Ambre Maenner @ambrion76: "LONG-TERM STRATEGY 💹 LOW RISK 🛡️ DIVIDENDS..."

France

Edited

LONG-TERM STRATEGY 💹 LOW RISK 🛡️ DIVIDENDS 💰 LOW TAXES ! ⚖️ Our portfolio seeks safety above all else, in accordance with Warren Buffet's essential precept : don't lose money. Before seeking out sky-high interest rates, this portfolio seeks growth while avoiding declines. It is also composed of high-dividend ETFs (such as $SDIV (Global X SuperDividend ETF), $SCHD (Schwab US Dividend Equity ETF), $SPHD (Invesco S&P 500 High Dividend Low Volatility ETF), or $TLT (iShares 20+ Year Treasury Bond ETF ) bonds), for passive growth (28 out of 40 instruments pay dividends, adding 2.14% per year). But it doesn't sacrifice performance, with dynamic ETFs (such as $SPY (SPDR S&P 500 ETF)). But above all, above all : PAY AS LITTLE TAX AS POSSIBLE !!! We try to hold our positions as long as possible (hence ETFs) to keep them open as long as possible. Because if we only pay the tax upon exit (and not every year in the case of regular movements), we multiply our gains ! To illustrate, here's an example in the attached image : I invest $1,000 for 20 years and I ensure a smoothed average return of 10% per year. In the first scenario, I completely change my positions every year. I therefore pay my full 30% Flat Tax (France) on my profits every year. In the second scenario, I only open new positions while keeping the others open for 20 years. I therefore only pay the Flat Tax upon exit after 20 years. The result is clear : - 30% every year : total cumulative profit +287% - 30% upon exit only : total cumulative profit +400% Have a nice day 🙂 @ambrion76 🌱☀️ Copy Trading is not investment advice | Capital at risk | Past performance does not guarantee future results