{"id":1004817,"date":"2025-01-16T10:14:37","date_gmt":"2025-01-16T08:14:37","guid":{"rendered":"https:\/\/www.etoro.com\/customer-service\/regulation-license\/eu-risk-warning\/"},"modified":"2025-02-05T10:28:22","modified_gmt":"2025-02-05T08:28:22","slug":"eu-risk-warning","status":"publish","type":"page","link":"https:\/\/www.etoro.com\/ro\/customer-service\/regulation-license\/eu-risk-warning\/","title":{"rendered":"EU Risk Warning"},"content":{"rendered":"<h2>Avertisment de risc pentru activele cripto<\/h2>\n<h3>Produs investi\u021bional cu risc ridicat<\/h3>\n<p>Valoarea investi\u021biilor \u0219i veniturile ob\u021binute din acestea pot suferi fluctua\u021bii semnificative \u00een sus \u0219i \u00een jos, iar \u00eentreaga sum\u0103 investit\u0103 poate fi pierdut\u0103.<\/p>\n<p>Investi\u021biile \u00een proiecte aflate \u00een faza incipient\u0103 implic\u0103 un nivel de risc ridicat, deci este necesar s\u0103 \u00een\u021belegi corect modelul de afaceri al acestora.<\/p>\n<p>Criptoactivele nu sunt acoperite de mecanismele de protec\u021bie a clien\u021bilor, cum ar fi Fondul de garantare a depozitelor sau Fondul de garantare a Investitorilor.<\/p>\n<p>Pre\u021burile activelor cripto sunt determinate \u00een absen\u021ba mecanismelor care s\u0103 asigure formarea corect\u0103 a lor, cum ar fi cele prezente pe pie\u021bele reglementate de valori mobiliare.<\/p>\n<p>Multe active cripto pot s\u0103 nu dispun\u0103 de lichiditatea necesar\u0103 pentru a renun\u021ba la o investi\u021bie f\u0103r\u0103 a suferi pierderi semnificative, av\u00e2nd \u00een vedere c\u0103 circula\u021bia lor printre investitori, at\u00e2t cu am\u0103nuntul, c\u00e2t \u0219i profesioni\u0219ti, poate fi foarte limitat\u0103.<\/p>\n<h3>Riscuri inerente tehnologiei<\/h3>\n<p>Tehnologiile registrului distribuit sunt \u00eenc\u0103 \u00eentr-o etap\u0103 timpurie de maturitate, multe dintre aceste re\u021bele fiind create recent, a\u0219a c\u0103 pot s\u0103 nu fie suficient de testate \u0219i pot exista defecte semnificative \u00een func\u021bionarea \u0219i securitatea lor.<\/p>\n<p>\u00cenregistrarea tranzac\u021biilor \u00een re\u021belele bazate pe tehnologiile de registru distribuit func\u021bioneaz\u0103 prin protocoale consensuale care pot fi susceptibile la atacuri care \u00eencearc\u0103 s\u0103 modifice registrul men\u021bionat \u0219i, \u00een cazul \u00een care aceste atacuri vor avea succes, nu ar exista un registru alternativ care s\u0103 sus\u021bin\u0103 tranzac\u021biile men\u021bionate sau, prin urmare, soldurile corespunz\u0103toare la cheile publice \u0219i toate activele cripto ar putea fi pierdute.<\/p>\n<p>Anonimatul pe care \u00eel pot oferi activele criptografice le transform\u0103 \u00eentr-o \u021bint\u0103 pentru infractorii cibernetici, deoarece dac\u0103 ace\u0219tia fur\u0103 acredit\u0103rile sau cheile private, pot transfera activele cripto la adrese care fac recuperarea lor dificil\u0103 sau imposibil\u0103.