Manuel Vargas Ferro
NOT EVERYTHING THAT SAVES TIME IMPROVES DECISION-MAKING. AI can analyze thousands of data points in seconds, compare financial statements, detect patterns, and summarize reports better than any human. And still, it can lead you to bad decisions. It is natural to feel overconfident when a tool seems to “think” for you. The problem is not using AI. The problem is delegating judgment. When I started relying more on models and automation, I noticed something uncomfortable: things were faster, but I was thinking less. AI is very good at answering what is happening. It is mediocre at answering what it means for YOUR portfolio. It does not understand: • your time horizon • your risk tolerance • your past mistakes • or why certain decisions keep you up at night That part is still the investor’s job. Today I use AI as a copilot, not a pilot: • to filter information • to save time • to challenge my own biases But never to decide for me. Because in investing, risk is rarely technical. It is almost always psychological. A principle that does not change: AI can accelerate the process. Responsibility remains human. Do you use AI in your investing process? $NVDA (NVIDIA Corporation) $TSM (Taiwan Semiconductor Manufacturing Co Ltd - ADR) $GOOG (Alphabet) $SPY (State Street SPDR S&P 500 ETF) $QQQ (Invesco QQQ)
Yes.
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Sometimes.
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I don’t use AI for this.
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