{"id":743774,"date":"2023-10-19T17:06:47","date_gmt":"2023-10-19T14:06:47","guid":{"rendered":"https:\/\/www.etoro.com\/investing\/interest-on-balance\/"},"modified":"2026-03-24T13:09:17","modified_gmt":"2026-03-24T11:09:17","slug":"interest-on-balance","status":"publish","type":"page","link":"https:\/\/www.etoro.com\/pt-pt\/investing\/interest-on-balance\/","title":{"rendered":"Interest on Balance"},"content":{"rendered":"\n<div class=\"wp-block-etoro-half-cover has-white-background-color\">\n<div class=\"wp-block-etoro-half-cover-left\"><p id=\"breadcrumbs\" class=\"gray-dark\"><span><span><a href=\"https:\/\/www.etoro.com\/pt-pt\/\">In\u00edcio<\/a><\/span><\/span><\/p>\n<h1 class=\"wp-block-heading is-style-banner-title\">Ganhe at\u00e9<strong>3,55% de juros anuais<\/strong><\/h1>\n\n\n\n<p>Fa\u00e7a o seu dinheiro render ainda mais com os juros sobre o saldo de caixa em USD da eToro<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<a class=\"e-cta e-cta-primary\" href=\"https:\/\/www.etoro.com\/pt-pt\/accounts\/sign-up\">Sou novo no eToro<\/a>\n\n\n\n<a class=\"e-cta e-cta-primary-bordered\" href=\"#users-how-to-start-earning\">Tenho uma conta<\/a>\n<\/div>\n\n\n\n<p class=\"is-style-disclaimer\">Consulte os nossos <a href=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/07\/eToro-Cash-Interest-on-Balance-TCs.pdf\">Termos e Condi\u00e7\u00f5es<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-etoro-half-cover-right\">\n<img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2026\/01\/IOB_Cover_Desktop1920.png\" alt=\"\" class=\"wp-block-etoro-half-cover-media\"\/><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2026\/01\/IOB_Cover_Desktop1280.png\" alt=\"\" class=\"wp-block-etoro-half-cover-media-desktop\"\/><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2026\/01\/IOB_Cover_Tablet.png\" alt=\"\" class=\"wp-block-etoro-half-cover-media-tablet\"\/><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2026\/01\/IOB_Cover_Mobile.png\" alt=\"\" class=\"wp-block-etoro-half-cover-media-mobile\"\/>\n<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-group wp-block-group-boxed has-white-background-color has-background hide-on-mobile hide-on-tablet hide-on-desktop\" id=\"how-to-start-earning\"><div class=\"wp-block-group-inner is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center\"><strong>Como come\u00e7ar a<\/strong> <b class=\"wp-etoro-format-colored-green\">ganhar juros<\/b><\/h2>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-center wp-block-columns-2 is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex hide-on-mobile\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<a href=\"https:\/\/www.etoro.com\/pt-pt\/accounts\/sign-up?funnelFromId=105\" class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-side wp-block-etoro-card-default\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/03\/Number-1.png\" alt=\"Registe-se e verifique a sua conta\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-title\"><u>Registe-se<\/u> e verifique a sua conta<\/div><div class=\"wp-block-etoro-card-content\">\n<p><\/p>\n<\/div><\/div><\/a>\n\n\n\n<div class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-side wp-block-etoro-card-default\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/03\/Number-2.png\" alt=\"Fazer um Dep\u00f3sito\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-title\">Fazer um Dep\u00f3sito<\/div><div class=\"wp-block-etoro-card-content\">\n<p><\/p>\n<\/div><\/div><\/div>\n\n\n\n<a href=\"https:\/\/www.etoro.com\/pt-pt\/dashboard\/club\" class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-side wp-block-etoro-card-default\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/03\/Number-3.png\" alt=\"Ative &quot;Juros sobre o saldo de caixa em USD&quot; no painel do Club\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-title\">Ative &#8220;Juros sobre o saldo de caixa em USD&#8221; no <u>painel do Club<\/u><\/div><div