<\/p>\n<p>P\u0103strarea activelor cripto este unul dintre principalii factori de risc care trebuie lua\u021bi \u00een considerare, deoarece activele cripto pot fi pierdute \u00een \u00eentregime \u00een cazul furtului sau pierderii cheilor private. Dup\u0103 cum este explicat mai jos, \u00een sec\u021biunea Riscuri juridice, activele cripto sunt p\u0103strate \u00een portofele digitale colective globale (portofele omnibus) \u00een numele eToro (Europe) Ltd, ac\u021bion\u00e2nd \u00een numele clien\u021bilor s\u0103i, iar cheile private ale acestor portofele globale nu sunt furnizate c\u0103tre clien\u021bi, reduc\u00e2nd astfel riscul de furt sau pierdere a cheilor private de c\u0103tre clien\u021bi. eToro (Europe) Ltd este entitatea care de\u021bine custodia criptoactivelor ale clien\u021bilor, efectu\u00e2nd custodia \u00een Cipru \u0219i conform legile din Cipru.<\/p>\n<h3>Riscuri juridice<\/h3>\n<p>Acceptarea activelor cripto ca mijloc de schimb este \u00eenc\u0103 foarte limitat\u0103 \u0219i nu exist\u0103 nicio obliga\u021bie legal\u0103 de a accepta lor.<\/p>\n<p>Atunci c\u00e2nd furnizorul de servicii nu este situat \u00eentr-o \u021bar\u0103 a Uniunii Europene, solu\u021bionarea oric\u0103rui conflict ar putea fi costisitoare \u0219i ar putea fi \u00een afara sferei de competen\u021b\u0103 a autorit\u0103\u021bilor UE.<\/p>\n<p>Activele cripto achizi\u021bionate prin intermediul platformei eToro sunt p\u0103strate \u00een portofele digitale globale colective (portofele omnibus) \u00een numele eToro (Europe) Ltd, ac\u021bioneaz\u0103 \u00een numele clien\u021bilor s\u0103i, iar cheile private de la aceste portofele globale nu sunt furnizate clien\u021bilor. Portofelele digitale folosite pentru p\u0103strarea activelor cripto ale clien\u021bilor sunt separate \u0219i separate de portofelele digitale folosite pentru p\u0103strarea activelor cripto achizi\u021bionate de eToro (Europe) Ltd pentru propriul portofoliu.<\/p>\n<p>Clien\u021bii p\u0103streaz\u0103 toate drepturile \u0219i beneficiile care decurg din de\u021binerea activelor cripto de\u021binute de eToro (Europe) Ltd \u00een numele clien\u021bilor. Clien\u021bii au acces online la activele cripto pe care le de\u021bin, prin platforma eToro, a\u0219a cum este prev\u0103zut \u00een termenii \u0219i condi\u021biile acestui serviciu.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Avertisment de risc pentru activele cripto Produs investi\u021bional cu risc ridicat Valoarea investi\u021biilor \u0219i veniturile ob\u021binute din acestea pot suferi fluctua\u021bii semnificative \u00een sus \u0219i \u00een jos, iar \u00eentreaga sum\u0103 investit\u0103 poate fi pierdut\u0103. Investi\u021biile \u00een proiecte aflate \u00een faza incipient\u0103 implic\u0103 un nivel de risc ridicat, deci este necesar s\u0103 \u00een\u021belegi corect modelul de&hellip;<\/p>\n","protected":false},"author":39,"featured_media":0,"parent":30125,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"sticky_cta_settings":"","footnotes":""},"asset_type":[],"class_list":["post-1004817","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<title>EU Risk Warning - eToro<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.etoro.com\/ro\/wp-json\/wp\/v2\/pages\/1004817\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"EU Risk Warning - eToro\" \/>\n<meta property=\"og:description\" content=\"Avertisment de risc pentru activele cripto Produs investi\u021bional cu risc ridicat Valoarea investi\u021biilor \u0219i veniturile ob\u021binute din acestea pot suferi fluctua\u021bii semnificative \u00een sus \u0219i \u00een jos, iar \u00eentreaga sum\u0103 investit\u0103 poate fi pierdut\u0103. 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