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$XRP Honestly it is ripple the company together with the banks they are trying do decouple from $BTC thats the raseon for the drop?! After the decouple xrapid will start and the price rises... i mean if u are a bank and u see that another coin can affect the price of Ripple (the product u wanna work with) you would tell Ripple to change that before u start the project, or not? ...