{"id":1021952,"date":"2025-02-19T11:27:17","date_gmt":"2025-02-19T09:27:17","guid":{"rendered":"https:\/\/www.etoro.com\/?page_id=1021952"},"modified":"2025-10-06T01:59:15","modified_gmt":"2025-10-05T22:59:15","slug":"lending","status":"publish","type":"page","link":"https:\/\/www.etoro.com\/ro\/stocks\/lending\/","title":{"rendered":"Stock Lending"},"content":{"rendered":"\n<div class=\"wp-block-etoro-half-cover has-white-background-color\">\n<div class=\"wp-block-etoro-half-cover-left\"><p id=\"breadcrumbs\" class=\"gray-dark\"><span><span><a href=\"https:\/\/www.etoro.com\/ro\/\">ACAS\u0102<\/a><\/span><\/span><\/p>\n<h2 class=\"wp-block-heading is-style-banner-title\">C\u0103\u0219tig\u0103 extra <\/h2>\n\n\n\n<p class=\"is-style-banner-title\"><strong>cu \u00cemprumutul de ac\u021biuni<\/strong><\/p>\n\n\n\n<p><strong>Programul de \u00eemprumut de ac\u021biuni de la eToro \u00ee\u021bi permite s\u0103 generezi mai multe venituri din ac\u021biunile din portofoliul t\u0103u<\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<a class=\"e-cta e-cta-primary\" href=\"http:\/\/www.etoro.com\/settings\/compliance\/gaps\/stockslandingcheck\">\u00cencepe<\/a>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-etoro-half-cover-right\">\n<img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/03\/Stocs-Lending-Cover-Desktop.png\" alt=\"\" class=\"wp-block-etoro-half-cover-media\"\/><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/03\/Stocs-Lending-Cover-Desktop.png\" alt=\"\" class=\"wp-block-etoro-half-cover-media-desktop\"\/><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/03\/Stock_Lending_Cover_Tablet.png\" alt=\"\" class=\"wp-block-etoro-half-cover-media-tablet\"\/><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/03\/Stock_Lending_Cover_Mobile.png\" alt=\"\" class=\"wp-block-etoro-half-cover-media-mobile\"\/>\n<\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-group wp-block-group-boxed\"><div class=\"wp-block-group-inner is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns are-vertically-aligned-top wp-block-columns-1 is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column wp-block-column-align-desktop-center wp-block-column-align-mobile-left is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center\"><span>De ce s\u0103 \u00ee\u021bi<\/span> <strong>\u00eemprumu\u021bi ac\u021biunile?<\/strong><\/h2>\n\n\n\n<p class=\"has-text-align-center\">Ac\u021biunile pe care le de\u021bii ar putea lucra mai mult pentru tine. \u00cemprumutul de ac\u021biuni, cunoscut \u0219i sub denumirea de \u00eemprumut de titluri sau \u00eemprumutul de ac\u021biuni, este o practic\u0103 obi\u0219nuit\u0103 care \u00ee\u021bi ofer\u0103 un venit permi\u021b\u00e2nd unei alte p\u0103r\u021bi s\u0103 \u00eemprumute temporar ac\u021biuni pe care le de\u021bii deja.<\/p>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group wp-block-group-boxed wp-block-group-small-bottom-padding has-white-background-color has-background\"><div class=\"wp-block-group-inner is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns are-vertically-aligned-top wp-block-columns-1 is-layout-flex wp-container-core-columns-is-layout-2 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column wp-block-column-align-desktop-center wp-block-column-align-mobile-left is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\"><strong>Cum func\u021bioneaz\u0103 \u00cemprumutul de ac\u021biuni?<\/strong><\/h2>\n\n\n\n<p>C\u00e2nd <a href=\"http:\/\/www.etoro.com\/settings\/compliance\/gaps\/stockslandingcheck\">intri \u00een programul nostru de \u00eemprumut de ac\u021biuni<\/a> , eToro \u00eemprumut\u0103 ac\u021biunile tale la institu\u021bii financiare ter\u021be \u0219i investitori de \u00eencredere, gener\u00e2nd venituri suplimentare pentru tine \u2014 \u00een timp ce \u00ee\u021bi men\u021bii dreptul de a \u00eencasa dividende \u0219i de a-\u021bi vinde ac\u021biunile \u00een orice moment.