class=\"wp-block-etoro-card-content\">\n<p><\/p>\n<\/div><\/div><\/a>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"920\" height=\"560\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/06\/Comp-3_7-1.gif\" alt=\"\" class=\"wp-image-1078031 wp-image-desktop\"\/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-top wp-block-columns-1 is-layout-flex wp-container-core-columns-is-layout-2 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column wp-block-column-align-desktop-center wp-block-column-align-mobile-center is-layout-flow wp-block-column-is-layout-flow hide-on-tablet hide-on-desktop\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"82\" height=\"117\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/12\/green-01.png\" alt=\"\" class=\"wp-image-965073 wp-image-desktop\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><a href=\"https:\/\/www.etoro.com\/pt-pt\/accounts\/sign-up?funnelFromId=105\">Registe-se<\/a> e verifique a sua conta<br>&nbsp;&nbsp;<\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"103\" height=\"117\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/12\/green-02.png\" alt=\"\" class=\"wp-image-965097 wp-image-desktop\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Fazer um Dep\u00f3sito<br>&nbsp;&nbsp;<\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"103\" height=\"117\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/12\/green-03.png\" alt=\"\" class=\"wp-image-965121 wp-image-desktop\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Ative &#8220;Juros sobre o saldo de caixa em USD&#8221; no <a href=\"https:\/\/www.etoro.com\/pt-pt\/dashboard\/club\">painel do Club<\/a><br>&nbsp;&nbsp;<\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"920\" height=\"560\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/06\/Comp-3_7-1.gif\" alt=\"\" class=\"wp-image-1078031 wp-image-desktop\"\/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group wp-block-group-boxed has-white-background-color has-background\" id=\"users-how-to-start-earning\"><div class=\"wp-block-group-inner is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center\"><strong>Como come\u00e7ar a<\/strong> <b class=\"wp-etoro-format-colored-green\">ganhar juros<\/b><\/h2>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-center wp-block-columns-2 is-layout-flex wp-container-core-columns-is-layout-3 wp-block-columns-is-layout-flex hide-on-mobile\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<a href=\"https:\/\/www.etoro.com\/pt-pt\/login\" class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-side wp-block-etoro-card-default\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/03\/Number-1.png\" alt=\"Inicie sess\u00e3o na sua conta eToro\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-title\"><u>Inicie sess\u00e3o<\/u> na sua conta eToro<\/div><div class=\"wp-block-etoro-card-content\">\n<p><\/p>\n<\/div><\/div><\/a>\n\n\n\n<a href=\"https:\/\/www.etoro.com\/pt-pt\/dashboard\/club\" class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-side wp-block-etoro-card-default\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/03\/Number-2.png\" alt=\"Aceda ao painel do Club\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-title\">Aceda ao <u>painel do Club<\/u><\/div><div class=\"wp-block-etoro-card-content\">\n<p><\/p>\n<\/div><\/div><\/a>\n\n\n\n<div class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-side wp-block-etoro-card-default\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/03\/Number-3.png\" alt=\"Ative a op\u00e7\u00e3o &quot;Juros sobre o saldo&quot;\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-title\">Ative a op\u00e7\u00e3o &#8220;Juros sobre o saldo&#8221;<\/div><div class=\"wp-block-etoro-card-content\">\n<p><\/p>\n<\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"920\" height=\"560\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/06\/Comp-3_7-1.gif\" alt=\"\" class=\"wp-image-1078031 wp-image-desktop\"\/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-top