πΈ Someone copied my portfolio two weeks ago. They're already up 10%+.
Thank you @sophiaetmca - genuinely. Then I opened their account and had to screenshot it.
Inside their portfolio, my position is beating CPHequities - one of the most-copied Popular Investors out of Denmark. 15.6k copy him. 1.3 million follow him. Two weeks in, my copiers are ahead of that. π’ By being incredibly boring, like me.
I only started the Popular Investor program this January - after three quiet years running 15 screened ETFs. Every one green. The work was the screen I built in 2023. The rest is patience.
π Now here's who I'm actually talking to.
You're 28β42. You've got β¬40Kββ¬80K sitting in a savings account earning 2% while inflation eats it. Or you want to put aside 10% of your income and watch it compound. You've seen a few finance videos. You know ETFs are the answer - you just don't know which. And the one time the chart went red, you flinched.
So you've done nothing. Scared of two things: picking wrong, or waking up in five years having done nothing again.
β οΈ Doing nothing is the pick. It's just the worst-performing one.
Copying isn't a hot tip. It's a system you switch on and ignore. The person in this screenshot didn't read 400 prospectuses - I did, in 2023. They clicked copy. Two weeks later: +10%. Another copyer - 4 months later +23%.
And yes, volatility is coming. It always does. Boring portfolios don't dodge the dips -they survive them. Three so far, all 15 ETFs still green. That's the whole point.
π So let's do the actual math. Honestly - no fantasy returns.
Say a growth-tilted ETF basket compounds between the market's long-run ~10% and ~15%. Strong, but not a fairy tale. The road to β¬1,000,000:
πΆ β¬300/month from zero: ~25β35 years
πΆ β¬500/month from zero: ~23β30 years
π Sell a property, drop in β¬100K + β¬300/month: ~15β21 years
See it? The monthly cheque barely moves the needle. Two things do: how early you start, and whether you bring real capital with you. β³
π My own numbers, fully honest:
I've put a bit over β¬300/month into this for 3β4 years. Tech-first, Nvidia early. My account is up ~75%. I'm also selling a property that's quietly leaking money - and that β¬100K goes straight into the basket.
What I've already got compounding, +β¬100K from the sale, +β¬300/month, gets me to β¬1M in about 20 years at the market's average return. At a growth tilt, closer to 14. Selling one deteriorating asset bought me a full decade. Not by saving harder - by moving capital that was bleeding into something that compounds.
Will my 75% pace hold forever? No. Nobody's does, and I'd never promise it. But "started" beats "perfect" every single time.
β If you've been parked on the sidelines - read my pinned post. The 15 ETFs, the 10 rules, why boring compounds. Then decide. But decide.
*Not financial advice. Just what I do with my own money.... Show More
Not investment advice. The author may have financial interests in the mentioned instruments.
Nice portfolio! Very different from mine!... Show More
1 reply
.
We use our own and third-party cookies on our websites to enhance your experience, analyze traffic, and for security and marketing. For more info, see our Cookie Policy or go to Manage Settings.
Privacy Preference Center
When you visit any website, it may store or retrieve information on your browser, mostly in the form of cookies. This information might be about you, your preferences or your device and is mostly used to make the site work as you expect it to. The information does not usually directly identify you, but it can give you a more personalized web experience. Because we respect your right to privacy, you can choose not to allow some types of cookies. Click on the different category headings to find out more and change our default settings. However, blocking some types of cookies may impact your experience of the site and the services we are able to offer.
More information
Manage Consent Preferences
Strictly Necessary Cookies
Always Active
These cookies are necessary for the website to function and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not then work. These cookies do not store any personally identifiable information.
Performance Cookies
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.
Functional Cookies
These cookies enable the website to provide enhanced functionality and personalisation. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies then some or all of these services may not function properly.
Targeting Cookies
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant adverts on other sites. They do not store directly personal information, but are based on uniquely identifying your browser and internet device. If you do not allow these cookies, you will experience less targeted advertising.
Cookie List
label
ConsentLeg.Interest
label
label
label
Sun Jun 07 2026 23:44:39 GMT+0000 (Coordinated Universal Time)
