{"id":1029463,"date":"2025-03-12T19:53:22","date_gmt":"2025-03-12T17:53:22","guid":{"rendered":"https:\/\/www.etoro.com\/?page_id=1029463"},"modified":"2026-01-21T21:33:21","modified_gmt":"2026-01-21T19:33:21","slug":"recurring","status":"publish","type":"page","link":"https:\/\/www.etoro.com\/ro\/investing\/recurring\/","title":{"rendered":"Investi\u021bii Ciclice"},"content":{"rendered":"\n
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ACAS\u0102<\/a><\/span><\/span><\/p>\n

Automatizeaz\u0103-\u021bi obiectivele cu Investi\u021bii ciclice<\/strong><\/h1>\n\n\n\n

Nu mai \u00eencerca s\u0103 anticipezi pia\u021ba \u0219i las\u0103 timpul s\u0103 lucreze \u00een favoarea ta<\/p>\n\n\n\n

\n\u00cencepe acum<\/a>\n<\/div>\n<\/div>\n\n\n\n
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Seteaz\u0103 \u0219i<\/span> r\u0103m\u00e2i pe drumul cel bun<\/strong><\/h2>\n\n\n\n

Investi\u021bia dup\u0103 un program stabilit te ajut\u0103 s\u0103 \u00ee\u021bi construie\u0219ti portofoliul \u00een mod constant pe termen lung<\/p>\n\n\n\n

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\"\u00cencepe
\u00cencepe cu pu\u021bin<\/div>
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Investi\u021bie lunar\u0103 minim\u0103 de 25 USD pentru a \u00eencepe<\/p>\n<\/div><\/div><\/div>\n\n\n\n

\"Diminueaz\u0103
Diminueaz\u0103 riscul<\/div>
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R\u0103sp\u00e2nde\u0219te-\u021bi investi\u021biile \u00een timp pentru a reduce riscurile<\/p>\n<\/div><\/div><\/div>\n\n\n\n

\"Pl\u0103te\u0219te
Pl\u0103te\u0219te mai pu\u021bin<\/div>
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Beneficiaz\u0103 de comisioane<\/a> valutare reduse, plus comisioane mai mici la ac\u021biuni \u0219i ETF-urii
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Seteaz\u0103 \u0219i<\/span> r\u0103m\u00e2i \u00een control<\/strong><\/h2>\n\n\n\n

Alege dintre mii de ac\u021biuni, ETF-uri \u0219i cripto pentru planurile tale recurente \u0219i gestioneaz\u0103-le pe toate \u00eentr-un singur loc<\/p>\n\n\n\n

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\"Investe\u0219te
Investe\u0219te f\u0103r\u0103 FOMO<\/div>
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Elimin\u0103 stresul oportunit\u0103\u021bilor ratate \u0219i impulsivitatea<\/p>\n<\/div><\/div><\/div>\n\n\n\n

\"Tu
Tu e\u0219ti la conducere<\/div>
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Ajusteaz\u0103, \u00eentrerupe sau anuleaz\u0103 planurile recurente \u00een orice moment<\/p>\n<\/div><\/div><\/div>\n\n\n\n

\"F\u0103r\u0103
F\u0103r\u0103 surprize<\/div>
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Te vom informa c\u00e2nd va fi executat\u0103 fiecare investi\u021bie automat\u0103<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n

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Seteaz\u0103 \u00een<\/span> doar 3 pa\u0219i<\/strong><\/h2>\n<\/div>\n\n\n
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\n\t\t\t\t\n\t\t\t<\/div>
\n\t\t\t\t\n\t\t\t<\/div>
\n\t\t\t\t\n\t\t\t<\/div><\/div>
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<\/span>
<\/circle><\/svg><\/div><\/div>

Conecteaz\u0103 un card<\/h3>

\u00cencepe prin a salva un card pentru a fi folosit pentru plat\u0103<\/p><\/div><\/div><\/div>\n\n\n\n

<\/span>
<\/circle><\/svg><\/div><\/div>

Alege-\u021bi set\u0103rile<\/h3>

Alege un activ, un program de pl\u0103\u021bi \u0219i o sum\u0103<\/p><\/div><\/div><\/div>\n\n\n\n

<\/span>
<\/circle><\/svg><\/div><\/div>

Confirm\u0103-\u021bi ordinul<\/h3>

Gata \u2014 investi\u021bia ta ciclic\u0103 este gata!<\/p><\/div><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n

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O modalitate mai simpl\u0103 de a contribui la<\/span> cre\u0219terea portofoliului t\u0103u<\/strong><\/h2>\n\n\n\n

Ce se \u00eent\u00e2mpl\u0103 atunci c\u00e2nd investe\u0219ti constant \u00een timp dec\u00e2t s\u0103 \u00eencerci s\u0103 prezici cele mai bune perioade pentru cump\u0103rare sau v\u00e2nzare?<\/p>\n\n\n\n