wp-block-columns-1 is-layout-flex wp-container-core-columns-is-layout-4 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column wp-block-column-align-desktop-center wp-block-column-align-mobile-center is-layout-flow wp-block-column-is-layout-flow hide-on-tablet hide-on-desktop\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"82\" height=\"117\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/12\/green-01.png\" alt=\"\" class=\"wp-image-965073 wp-image-desktop\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><a href=\"https:\/\/www.etoro.com\/pt-pt\/login\">Inicie sess\u00e3o<\/a> na sua conta eToro<br>&nbsp;&nbsp;<\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"103\" height=\"117\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/12\/green-02.png\" alt=\"\" class=\"wp-image-965097 wp-image-desktop\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Aceda ao <a href=\"https:\/\/www.etoro.com\/pt-pt\/dashboard\/club\">painel do Club<\/a><br>&nbsp;&nbsp;<\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"103\" height=\"117\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/12\/green-03.png\" alt=\"\" class=\"wp-image-965121 wp-image-desktop\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Ative a op\u00e7\u00e3o &#8220;Juros sobre o saldo&#8221;<br>&nbsp;&nbsp;<\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"920\" height=\"560\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/06\/Comp-3_7-1.gif\" alt=\"\" class=\"wp-image-1078031 wp-image-desktop\"\/><\/figure>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group wp-block-group-boxed\"><div class=\"wp-block-group-inner is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns are-vertically-aligned-top wp-block-columns-1 is-layout-flex wp-container-core-columns-is-layout-5 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-constrained wp-block-column-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-center\"><strong>O seu dinheiro podia estar a<\/strong> <b class=\"wp-etoro-format-colored-green\">render mais?<\/b><\/h2>\n\n\n\n<p class=\"has-text-align-center\">Ative os juros da eToro sobre o saldo de caixa em USD e comece a receber pagamentos de juros diretamente na sua conta.<br>&nbsp;<\/p>\n\n\n\n<div id=\"swiper1559164609\" class=\"wp-block-etoro-cards wp-block-etoro-card-grid-columns-3\"><div class=\"swiper-wrapper\">\n<div class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-above wp-block-etoro-card-default\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/06\/icon-green-outline-rates.png\" alt=\"Taxas excelentes\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-title\">Taxas excelentes<\/div><div class=\"wp-block-etoro-card-content\">\n<p>Ganhe mais com os seus fundos n\u00e3o investidos atrav\u00e9s de taxas de juro altamente competitivas<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-above wp-block-etoro-card-default\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/06\/icon-green-outline-calendar.png\" alt=\"Pagamentos mensais\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-title\">Pagamentos mensais<\/div><div class=\"wp-block-etoro-card-content\">\n<p>Os juros ganhos s\u00e3o automaticamente creditados no seu saldo eToro todos os meses<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-above wp-block-etoro-card-default\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/06\/icon-green-outline-24h.png\" alt=\"Sem reten\u00e7\u00e3o de capital\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-title\">Sem reten\u00e7\u00e3o de capital<\/div><div class=\"wp-block-etoro-card-content\">\n<p>Os fundos permanecem totalmente acess\u00edveis para que os possa levantar em qualquer altura que desejar<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group wp-block-group-boxed has-white-background-color has-background\"><div class=\"wp-block-group-inner is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns are-vertically-aligned-top wp-block-columns-1 is-layout-flex wp-container-core-columns-is-layout-6 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center\"><b class=\"wp-etoro-format-colored-green\">Taxas de juro<\/b> <strong>da<\/strong> <strong>eToro<\/strong><\/h2>\n\n\n\n<p class=\"has-text-align-center\">Ative os juros da eToro sobre o saldo de caixa em USD e comece a receber pagamentos de juros diretamente na sua conta.