Francisco Jose Ortiz @FranciscoOrtiz13: "Is everything actually "going up”…..."

Georgia

Is everything actually "going up”… or are we just measuring in a shrinking currency? You’ve probably seen the headlines: stocks up, indices up, $GOLD $SILVER $SPX500 all at new highs. But here’s the subtle truth most people miss: 𝗶𝘁 𝗹𝗼𝗼𝗸𝘀 𝗹𝗶𝗸𝗲 𝗲𝘃𝗲𝗿𝘆𝘁𝗵𝗶𝗻𝗴 𝗶𝘀 𝗿𝗶𝘀𝗶𝗻𝗴 𝗼𝗻𝗹𝘆 𝗯𝗲𝗰𝗮𝘂𝘀𝗲 𝘄𝗲’𝗿𝗲 𝗺𝗲𝗮𝘀𝘂𝗿𝗶𝗻𝗴 𝗿𝗲𝘁𝘂𝗿𝗻𝘀 𝗶𝗻 𝗮 𝗰𝘂𝗿𝗿𝗲𝗻𝗰𝘆 𝘁𝗵𝗮𝘁 𝗰𝗼𝗻𝘁𝗶𝗻𝘂𝗼𝘂𝘀𝗹𝘆 𝗹𝗼𝘀𝗲𝘀 𝗽𝘂𝗿𝗰𝗵𝗮𝘀𝗶𝗻𝗴 𝗽𝗼𝘄𝗲𝗿. If you measure your return in USD, you probably see a sea of green. But try this experiment. Measure your returns in: 🔹 $USDBRL 🔹 $USDMXN 🔹 Or Argentine pesos 🔹 Or even $EURUSD 🔹 And if you want to go extreme: measure it in gold or $BTC Guess what? What looked like a big gain in USD suddenly looks a lot smaller, and in some cases could even be flat or negative. That’s not because the companies performed poorly. It’s because currencies change value over time, and most investors completely ignore that. 📊 A 10% gain denominated in a currency that loses 10% purchasing power = no real gain. This is exactly why diversification shouldn’t stop at asset classes. It also has to be 𝗴𝗲𝗼𝗴𝗿𝗮𝗽𝗵𝗶𝗰𝗮𝗹 𝗮𝗻𝗱 𝗰𝘂𝗿𝗿𝗲𝗻𝗰𝘆-𝗯𝗮𝘀𝗲𝗱. Owning companies across different countries means: • different economic cycles, • different consumer bases, • and crucially different currencies. So your wealth isn’t tied to the fate of a single monetary system. This is why global portfolios tend to be more resilient over long periods: you’re not just diversifying stocks, you’re diversifying currency exposure. Next time you celebrate returns just in dollars, zoom out and try measuring in: • real purchasing power • stronger foreign currencies • or hard assets like gold or Bitcoin You might become more humble about your “gains”, and that’s a good thing for long-term investing discipline. If you want to think about returns 𝘁𝗵𝗲 𝘄𝗮𝘆 𝘄𝗲𝗮𝗹𝘁𝗵 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝗴𝗿𝗼𝘄𝘀, not just how prices print green numbers, this shift in perspective is essential.

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GOLD

SILVER

SPX500

USDBRL

USDMXN

EURUSD

BTC

Bitcoin

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