<\/p>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n<div id=\"etoro-side-by-side-1189672463\" class=\"wp-block-etoro-side-by-side has-white-background-color\"><div class=\"wp-block-etoro-side-by-side-container\">\n<h2 class=\"wp-block-heading has-text-align-left\"><\/h2>\n\n\n\n\n<div class=\"wp-block-etoro-side-by-side-right-swiper-wrapper\">\n                        <div class=\"wp-block-etoro-side-by-side-right-side swiper-wrapper\"><div class='wp-block-etoro-side-by-side-image-item-container swiper-slide '><img\n\t\t\t\t\tclass='wp-block-etoro-side-by-side-right-image'\n\t\t\t\t\tsrc='https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/02\/iPhone-13-Pro-Front.png'\n\t\t\t\t\talt=''\n\t\t\t\t\/>\n\t\t\t\t<img\n              class='wp-block-etoro-side-by-side-right-image wp-block-etoro-side-by-side-image-mobile'\n\t\t\t\t\tsrc='https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/02\/iPhone-13-Pro-Front.png'\n\t\t\t\t\talt=''\n\t\t\t\t\/>\n\t\t\t<\/div><div class='wp-block-etoro-side-by-side-image-item-container swiper-slide '><img\n\t\t\t\t\tclass='wp-block-etoro-side-by-side-right-image'\n\t\t\t\t\tsrc='https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/02\/iPhone-13-Pro-Front-1.png'\n\t\t\t\t\talt=''\n\t\t\t\t\/>\n\t\t\t\t<img\n              class='wp-block-etoro-side-by-side-right-image wp-block-etoro-side-by-side-image-mobile'\n\t\t\t\t\tsrc='https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/02\/iPhone-13-Pro-Front-1.png'\n\t\t\t\t\talt=''\n\t\t\t\t\/>\n\t\t\t<\/div><div class='wp-block-etoro-side-by-side-image-item-container swiper-slide '><img\n\t\t\t\t\tclass='wp-block-etoro-side-by-side-right-image'\n\t\t\t\t\tsrc='https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/03\/iPhone-13-Pro-Front-2b.png'\n\t\t\t\t\talt=''\n\t\t\t\t\/>\n\t\t\t\t<img\n              class='wp-block-etoro-side-by-side-right-image wp-block-etoro-side-by-side-image-mobile'\n\t\t\t\t\tsrc='https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/03\/iPhone-13-Pro-Front-2b.png'\n\t\t\t\t\talt=''\n\t\t\t\t\/>\n\t\t\t<\/div><div class='wp-block-etoro-side-by-side-image-item-container swiper-slide '><img\n\t\t\t\t\tclass='wp-block-etoro-side-by-side-right-image'\n\t\t\t\t\tsrc='https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/02\/Easily-keep-track.png'\n\t\t\t\t\talt=''\n\t\t\t\t\/>\n\t\t\t\t<img\n              class='wp-block-etoro-side-by-side-right-image wp-block-etoro-side-by-side-image-mobile'\n\t\t\t\t\tsrc='https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/02\/Easily-keep-track.png'\n\t\t\t\t\talt=''\n\t\t\t\t\/>\n\t\t\t<\/div><\/div><div class=\"wp-block-etoro-timeline-mobile\"><\/div><\/div>\n<div class=\"wp-block-etoro-side-by-side-left-swiper-wrapper\"><div class=\"wp-block-etoro-side-by-side-left-side swiper-wrapper\">\n<div class=\"wp-block-etoro-side-by-side-item swiper-slide has-dark-blue-stroke\" data-icon-color=\"dark-blue\"><div class=\"wp-block-etoro-side-by-side-left-side-container\"><div class=\"wp-block-etoro-circle is-icon-circle\"><span class=\"wp-block-etoro-side-by-side-icon\" style=\"background-image:url(https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/04\/01.png)\"><\/span><div class=\"wp-block-etoro-circle__item\"><svg class=\"wp-block-etoro-circle__spinner\" viewBox=\"0 0 50 50\"><circle class=\"path\" cx=\"25\" cy=\"25\" r=\"23\" fill=\"none\" stroke-width=\"4\"><\/circle><\/svg><\/div><\/div><div class=\"wp-block-etoro-side-by-side-text\"><h3 class=\"wp-block-etoro-side-by-side-title\"><strong>Complet automatizat.<\/strong><\/h3><p class=\"wp-block-etoro-side-by-side-description\">eToro gestioneaz\u0103 \u00eentregul proces de \u00eemprumut \u0219i \u00eemparte c\u00e2\u0219tigul net cu tine.