<\/p>\n\n\n\n<p>Taxas de juro para os residentes eleg\u00edveis na Uni\u00e3o Europeia, Reino Unido, Jersey, Gibraltar, Guernsey e Ilha de Man:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><div class=\"wp-block-table-content\"><div class=\"wp-block-table-content-nav wp-block-table-content-nav-left\"><div class=\"wp-block-table-content-nav-arrow wp-block-table-content-nav-arrow-left\"><\/div><\/div><div class=\"wp-block-table-content-nav wp-block-table-content-nav-right\"><div class=\"wp-block-table-content-nav-arrow wp-block-table-content-nav-arrow-right\"><\/div><\/div><div class=\"wp-block-table-content-table\"><table><tbody><tr><th class=\"has-text-align-center\" data-align=\"center\">Saldo total necess\u00e1rio<\/th><td>$1-$50.000<\/td><td>$50.000+<\/td><\/tr><tr><th class=\"has-text-align-center\" data-align=\"center\">Taxa de juro anual<\/th><td>2,75%<\/td><td>3,55%<\/td><\/tr><tr><th class=\"has-text-align-center\" data-align=\"center\"><strong>Taxa de juro anual na Alemanha*<\/strong><\/th><td>3,55%<\/td><td>3,55%<\/td><\/tr><\/tbody><\/table><\/div><\/div><figcaption class=\"wp-element-caption\">*As taxas aplicam-se apenas a clientes da eToro com conta registada na Alemanha.<\/figcaption><\/figure>\n\n\n\n<p>Taxa de juros para utilizadores eleg\u00edveis em todas as outras regi\u00f5es:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><div class=\"wp-block-table-content\"><div class=\"wp-block-table-content-nav wp-block-table-content-nav-left\"><div class=\"wp-block-table-content-nav-arrow wp-block-table-content-nav-arrow-left\"><\/div><\/div><div class=\"wp-block-table-content-nav wp-block-table-content-nav-right\"><div class=\"wp-block-table-content-nav-arrow wp-block-table-content-nav-arrow-right\"><\/div><\/div><div class=\"wp-block-table-content-table\"><table><tbody><tr><th>Saldo total necess\u00e1rio<\/th><td>$10,000<\/td><td>$25,000<\/td><td>$50,000<\/td><td>$250,000<\/td><\/tr><tr><th>Taxa de juro anual<\/th><td>0,5%<\/td><td>2,25%<\/td><td>3,25%<\/td><td>3,55%<\/td><\/tr><\/tbody><\/table><\/div><\/div><\/figure>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group wp-block-group-boxed has-dark-blue-background-color has-background\"><div class=\"wp-block-group-inner is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns are-vertically-aligned-top wp-block-columns-1 is-layout-flex wp-container-core-columns-is-layout-7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center\"><strong>Comece a ganhar<\/strong> <b class=\"wp-etoro-format-colored-green\">juros anuais<\/b><\/h2>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-2 wp-block-buttons-is-layout-flex\">\n<a class=\"e-cta e-cta-primary\" href=\"https:\/\/www.etoro.com\/pt-pt\/dashboard\/club\">Come\u00e7ar<\/a>\n<\/div>\n\n\n\n<p class=\"has-text-align-center is-style-disclaimer\">Consulte os nossos <a href=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/07\/eToro-Cash-Interest-on-Balance-TCs.pdf\">Termos e Condi\u00e7\u00f5es<\/a><\/p>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group wp-block-group-boxed wp-block-group-small-bottom-padding has-white-background-color has-background\"><div class=\"wp-block-group-inner is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns are-vertically-aligned-top wp-block-columns-1 is-layout-flex wp-container-core-columns-is-layout-8 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center\">FAQ<\/h2>\n\n\n\n<dl class=\"wp-block-etoro-faq\">\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">O que \u00e9 o saldo total necess\u00e1rio?