Francesco Russo @FrankRusso89: "𝐇𝐎𝐖 𝐌𝐔𝐂𝐇 𝐌𝐎𝐍𝐄𝐘 𝐃𝐎 𝐘𝐎𝐔..."

Netherlands

𝐇𝐎𝐖 𝐌𝐔𝐂𝐇 𝐌𝐎𝐍𝐄𝐘 𝐃𝐎 𝐘𝐎𝐔 𝐍𝐄𝐄𝐃 𝐓𝐎 𝐐𝐔𝐈𝐓 𝐘𝐎𝐔𝐑 𝐉𝐎𝐁? 🛑💰 Why do we invest? Everyone has a different answer. Some want a new car, others want a safety net. For me, there is only one main driver: 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐅𝐫𝐞𝐞𝐝𝐨𝐦. 🔓 But what does that actually mean? It is subjective—it is different for everyone. 👇 𝐇𝐞𝐫𝐞 𝐢𝐬 𝐦𝐲 𝐝𝐞𝐟𝐢𝐧𝐢𝐭𝐢𝐨𝐧: To me, financial freedom means being able to sustain a "good" quality of life without the need to have a job. A quality life for me includes: 🎾 Being able to enjoy hobbies (like playing tennis) 🍽️ Going out for a nice dinner once in a while ✈️ Going on holidays 🏠 Paying for a house and groceries stress-free 🎁 Indulging in presents for myself and loved ones 💸 𝐓𝐡𝐞 𝐌𝐚𝐠𝐢𝐜 𝐍𝐮𝐦𝐛𝐞𝐫 To cover all the above, let's assume I need €60,000 per year. We need a portfolio that provides that €60k, but never runs out. It needs to be an infinite self-sustaining engine. Here is the math: 1️⃣ We need to pull 4% from the portfolio to live on. 2️⃣ We need the portfolio to grow an extra 2% to cover inflation (so our money doesn't lose value) 3️⃣ This means we need a portfolio that delivers 6% growth per year on average. So, what is the target number? €60,000 / 0.04 = 𝟏.𝟓 𝐌𝐢𝐥𝐥𝐢𝐨𝐧 𝐄𝐮𝐫𝐨𝐬. 🎯 🧗 𝐈𝐬 𝐭𝐡𝐢𝐬 𝐮𝐧𝐫𝐞𝐚𝐜𝐡𝐚𝐛𝐥𝐞? 1.5 Million sounds huge. It sounds scary. But you don't get there overnight. You need a target, and you need to break it down into smaller wins. ✅ My first milestone was to get to 10k. 🔜 My next milestone is to get to 100k. The formula is simple: Starting Early + Disciplined Savings + Compounding. 📈 ⚠️ 𝐖𝐡𝐚𝐭 𝐢𝐟 𝐲𝐨𝐮 𝐝𝐨𝐧'𝐭 𝐦𝐚𝐤𝐞 𝐢𝐭? Maybe you won't reach the full target. That is okay. Personally, I enjoy the Chase towards a challenging goal. 🏃‍♂️💨 No matter where you end up, you will be in a much better place than if you left your savings Rotting in a Bank Account. 🏦🥀 I am working every day to reach that freedom. 🚀 What is your driver behind investing? Do you have a "Freedom Number"? 💬 $BTC $GOOG (Alphabet) $NVDA (NVIDIA Corporation) $META (Meta Platforms Inc) $TSLA (Tesla Motors, Inc.)

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