Dear Copiers,
I’m pleased to share that I’ve officially passed the CISI International Certificate in Wealth and Investment Management, and all funding above $50,000 USD has now been completed. This marks the final step toward my Pro Popular Investor Tier, which I expect to be confirmed next week.
In portfolio news, we’ve initiated a new position in Hingham Institution for Savings ($HIFS (Hingham Institution for Savings)) — a conservatively managed regional bank with a long history of disciplined performance.
Investment Highlights:
• Directors and executives own over 31% of the company, including the CEO and family’s ~15% stake, strongly aligning management with shareholder interests.
• Outstanding Capital Efficiency: Historical ROA ~1.5% and ROE ~15%, outperforming industry peers and reflecting disciplined balance sheet management.
• Conservative lending portfolio focused on low-risk residential and commercial real estate, with minimal to zero net charge-offs, even during sector stress.
• Expected annual returns of 16.2% per year over the next five years at current valuations.... Show More
@DevonToogood what your plan of investing? I’m a new copier to this I’m looking for something on the lines of monthly income returns ... Show More
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Sat Jan 17 2026 06:10:02 GMT+0000 (Coordinated Universal Time)