<\/p><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-etoro-side-by-side-item swiper-slide has-dark-blue-stroke\" data-icon-color=\"dark-blue\"><div class=\"wp-block-etoro-side-by-side-left-side-container\"><div class=\"wp-block-etoro-circle is-icon-circle\"><span class=\"wp-block-etoro-side-by-side-icon\" style=\"background-image:url(https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/04\/02.png)\"><\/span><div class=\"wp-block-etoro-circle__item\"><svg class=\"wp-block-etoro-circle__spinner\" viewBox=\"0 0 50 50\"><circle class=\"path\" cx=\"25\" cy=\"25\" r=\"23\" fill=\"none\" stroke-width=\"4\"><\/circle><\/svg><\/div><\/div><div class=\"wp-block-etoro-side-by-side-text\"><h3 class=\"wp-block-etoro-side-by-side-title\"><strong>Ob\u021bine un venit lunar.<\/strong><\/h3><p class=\"wp-block-etoro-side-by-side-description\">Prime\u0219ti pl\u0103\u021bi lunare automate din veniturile generate prin \u00cemprumutul de ac\u021biuni, direct \u00een soldul contului t\u0103u eToro.<\/p><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-etoro-side-by-side-item swiper-slide has-dark-blue-stroke\" data-icon-color=\"dark-blue\"><div class=\"wp-block-etoro-side-by-side-left-side-container\"><div class=\"wp-block-etoro-circle is-icon-circle\"><span class=\"wp-block-etoro-side-by-side-icon\" style=\"background-image:url(https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/04\/03.png)\"><\/span><div class=\"wp-block-etoro-circle__item\"><svg class=\"wp-block-etoro-circle__spinner\" viewBox=\"0 0 50 50\"><circle class=\"path\" cx=\"25\" cy=\"25\" r=\"23\" fill=\"none\" stroke-width=\"4\"><\/circle><\/svg><\/div><\/div><div class=\"wp-block-etoro-side-by-side-text\"><h3 class=\"wp-block-etoro-side-by-side-title\"><strong>Men\u021bine controlul deplin. <\/strong><\/h3><p class=\"wp-block-etoro-side-by-side-description\">Gestioneaz\u0103-\u021bi ac\u021biunile ca de obicei, continu\u0103 s\u0103 prime\u0219ti dividende \u0219i renun\u021b\u0103 oric\u00e2nd. \u00cemprumutul ac\u021biunilor tale nu \u00ee\u021bi limiteaz\u0103 capacitatea de a le vinde oric\u00e2nd dore\u0219ti.<\/p><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-etoro-side-by-side-item swiper-slide has-dark-blue-stroke\" data-icon-color=\"dark-blue\"><div class=\"wp-block-etoro-side-by-side-left-side-container\"><div class=\"wp-block-etoro-circle is-icon-circle\"><span class=\"wp-block-etoro-side-by-side-icon\" style=\"background-image:url(https:\/\/www.etoro.com\/wp-content\/uploads\/2024\/04\/04.png)\"><\/span><div class=\"wp-block-etoro-circle__item\"><svg class=\"wp-block-etoro-circle__spinner\" viewBox=\"0 0 50 50\"><circle class=\"path\" cx=\"25\" cy=\"25\" r=\"23\" fill=\"none\" stroke-width=\"4\"><\/circle><\/svg><\/div><\/div><div class=\"wp-block-etoro-side-by-side-text\"><h3 class=\"wp-block-etoro-side-by-side-title\"><strong>Urm\u0103re\u0219tecu u\u0219urin\u021b\u0103.<\/strong><\/h3><p class=\"wp-block-etoro-side-by-side-description\">Verific\u0103 care dintre ac\u021biunile tale sunt \u00eemprumutate \u0219i urm\u0103re\u0219te-\u021bi c\u00e2\u0219tigurile cu rapoarte regulate. eToro opereaz\u0103 programul de \u00cemprumut de ac\u021biuni cu transparen\u021b\u0103 total\u0103.<\/p><\/div><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<section class=\"wp-block-group wp-block-group-boxed has-dark-blue-background-color has-background\"><div class=\"wp-block-group-inner is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns are-vertically-aligned-top wp-block-columns-1 is-layout-flex wp-container-core-columns-is-layout-4 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column wp-block-column-align-desktop-center wp-block-column-align-mobile-center is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\"><span>Ce s\u0103<\/span> <strong>re\u021bii<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-top wp-block-columns-3 is-layout-flex wp-container-core-columns-is-layout-3 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-above wp-block-etoro-card-default\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/02\/Pie.png\" alt=\"\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-content\">\n<p>C\u00e2\u0219tigul net din \u00eemprumutul de ac\u021biuni poate varia \u00een func\u021bie de cererea pie\u021bei \u0219i de ac\u021biunile specifice din portofoliul t\u0103u.