Vai alla <a href=\"https:\/\/www.etoro.com\/it\/login\">dashboard del Club eToro<\/a>. Scorri in basso fino alla voce &#8220;Interessi sul saldo&#8221;, quindi premi il pulsante per modificarla da &#8220;Disattivata&#8221; ad &#8220;Attiva&#8221;.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Come e quando vengono calcolati gli interessi?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Sebbene il tasso di interesse sia annuale, viene calcolato quotidianamente e pagato mensilmente. Ogni giorno viene calcolato il saldo degli interessi maturati. Questo importo viene moltiplicato per il tasso di interesse giornaliero (che \u00e8 il tasso annuo diviso per 365). Alla fine di ogni mese, l&#8217;importo cumulativo degli interessi viene calcolato e pagato automaticamente entro e non oltre il 5\u00b0 giorno lavorativo del mese seguente.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Quando vengono accreditati gli interessi sul mio account?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>L&#8217;accredito viene effettuato automaticamente entro il 5\u00b0 giorno lavorativo del mese successivo, nelle prime ore del mattino (fuso orario GMT).<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Quale \u00e8 l\u2019importo minimo che si pu\u00f2 ricevere come interesse?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>L\u2019importo minimo di interessi che si possono ricevere \u00e8 0.01$<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Se attivo gli interessi sul saldo in USD a met\u00e0 mese, guadagner\u00f2 interessi per l&#8217;intero mese?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>No. Gli interessi maturano a partire dalla data effettiva in cui l&#8217;utente ha aderito al programma, a condizione che continui a soddisfare i requisiti e che disponga del Saldo del Club per aver diritto alla corresponsione degli stessi.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Gli interessi percepiti sono tassabili?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Le imposte dovute dipendono dalle normative vigenti nel Paese di residenza. \u00c8 responsabilit\u00e0 dell\u2019utente avere consapevolezza di tutte le imposte applicabili derivanti dal percepimento di interessi da parte di eToro. In alcune giurisdizioni, a eToro \u00e8 fatto obbligo di trattenere le imposte dovute per conto dell&#8217;utente e versarle direttamente alle autorit\u00e0 fiscali competenti.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Si \u00e8 soggetti al pagamento di commissioni?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Non sono previsti costi extra per ricevere gli interessi.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">I miei fondi sono tutelati?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>In qualit\u00e0 di societ\u00e0 regolamentata, ci \u00e8 fatto obbligo di salvaguardare il denaro degli utenti in conformit\u00e0 alle norme vigenti in materia di denaro dei clienti. eToro (Europe) Ltd \u00e8 membro dell&#8217;Investor Compensation Fund (<a href=\"https:\/\/www.cysec.gov.cy\/en-GB\/investor-protection\/tae\/information\/\" target=\"_blank\" rel=\"noreferrer noopener\">ICF<\/a>), che prevede il riconoscimento di un indennizzo agli investitori per un massimo di 20.000 EUR. Inoltre, al verificarsi di determinate fattispecie, i fondi depositati presso istituti di credito europei aventi specifici requisiti sono tutelati dal Deposit Guaranteed Scheme (<a href=\"https:\/\/www.eba.europa.eu\/activities\/single-rulebook\/regulatory-activities\/depositor-protection\/deposit-guarantee-schemes-data\" target=\"_blank\" rel=\"noreferrer noopener\">DGS<\/a>). Il DGS prevede un indennizzo massimo, per ciascun istituto di credito, pari a 100.000 EUR \/ 85.000 GBP per depositante.<\/p>\n\n\n\n<p>eToro (UK) Ltd \u00e8 tutelata dal Financial Services Compensation Scheme (FSCS). La protezione degli investimenti FSCS pu\u00f2 applicarsi fino a 85.000\u00a3 per cliente idoneo (per societ\u00e0) se eToro (UK) Ltd viene dichiarata insolvente e si verifica una carenza negli asset in custodia e\/o nel denaro dei clienti.<\/p>\n\n\n\n<p>Qualora il denaro dei clienti sia detenuto presso banche terze, pu\u00f2 applicarsi una protezione sui depositi fino a 120.000\u00a3 per cliente idoneo, per ente autorizzato (soggetta ai requisiti di idoneit\u00e0 e alle relative disposizioni in materia di denaro dei clienti\/CASS). La protezione sui depositi non si applica al denaro detenuto in fondi monetari qualificati (QMMF), in quanto si tratta di investimenti e non di depositi bancari.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Ulteriori informazioni rilevanti<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>eToro si riserva il diritto di rigettare la richiesta di un cliente di aderire al programma Interessi sul Saldo e\/o di escluderlo dalla partecipazione al programma, qualora venga riscontrata una violazione delle politiche, delle norme e\/o dei regolamenti vigenti. Il rinnovo del programma potrebbe avvenire a un tasso di interesse inferiore.<\/p>\n\n\n\n<p>eToro trattiene una parte variabile degli interessi guadagnati sul denaro non investito idoneo (cio\u00e8 la differenza tra gli interessi ricevuti e quelli pagati) per coprire i costi di gestione della liquidit\u00e0, operativi e della piattaforma associati a questo servizio.<\/p>\n<\/dd><\/div>\n<\/dl>\n<\/div>\n<\/div>\n<\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>Come iniziare a guadagnare interessi Registrati e verifica il tuo account&nbsp;&nbsp; Fare un versamento&nbsp;&nbsp; Attiva &#8220;Interessi sul saldo disponibile in USD&#8221; nella dashboard del tuo Club&nbsp;&nbsp; Come iniziare a guadagnare interessi Accedi al tuo account eToro&nbsp;&nbsp; Vai alla Dashboard del Club&nbsp;&nbsp; Attiva l&#8217;opzione &#8220;Interessi sul saldo&#8221;&nbsp;&nbsp; I tuoi soldi potrebbero fare di pi\u00f9? Attiva gli&hellip;<\/p>\n","protected":false},"author":119,"featured_media":1137929,"parent":19765,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"sticky_cta_settings":"","footnotes":""},"asset_type":[],"class_list":["post-743345","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<title>eToro | Guadagna fino al 3,55% di interessi sul saldo<\/title>\n<meta name=\"description\" content=\"Guadagna fino al 3,55% di interessi annui sui fondi non investiti. Tariffe competitive, pagamenti mensili e nessun vincolo. 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