The chart below from Bloomberg Finance displays the normalized performance of the S&P 500 Index ($SPX500) from January 7, 2021, to January 7, 2026. Both the indexโs โLast Priceโ (blue line, representing the actual market price level) and the โBEst P/E Ratioโ (white line, referring to the Bloomberg Estimated... Show More
Thatโs why you should diversify and include all the world in your portfolio. We have been into non USA markets โ$spy $Qqq since 2023 through our $IXUS (iShares Core MSCI Total International Stock ETF) holding and we continue adding to it.
Best,
Osman... Show More
I have invested my monthly savings adding to our $BSV (Vanguard Short-Term Bond ETF) position as we start slowly rebalancing the portfolio after a strong 2025.
Our overall strategic asset allocation is now:
US equities 51%
Non US equities including emerging markets 14%
Short Term Bonds 32.5%
Gold and... Show More
๐ฟ๐๐๐๐ข๐๐๐ง ๐ฎ๐ฌ๐ฎ๐ฑ ๐๐๐ง๐๐ค๐ง๐ข๐๐ฃ๐๐ ๐๐ฅ๐๐๐ฉ๐
Dear copies and followers,
Happy new year to you and your family. I hope 2026 brings you all that you wish for and more.
Please find below a review of the December performance.
The market volatility continued in December, mirroring... Show More
There is always a crisis brewing around the corner. If that stops you from investing that would mean you have missed out on the 10% annualised returns of the $SPX500 $voo $spy since 1928. Donโt try to time the market. The best way to weather volatility and drawdowns is a diversified portfolio and saving... Show More
Diversification is essential to capture returns. Over the last 93 years, 4% of stocks have driven 100% of U.S. stock market wealth creation. The other 96% are break even.
Source: Journal of Financial Economics
That is why diversification is key to long term wealth creation. Miss those 4% of companies... Show More
Initial thoughts in the Fed decision:
1. As expected a 25bps cut
2. Three dissents. Not bad. But forward is just one cut which is a bit hawkish. So they wanted to balance a cut with hawkish outlook in my view.
3. For me sounds about right given the lack of data. An insurance cut accompanied by a hawkish... Show More
I have just invested my monthly savings. I added to our $Gdx positions as a way of continuing to diversify our portfolio.
That said, our overall allocation is as follows:
Equities 67% (Non US 14%)
Bonds 32%
Gold 1%
Our sector allocation is in the chart below. While still underweight tech $XLK (State... Show More
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Thu Jan 15 2026 09:32:37 GMT+0000 (Coordinated Universal Time)