<\/p>\n<\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-above wp-block-etoro-card-default\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/02\/Person.png\" alt=\"\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-content\">\n<p>Ac\u021bionarii pierd drepturile de vot pentru ac\u021biunile \u00eemprumutate.<\/p>\n<\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-above wp-block-etoro-card-default\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/02\/Trading.png\" alt=\"\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-content\">\n<p>Nu putem garanta c\u0103 ac\u021biunile tale vor fi \u00eemprumutate.<\/p>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-top wp-block-columns-2 is-layout-flex wp-container-core-columns-is-layout-5 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-above wp-block-etoro-card-default\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/02\/Tax-free-returns.png\" alt=\"\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-content\">\n<p>\u00cen unele jurisdic\u021bii, dividendele produse sunt impozitate diferit dec\u00e2t pl\u0103\u021bile de dividende.<\/p>\n<\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-etoro-card wp-block-etoro-card-size-small wp-block-etoro-card-thumbnail-position-above wp-block-etoro-card-default\"><img decoding=\"async\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/02\/Discuss-strategies.png\" alt=\"\" class=\"wp-block-etoro-card-thumbnail\"\/><div class=\"wp-block-etoro-card-body\"><div class=\"wp-block-etoro-card-content\">\n<p>Asigur\u0103-te c\u0103 cite\u0219ti Informa\u021biile privind <a href=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/01\/Share-Lending-Risk-Disclosure-Updated-_-Approved-29.11.2024.docx.pdf\">riscurile de \u00eemprumut<\/a> \u0219i <a href=\"https:\/\/www.etoro.com\/customer-service\/terms-conditions\/\">Termenii \u0219i condi\u021biile<\/a>.<\/p>\n<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-2 wp-block-buttons-is-layout-flex\">\n<a class=\"e-cta e-cta-primary\" href=\"http:\/\/www.etoro.com\/settings\/compliance\/gaps\/stockslandingcheck\">\u00cencepe<\/a>\n<\/div>\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group wp-block-group-boxed\"><div class=\"wp-block-group-inner is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns are-vertically-aligned-top wp-block-columns-1 is-layout-flex wp-container-core-columns-is-layout-6 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-center\">FAQ<\/h2>\n\n\n\n<dl class=\"wp-block-etoro-faq\">\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Ce este \u00eemprumutul de ac\u021biuni?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>\u00cemprumutul de ac\u021biuni permite eToro s\u0103 \u00eemprumute ac\u021biunile tale integral pl\u0103tite, f\u0103r\u0103 levier, altor participan\u021bi la pia\u021b\u0103. Acest lucru \u00eei ajut\u0103 pe ace\u0219ti investitori s\u0103 dep\u0103\u0219easc\u0103 tranzac\u021biile \u0219i v\u00e2nzarea \u00een lips\u0103 \u0219i, \u00een schimb, ob\u021bii un venit suplimentar.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Cine se poate al\u0103tura programului de \u00eemprumut de ac\u021biuni?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Programul este \u00een prezent disponibil pentru utilizatorii eToro cu re\u0219edin\u021b\u0103 \u00een Marea Britanie \u0219i UE.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Cum particip \u00een programul de \u00eemprumut ac\u021biuni al eToro?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Dac\u0103 e\u0219ti eligibil pentru programul de \u00eemprumut de ac\u021biuni, asigur\u0103-te c\u0103 \u00een\u021belegi \u0219i c\u0103 e\u0219ti confortabil cu acestea. Acceseaz\u0103 <a href=\"http:\/\/www.etoro.com\/settings\/compliance\/gaps\/stockslandingcheck\">acest link<\/a> \u0219i conecteaz\u0103-te pentru a finaliza procesul de \u00eenscriere.