⛄Life is like a snowball. The important thing is finding wet snow and a really long hill. – Buffett ( 1 minute📖 Reading) 1️⃣Finding a long hill: Time If we can't control longevity, then control the early start of investing! Assuming 3% per year, after 30 years = an increase of 143% Assuming 3% per year, after 40 years = an increase of 226% 2️⃣Finding wet enough snow: Investment Return🏂 This can be understood as finding assets with higher returns. Assuming 1% per year, after 30 years = an increase of 35% Assuming 2% per year, after 30 years = an increase of 81% Assuming 3% per year, after 30 years = an increase of 143% Assuming 8% per year, after 30 years = an increase of 900% 3️⃣Start with a big snowball: Initial Capital Assuming $1000, at 3% per year, after 30 years = $2427 But with $1500, at 3% per year, it only takes 16 years to reach $2427 🤔So, does anyone still think an 8% annual return is too little? What? You think it's impossible? Check out $VOO $SPY 💪Use patience and time to overcome greed. Don't let momentary luck or a sudden surge make you arrogant. Remember, a 30% annual return is unrealistic and unsustainable! Buying assets that bring peace of mind is always the most important. 🔰Assess the risk you can bear and invest steadily. Remember, after a 50% loss, you need a 100% gain to recover. I'm Coolingman 🤝 A Long-term investor $GLD $MSFT $BRK.B $AAPL $QCOM

🎖️Today, I want to talk to everyone about the perspective of copying PI (Popular Investors). ( 1 minute reading ) The act of copying a PI is similar to seeking a fund manager to manage our wealth. What's even more perfect is that PI do not charge any fees. 🤔I believe no one would feel comfortable entrusting their wealth to a manager they don't know, right? Similarly, we should look for a PI whose trading style and investment portfolio we can understand and agree with before copying! ⚠️ If you have no understanding of the PI, what are the risks? You will notice that even the most outstanding PIs may have periods of poor performance. If you don't understand them at all, it means you are betting on their performance only can going better. But if the situation is the opposite, and their performance worsens 😨next month, it will lead to doubts and may cause you to stop copying. So, it's crucial to understand your PI! Because there's no reason to hire a fund manager you are not familiar with to manage your wealth. ========================= If the PI you are copying is facing losses, what should you do? 1. Assess whether they are doing the "right things." - If "yes" and you still agree with their investment portfolio and trades, continue to copy them. There's no reason to fire a responsible fund manager who is doing what needs to be done. The market downturn is just a temporary setback. - If "no," consider leaving because they are not acting responsibly. 2. If you choose to leave, don't regret it. - Choosing to leave implies that you understand the expected value of continuing is "negative," so cut losses and leave in a timely manner. - If, after leaving, the PI's portfolio improves the next month, resist regret. Don't regret not buying a lottery ticket yesterday just because you know today's winning numbers. In essence, a PI reflects the copier's own investment philosophy. PI = workers under the copier's investment strategy! 👍Thank you to every investor who reads this! I hope this article can give some useful inspiration to Copiers 🎗️I'm Coolingman $SPX500 $VOO $SPY $AAPL $BTC

⚔️Destructive Creation⚔️ 😨Feeling lost and depresses 📝1min reading I hope everyone understands that the investors who make big money in the stock market essentially do so by buying low and selling high, as well as earning dividends along the way. Now, ask yourself this: In the past hundred years, the U.S. stock market has weathered wars, pandemics, subprime crises, tech bubbles, and more. Each time, the impact on the stock market has been destructive, with some declines even reaching 50%. The emotional distress at the time was undoubtedly many times what it is now. But when you look at the long-term perspective, the stock market has always risen, as long as humanity doesn't face destruction, technology continues to advance, and the economy keeps developing. The stock market will ultimately rise. If you choose to enter the market when everyone has been making money and feeling happy for the past six months during a market peak, you are likely to incur losses. The reason is simple: stock prices rise faster than the actual economic system, and bubbles will eventually burst, and stock prices will eventually correct. Now, let's think in the opposite direction. If today, the actual economic system is functioning normally, but stock prices fall by 20%, then entering the market at this point will likely allow you to buy cheap assets and increase your chances of making money. Still not clear about what I mean? Here's a simple example: whether it's a pandemic or an outbreak of war in Israel, people are still using air conditioning in the summer, heating in the winter, and taking medicine when they're sick. Even when the iPhone 15 is released, people are still queuing up, and McDonald's is still operating normally. But their stock prices have all fallen simultaneously in the last two months. Clearly, the stock market sentiment is pessimistic, but it doesn't affect Apple's increasing annual revenue. Remember, stock prices always revolve around fundamentals. If you're a value investor and you're worried because of the recent decline in the past two months, I want to tell you that you haven't done anything wrong—keep going! Just like the pessimistic sentiment in 2022 contributed to the sharp rise in the first half of 2023. Don't wait until the stock market warms up and rises again to regret not holding on in the first place! I'm Coolingman, I wish this post can give you some help $SPX500 $GOOG $META $NVDA