Dac\u0103 s-ar fi f\u0103cut o investi\u021bie \u00een SPY de fiecare dat\u0103 c\u00e2nd indicele S&P 500 a sc\u0103zut cu mai mult de 5% (\u201ebuying the dip\u201d), aceasta ar fi dus la 16 investi\u021bii, comparativ cu 210 luni de amortizare consecvent\u0103 a costurilor \u00een dolari <\/a> \u2013 strategia de investi\u021bii ciclice av\u00e2nd o performan\u021b\u0103 cu 125% mai bun\u0103.<\/strong><\/p>\n\n\n\n

\nStabile\u0219te o investi\u021bie ciclic\u0103<\/a>\n<\/div>\n<\/div>\n\n\n\n
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Investi\u021bie ipotetic\u0103 de 1.000 USD \u00een SPDR S&P 500 (SPY) ETF (2007-2024)
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Date din 1 decembrie 2024. Doar \u00een scop ilustrativ. Acesta nu reprezint\u0103 un sfat investi\u021bional. Performan\u021bele anterioare nu reprezint\u0103 un indicator al rezultatelor viitoare.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n

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Afl\u0103 mai multes<\/h3>\n \n Arat\u0103 integral > <\/a>\n <\/div>\n
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\n Fonduri cu dat\u0103 \u021bint\u0103: ghid explicativ<\/a> <\/h3>\n
\n Avansat<\/span>•8 min<\/span> <\/div>\n
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Afl\u0103 despre fondurile cu dat\u0103 \u021bint\u0103 (TDF), avantajele acestora, \u0219i cum strategiile glide path te pot ajuta s\u0103-\u021bi atingi obiectivele financiare.<\/span><\/div>\n <\/div>\n
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\n Cite\u0219te mai mult<\/a> <\/div>\n <\/div>\n\n <\/div>\n <\/div>\n
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\n \u00cen\u021belegerea ac\u021biunilor frac\u021bionare<\/a> <\/h3>\n
\n \u00cencep\u0103tori<\/span>•9 min<\/span> <\/div>\n
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Afl\u0103 ce sunt ac\u021biunile frac\u021bionare \u0219i cum func\u021bioneaz\u0103. \u00cen\u021belege cum le utilizeaz\u0103 investitorii pentru a ob\u021bine o investi\u021bie ini\u021bial\u0103 \u00een companii majore.<\/span><\/div>\n <\/div>\n
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\n Cite\u0219te mai mult<\/a> <\/div>\n <\/div>\n\n <\/div>\n <\/div>\n
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\n Ghid pentru Tranzac\u021bionarea 24\/5<\/a> <\/h3>\n
\n \u00cencep\u0103tori<\/span>•9 min<\/span> <\/div>\n
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Afl\u0103 despre tranzac\u021bionarea 24\/5 \u0219i strategiile sale. Descoper\u0103 cum te poate ajuta s\u0103 profi\u021bi de oportunit\u0103\u021bile de pia\u021b\u0103 la nivel global.<\/div>\n <\/div>\n
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\n Cite\u0219te mai mult<\/a> <\/div>\n <\/div>\n\n <\/div>\n <\/div>\n
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\n Corec\u021bia pie\u021bei: Sfaturi \u0219i strategii<\/a> <\/h3>\n
\n Avansat<\/span>•8 min<\/span> <\/div>\n
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O corec\u021bie de pia\u021b\u0103 are loc atunci c\u00e2nd un indice sau o pia\u021b\u0103 scade cu cel pu\u021bin 10%. Afl\u0103 de ce se \u00eent\u00e2mpl\u0103 \u0219i cum po\u021bi s\u0103 gestionezi situa\u021bia cu eToro.<\/span><\/div>\n <\/div>\n
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\n Cite\u0219te mai mult<\/a> <\/div>\n <\/div>\n\n <\/div>\n <\/div>\n
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\n Economii \u0219i investi\u021bii: ghid practic<\/a> <\/h3>\n
\n \u00cencep\u0103tori<\/span>•8 min<\/span> <\/div>\n
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\u00cenva\u021b\u0103 cum s\u0103 economise\u0219ti eficient ca s\u0103 \u00eencepi s\u0103 investe\u0219ti. Descoper\u0103 strategii practice de bugetare \u0219i automatizare a investi\u021biilor pe termen lung.<\/span><\/div>\n <\/div>\n
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\n Cite\u0219te mai mult<\/a> <\/div>\n <\/div>\n\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n
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FAQ<\/h2>\n\n\n\n
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Ce este o Investi\u021bie ciclic\u0103?<\/dt>
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O Investi\u021bie ciclic\u0103 (cunoscut\u0103 \u0219i sub denumirea de ordin recurent) \u00ee\u021bi permite s\u0103 investe\u0219ti automat o sum\u0103 fix\u0103 \u00eentr-un activ, \u00eentr-un pro investor sau \u00een Smart Portfolios, cu un program regulat. <\/p>\n\n\n\n

Tu alegi suma \u0219i data, iar eToro plaseaz\u0103 un ordin de pia\u021b\u0103 pentru tine \u00een fiecare lun\u0103.<\/p>\n<\/dd><\/div>\n\n\n\n

Care active sus\u021bin investi\u021biile ciclice?<\/dt>
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Po\u021bi seta investi\u021biile ciclice pentru:<\/p>\n\n\n\n