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>O saldo total necess\u00e1rio \u00e9 o que determina a taxa de juros que receber\u00e1. \u00c9 o patrim\u00f3nio l\u00edquido total realizado na sua conta, incluindo fundos investidos e saldo de caixa dispon\u00edvel.<\/p>\n\n\n\n<p>Observe que a taxa que receber\u00e1 \u00e9 determinada pelo <strong>saldo total necess\u00e1rio<\/strong>. Esta taxa s\u00f3 \u00e9 aplicada ao <strong>saldo de caixa dispon\u00edvel em USD<\/strong>.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">O que \u00e9 o saldo de caixa dispon\u00edvel em USD?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>O saldo dispon\u00edvel em dinheiro em USD consiste em fundos n\u00e3o investidos atualmente na conta de negocia\u00e7\u00e3o de um cliente e \u00e9 o montante que rende juros.<\/p>\n\n\n\n<p>S\u00e3o pagos juros compostos, ou seja, os clientes ganham juros sobre os fundos de quaisquer pagamentos de juros anteriores que permane\u00e7am no seu saldo.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Como posso qualificar-me?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Ter\u00e1 direito ao juros de acordo com o teu n\u00edvel do Clube, baseado em teu saldo de caixa dispon\u00edvel, calculado diariamente e pago mensalmente.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Como ativo os juros sobre o saldo de caixa em USD na minha conta eToro?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>1. <a href=\"https:\/\/www.etoro.com\/cs-cz\/login\">Fa\u00e7a login<\/a> na sua conta eToro. (Ainda n\u00e3o tem uma conta? <a href=\"https:\/\/www.etoro.com\/pt-pt\/accounts\/sign-up\">Inscreva-se aqui<\/a>.)<\/p>\n\n\n\n<p>2. Certifique-se de que tem o saldo total necess\u00e1rio na sua conta. <\/p>\n\n\n\n<p>3. V\u00e1 para o <a href=\"https:\/\/www.etoro.com\/pt-pt\/login\">painel do eToro Club<\/a>. Des\u00e7a at\u00e9 \u201cJuros sobre o saldo\u201d e mude de \u201cDesativado\u201d para \u201cAtivo\u201d.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Como e quando s\u00e3o calculados os juros?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Embora a taxa de juro seja anual, \u00e9 calculada diariamente e paga mensalmente. A cada dia, o saldo que rende juros \u00e9 calculado. Este montante \u00e9 multiplicado pela taxa de juros di\u00e1ria, (que \u00e9 a taxa anual dividida por 365). No final de cada m\u00eas, o montante acumulado de juros \u00e9 totalizado e pago automaticamente at\u00e9 ao 5.\u00ba dia \u00fatil do m\u00eas seguinte.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Quando s\u00e3o os juros adicionados \u00e0 minha conta?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>O pagamento \u00e9 feito automaticamente at\u00e9 o 5\u00ba dia \u00fatil do m\u00eas seguinte, hor\u00e1rio GMT da manh\u00e3.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Qual \u00e9 o valor m\u00ednimo para pagamento?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>O valor m\u00ednimo de juros para receber pagamento \u00e9 de $ 0,01.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Se ativar os juros sobre o saldo de caixa em USD a meio do m\u00eas, ganho juros por esse m\u00eas inteiro?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>N\u00e3o. Os juros s\u00e3o recebidos a partir do dia em que o utilizador efetivamente aceita, desde que continue qualificado e tenha o saldo total necess\u00e1rio para receber o pagamento dos juros.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Terei que pagar impostos sobre os juros recebidos?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Os impostos devidos depender\u00e3o dos regulamentos do seu pa\u00eds de resid\u00eancia. \u00c9 respons\u00e1vel por todos os impostos aplic\u00e1veis \u200b\u200brelacionados \u00e0 aceita\u00e7\u00e3o de pagamentos de juros da eToro. Em algumas jurisdi\u00e7\u00f5es, a eToro ser\u00e1 obrigada a reter os impostos devidos em seu nome e a remet\u00ea-los diretamente \u00e0 autoridade fiscal relevante.