<br><\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Ce ac\u021biuni pot fi \u00eemprumutate?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Sunt eligibile doar pozi\u021biile pe ac\u021biuni complet pl\u0103tite, f\u0103r\u0103 efect de levier, din portofoliul t\u0103u. CFD-urile, pozi\u021biile frac\u021bionate, pozi\u021biile cripto, ordinele \u00een a\u0219teptare \u0219i pozi\u021biile cu program extins <strong>nu se calific\u0103<\/strong>.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Pozi\u021biile CopyTrader \u0219i investi\u021biile Smart Portfolio pot fi eligibile pentru \u00eemprumut?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Nu. Ac\u021biunile de\u021binute prin copiere \u0219i Smart Portfolios nu sunt incluse \u00een programul de \u00cemprumut de ac\u021biuni \u00een acest moment.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Pot aleg ce ac\u021biuni s\u0103 \u00eemprumut?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Nu, nu po\u021bi selecta anumite ac\u021biuni. C\u00e2nd activezi \u00eemprumutarea ac\u021biunilor, \u00eentregul t\u0103u portofoliu este considerat pentru \u00eemprumuturi \u00een func\u021bie de cererea pie\u021bei.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Toate pozi\u021biile mele vor fi \u00eemprumutate?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>\u00cemprumutul de ac\u021biuni func\u021bioneaz\u0103 la cerere \u0219i ofert\u0103. Ac\u021biunile care sunt deficitare \u0219i cererea mare sunt mai susceptibile de a fi \u00eemprumutate. Po\u021bi \u00eemprumuta orice num\u0103r de ac\u021biuni, f\u0103r\u0103 limite minime sau maxime, dar nu exist\u0103 nicio garan\u021bie c\u0103 toate ac\u021biunile tale vor fi \u00eemprumutate.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Cum calculeaz\u0103 eToro c\u00e2\u0219tigul lunar din \u00eemprumutul de ac\u021biuni?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Participan\u021bii vor primi pl\u0103\u021bi lunare, echivalente a 50% din venitul net pe care eToro \u00eel c\u00e2\u0219tig\u0103 \u0219i \u00eel prime\u0219te de la partenerii no\u0219tri pentru tranzac\u021biile de creditare.&nbsp;<\/p>\n\n\n\n<p>Venitul real din \u00eemprumutul de ac\u021biuni va varia probabil de la o lun\u0103 la lun\u0103, \u00een func\u021bie de o serie de factori, inclusiv:<\/p>\n\n\n\n<ul class=\"wp-block-list wp-block-list wp-block-list-circle\">\n<li>Ce pozi\u021bii pe ac\u021biuni \u00een portofoliile utilizatorilor sunt \u00eemprumutate<\/li>\n\n\n\n<li>Num\u0103rul de unit\u0103\u021bi de ac\u021biuni \u00eemprumutate<\/li>\n\n\n\n<li>Comisionul de \u00eemprumut pl\u0103tit pentru fiecare ac\u021biune \u00eemprumutat\u0103<\/li>\n\n\n\n<li>Cererea pie\u021bei de a \u00eemprumuta ac\u021biunea<\/li>\n<\/ul>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">C\u00e2nd \u0219i cum ob\u021bin c\u00e2\u0219tigurile din \u00eemprumutul de ac\u021biuni?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>C\u00e2\u0219tigurile din \u00eemprumutul de ac\u021biuni sunt pl\u0103tite \u0219i trebuie s\u0103 fie \u00een soldul t\u0103u de Numerar disponibil \u00een USD p\u00e2n\u0103 la sf\u00e2r\u0219itul lunii urm\u0103re\u0219ti celei \u00een care au fost c\u00e2\u0219tigate.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Voi primi dividende pentru ac\u021biunile mele \u00eemprumutate?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Da, vei primi o plat\u0103 \u00een loc de dividende \u00een numerar \u0219i dividende pe ac\u021biuni, ca de obicei. Dividendele \u00een numerar pot fi impozitate diferit dec\u00e2t dividendele calificate.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Unde pot g\u0103si mai multe informa\u021bii cu privire la ac\u021biunile mele \u00eemprumutate?