Fin-Tech
Smart Portfolio
Dear Investors, Here is your monthly update for January 2026 ✨ January saw broad gains across equity markets, though performance varied by region and sector. European indices and US small caps outperformed the S&P 500 and Nasdaq, while Energy led sector returns on higher oil prices. Geopolitical developments dominated sentiment, lifting defence and energy stocks amid heightened global tensions. Corporate earnings were mixed: semiconductor stocks surged on strong AI-driven demand, while software continued to struggle. Outside equities, the US dollar weakened on rate-cut expectations and Fed leadership uncertainty, while gold, silver, and oil posted strong gains amid geopolitical risk. Cryptoassets declined as investors reduced exposure to higher-risk assets. 💭 Find out more about what happened in January with eToro's Smart Portfolios Monthly summary here: etoro.turtl.co/story/etoros-investment-office-performance-report-jan26 **New on eToro, the @FED-RatePlus Smart Portfolio! Designed to protect funds with Short-Duration Bonds UCTIS ETFs, both U.S. Treasury and Investment Grades Corporate risk. Check out more about it in this post: etoro.tw/460s0vf ** Performance Stats: @Fin-Tech -> January: -7.57% , QTD: -7.57% YTD: -7.57% Benchmark (SOLFINT - Solactive FinTech Index) -> January: -7.58% , QTD: -7.58% YTD: -7.58% Best Performer: $LMND (Lemonade Inc.) 21.85% Worst Performer: $GWRE (Guidewire Software Inc) -29.97% Portfolio Indicated Dividend Yield: 0.72% Some of the assets inside the @Fin-Tech Smart Portfolio are: $XYZ (Block Inc.) , $FICO (Fair Isaac Corporation) , $EXPN.L (Experian) , $WTW (Willis Towers Watson Public Limited Company) , $SOFI (SoFi Technologies Inc) , $FIS.US (Fidelity National Information Services Inc) , $TW (Tradeweb Markets Inc.) , $VRSK (Verisk Analytics) , $EFX (Equifax Inc) , $FUTU (Futu Holdings Ltd-ADR) , $AFRM (Affirm) ❓ Check out the portfolio fact sheet by clicking the following link: bullaware.com/factsheet/Fin-Tech This Smart Portfolio is a long-term investment vehicle. Therefore, since market trends can change over time, you should set realistic goals and assess your investment performance over a prolonged period. Please remember past performance is not indicative of any future performance.