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Tenho que pagar alguma taxa?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>N\u00e3o h\u00e1 encargos adicionais em rela\u00e7\u00e3o ao pagamento de juros.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Os meus fundos est\u00e3o protegidos?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Como uma empresa regulamentada, somos obrigados a proteger seus fundos conforme regras espec\u00edficas sobre dinheiro de clientes. A eToro (Europe) Ltd \u00e9 membro do Fundo de Compensa\u00e7\u00e3o dos Investidores (<a href=\"https:\/\/www.cysec.gov.cy\/en-GB\/investor-protection\/tae\/information\/\" target=\"_blank\" rel=\"noreferrer noopener\">ICF<\/a>), que s\u00f3 compensa os investidores em at\u00e9 EUR 20.000. Al\u00e9m disso, em certos casos, seus fundos depositados em bancos eleg\u00edveis na Europa s\u00e3o garantidos pelo Sistema de Garantia de Dep\u00f3sitos (<a href=\"https:\/\/www.eba.europa.eu\/activities\/single-rulebook\/regulatory-activities\/depositor-protection\/deposit-guarantee-schemes-data\" target=\"_blank\" rel=\"noreferrer noopener\">DGS<\/a>). O DGS tem um limite m\u00e1ximo de pagamento de at\u00e9 EUR 100.000 \/ GBP 85.000 por depositante e por banco.<\/p>\n\n\n\n<p>A eToro (UK) Ltd est\u00e1 abrangida pelo Esquema de Compensa\u00e7\u00e3o dos Servi\u00e7os Financeiros (FSCS). A prote\u00e7\u00e3o do investimento FSCS pode ser aplicada at\u00e9 85 000 \u00a3 por cliente eleg\u00edvel (por empresa) se a eToro (UK) Ltd for declarada em incumprimento e houver um d\u00e9fice de ativos em cust\u00f3dia e\/ou dinheiro do cliente.<\/p>\n\n\n\n<p>Quando o dinheiro do cliente \u00e9 mantido em bancos terceiros, a prote\u00e7\u00e3o de dep\u00f3sitos pode ser aplicada at\u00e9 120.000\u00a3 por cliente eleg\u00edvel, por empresa autorizada (sujeito \u00e0 elegibilidade e aos acordos relevantes relativos ao dinheiro do cliente\/CASS). A prote\u00e7\u00e3o de dep\u00f3sitos n\u00e3o se aplica ao dinheiro detido em fundos do mercado monet\u00e1rio qualificados (QMMFs), uma vez que se trata de investimentos e n\u00e3o de dep\u00f3sitos banc\u00e1rios.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Outras informa\u00e7\u00f5es importantes<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>A eToro reserva o direito de recusar permitir que qualquer cliente entre no programa Juros sobre Saldo e\/ou remover qualquer cliente da participa\u00e7\u00e3o no programa, se for considerado uma viola\u00e7\u00e3o de quaisquer pol\u00edticas, regras e\/ou regulamentos aplic\u00e1veis. O programa pode ser renovado com uma taxa de juros menor.<\/p>\n\n\n\n<p>A eToro ret\u00e9m uma parte vari\u00e1vel dos juros que ganha sobre o dinheiro n\u00e3o investido eleg\u00edvel (ou seja, a diferen\u00e7a entre os juros recebidos e quaisquer juros pagos) para cobrir os custos de gest\u00e3o de dinheiro, operacionais e da plataforma associados a este servi\u00e7o.<\/p>\n<\/dd><\/div>\n<\/dl>\n<\/div>\n<\/div>\n<\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>Como come\u00e7ar a ganhar juros Registe-se e verifique a sua conta&nbsp;&nbsp; Fazer um Dep\u00f3sito&nbsp;&nbsp; Ative &#8220;Juros sobre o saldo de caixa em USD&#8221; no painel do Club&nbsp;&nbsp; Como come\u00e7ar a ganhar juros Inicie sess\u00e3o na sua conta eToro&nbsp;&nbsp; Aceda ao painel do Club&nbsp;&nbsp; Ative a op\u00e7\u00e3o &#8220;Juros sobre o saldo&#8221;&nbsp;&nbsp; O seu dinheiro podia estar&hellip;<\/p>\n","protected":false},"author":119,"featured_media":1137933,"parent":19768,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"sticky_cta_settings":"","footnotes":""},"asset_type":[],"class_list":["post-743774","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<title>eToro | Ganhe at\u00e9 3,55% de juros no seu saldo<\/title>\n<meta name=\"description\" content=\"Ganhe at\u00e9 3,55% de juros anuais sobre os seus fundos n\u00e3o investidos. 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