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Po\u021bi g\u0103si mai multe informa\u021bii cu privire la activitatea lor de \u00eemprumut ac\u021biuni \u00een Set\u0103ri &gt; Cont &gt; Documente &gt; Raport de activitate de \u00eemprumut ac\u021biuni.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Pot s\u0103 \u00eemi v\u00e2nd ac\u021biunile \u00een timp ce sunt \u00eemprumutate?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Da, \u00ee\u021bi po\u021bi vinde ac\u021biunile oric\u00e2nd. Valoarea ac\u021biunilor nu este fix\u0103 \u00een pre\u021bul \u00eemprumutului \u0219i poate fluctua.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Pot vota ac\u021biunile corporative pentru ac\u021biunile mele \u00eemprumutate?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Nu, \u00eemprumutul are dreptul de vot. Nu vei primi e-mailuri legate de vot \u00een perioada \u00eemprumutului.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Exist\u0103 riscuri implicate?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>\u00cemprumutul de ac\u021biuni cu plata integral\u0103 poate s\u0103 nu fie potrivit pentru toat\u0103 lumea. Clien\u021bii cu nevoi de lichiditate pe termen scurt sau cei care nu \u00een\u021beleg pe deplin riscurile ar trebui s\u0103 se g\u00e2ndeasc\u0103 cu aten\u021bie dac\u0103 acest program este potrivit pentru ei.<\/p>\n\n\n\n<p>Unul dintre riscurile principale este incapacitatea de plat\u0103 a contrapartei. BNY Mellon este agent \u00een programul de \u00eemprumut ac\u021biuni al eToro, oferind garan\u021bii sub form\u0103 de Bonuri de trezorerie SUA evaluate \u00eentre 100% \u0219i 105% din valoarea actualizat\u0103 a stocului \u00eemprumutat pentru a asigura siguran\u021ba \u0219i securitatea ac\u021biunilor \u00eemprumutate. \u00cen cazul pu\u021bin probabil \u00een care o contraparte intr\u0103 \u00een incapacitate de plat\u0103, ai avea acces la <a href=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2025\/01\/Share-Lending-Risk-Disclosure-Updated-_-Approved-29.11.2024.docx.pdf\">garan\u021biile de\u021binute pentru<\/a> a-\u021bi asigura ac\u021biunile \u00eemprumutate. Cite\u0219te \u0219i \u00een\u021belegi toate informa\u021biile relevante despre riscurile \u0219i continu\u0103 doar dac\u0103 e\u0219ti confortabil cu aceste riscuri.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Cum sunt protejate ac\u021biunile mele \u00eemprumutate?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>BNY Mellon, agentul nostru de creditare, ofer\u0103 garan\u021bii sub form\u0103 de Obliga\u021biuni de trezorerie SUA, evaluate \u00eentre 100% \u0219i 105% din valoarea actualizat\u0103 a stocului \u00eemprumutat pentru a asigura siguran\u021ba \u0219i securitatea ac\u021biunilor \u00eemprumutate.<\/p>\n<\/dd><\/div>\n<\/dl>\n<\/div>\n<\/div>\n<\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>De ce s\u0103 \u00ee\u021bi \u00eemprumu\u021bi ac\u021biunile? Ac\u021biunile pe care le de\u021bii ar putea lucra mai mult pentru tine. \u00cemprumutul de ac\u021biuni, cunoscut \u0219i sub denumirea de \u00eemprumut de titluri sau \u00eemprumutul de ac\u021biuni, este o practic\u0103 obi\u0219nuit\u0103 care \u00ee\u021bi ofer\u0103 un venit permi\u021b\u00e2nd unei alte p\u0103r\u021bi s\u0103 \u00eemprumute temporar ac\u021biuni pe care le de\u021bii deja.&hellip;<\/p>\n","protected":false},"author":119,"featured_media":1011616,"parent":58741,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"sticky_cta_settings":"","footnotes":""},"asset_type":[],"class_list":["post-1021952","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<title>C\u00e2\u0219tig\u0103 extra cu \u00eemprumutul de ac\u021biuni la eToro<\/title>\n<meta name=\"description\" content=\"Exploateaz\u0103 poten\u021bialul de a genera mai multe venituri din 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