Tobias Engstroem Carlsen @EpicQuality: "𝐈𝐧𝐯𝐞𝐬𝐭𝐢𝐧𝐠 𝐢𝐬 𝐚 𝐜𝐡𝐨𝐢𝐜𝐞. How..."

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𝐈𝐧𝐯𝐞𝐬𝐭𝐢𝐧𝐠 𝐢𝐬 𝐚 𝐜𝐡𝐨𝐢𝐜𝐞. How you invest is also a choice. One of the biggest wealth destroyers isn't a market crash. 𝐈𝐭'𝐬 𝐟𝐞𝐞𝐬 𝐚𝐧𝐝 𝐭𝐚𝐱𝐞𝐬. Many investors accept high fees and taxes as just part of the "game" called investing because they seem small at first. A 1-10% annual fee + taxes, doesn't feel like much, but over decades those "small" percentages quietly compound against you instead of for you. The real danger is that you rarely notice it, especially if it is automated. The money disappears a little at a time, year after year, while your returns have less capital left to compound. "𝘉𝘦𝘸𝘢𝘳𝘦 𝘰𝘧 𝘭𝘪𝘵𝘵𝘭𝘦 𝘦𝘹𝘱𝘦𝘯𝘴𝘦𝘴. 𝘈 𝘴𝘮𝘢𝘭𝘭 𝘭𝘦𝘢𝘬 𝘸𝘪𝘭𝘭 𝘴𝘪𝘯𝘬 𝘢 𝘨𝘳𝘦𝘢𝘵 𝘴𝘩𝘪𝘱." -Benjamin Franklin Low costs don't guarantee high returns, but they do guarantee that more of your money stays invested and working for you. In the long run compounding is your greatest ally unless you interrupt it to pay fees. Selling should be the hardest choice, but it seems like investors are to focused on the short term and blind to the consequences. $VOO (Vanguard S&P 500 ETF) $VTI (Vanguard Morningstar Total Stock Market ETF) $VT.US (Vanguard Total World Stock ETF) $SCHD (Schwab US Dividend Equity ETF) $QQQ (Invesco QQQ) Stop paying etoro fee's buy and hold quality.

Not investment advice. The author may have financial interests in the mentioned instruments.