{"id":738526,"date":"2023-12-13T18:38:33","date_gmt":"2023-12-13T16:38:33","guid":{"rendered":"https:\/\/www.etoro.com\/?page_id=738526"},"modified":"2026-03-17T17:01:23","modified_gmt":"2026-03-17T15:01:23","slug":"what-is-etf","status":"publish","type":"page","link":"https:\/\/www.etoro.com\/ro\/investing\/what-is-etf\/","title":{"rendered":"Ghid pentru \u00eencep\u0103tori despre ETF-uri"},"content":{"rendered":"\n<p class=\"is-style-summary\">Fondurile tranzac\u021bionate la burs\u0103 (ETF) constituie fonduri deschise, fiind o alegere flexibil\u0103 de investi\u021bii pentru investitorii experimenta\u021bi sau \u00eencep\u0103tori. Datorit\u0103 caracteristicilor \u0219i structurii lor, ele pot influen\u021ba portofoliile \u0219i pot fi integrate eficient \u00een strategiile de investi\u021bii.<\/p>\n\n\n\n\n\n\n<hr class=\"wp-block-separator wp-block-separator-color-dark-grey wp-block-separator-spaces-medium wp-block-separator-weight-1\"\/>\n\n\n\n<p>Chiar dac\u0103 e\u0219ti la \u00eenceput \u00een domeniul investi\u021biilor, este posibil s\u0103 fi \u00eent\u00e2lnit conceptul de <a href=\"https:\/\/www.bvb.ro\/info\/Rapoarte\/Ghiduri\/ghid%20ETF%20RO%20web.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">ETF<\/a>-uri sau fonduri tranzac\u021bionate la burs\u0103, populare \u00een r\u00e2ndul tuturor tipurilor de investitori. Aceste instrumente sunt remarcate <strong>pentru accesibilitatea lor \u00een diversificarea portofoliilor<\/strong>.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/12\/Body-Image-1-5-1024x512.png\" alt=\"\" class=\"wp-image-795774 wp-image-desktop\" srcset=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/12\/Body-Image-1-5-1024x512.png 1024w, https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/12\/Body-Image-1-5-300x150.png 300w, https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/12\/Body-Image-1-5-768x384.png 768w, https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/12\/Body-Image-1-5.png 1400w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Ce sunt ETF-urile?<\/h2>\n\n\n\n<p>Fondurile tranzac\u021bionate la burs\u0103 (ETF) sunt o <a href=\"https:\/\/www.etoro.com\/ro\/investing\/how-to-choose-what-asset-class-to-invest-in\/\">categorie de active<\/a> care <strong>combin\u0103 flexibilitatea ac\u021biunilor cu avantajele de diversificare pe care le ofer\u0103<\/strong>. Acestea ofer\u0103 investitorilor expunere la o gam\u0103 larg\u0103 \u0219i divers\u0103 de active, f\u0103r\u0103 inconvenientul de a investi \u00een fiecare activ \u00een parte.<\/p>\n\n\n\n<p><mark>\u00cen esen\u021b\u0103, ETF-urile reprezint\u0103 un <strong>co\u0219 de active, cum ar fi ac\u021biuni, obliga\u021biuni sau m\u0103rfuri<\/strong>, grupate \u00eentr-o singur\u0103 valoare tranzac\u021bionabil\u0103. Un ETF poate fi structurat pentru a urm\u0103ri performan\u021ba \u00eenregistrat\u0103 de o anumit\u0103 marf\u0103 (aur, petrol, cacao), un <a href=\"https:\/\/www.etoro.com\/ro\/discover\/markets\/indices\">indice<\/a>, un sector de activitate sau o anumit\u0103 categorie de companii.<\/mark><\/p>\n\n\n\n<p>Dup\u0103 cum sugereaz\u0103 \u0219i denumirea, aceste <strong>instrumente sunt tranzac\u021bionate pe <\/strong><a href=\"https:\/\/www.etoro.com\/ro\/stocks\/most-popular-stock-exchanges\/\"><strong>bursele de valori<\/strong><\/a><strong>, la fel ca ac\u021biunile<\/strong>. \u00cen schimb, pre\u021bul ETF-urilor fluctueaz\u0103 pe parcursul zilei de tranzac\u021bionare, pe m\u0103sur\u0103 ce acestea sunt cump\u0103rate \u0219i v\u00e2ndute pe pia\u021b\u0103.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">De ce s\u0103 investe\u0219ti \u00een ETF-uri?<\/h2>\n\n\n\n<p>La fel ca orice alt\u0103 investi\u021bie, ETF-urile prezint\u0103 o serie de <strong>avantaje \u0219i dezavantaje<\/strong> pentru investitori. Acestea depind de stilul \u0219i <a href=\"https:\/\/www.etoro.com\/ro\/news-and-analysis\/copytrader\/6-investment-strategies-gaspersopi\/\">strategia de investi\u021bie<\/a>, nivelul de cuno\u0219tin\u021be, toleran\u021ba la risc, mixul de active \u0219i orizontul investi\u021bional.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/12\/Body-Image-2-Why-you-may-want-to-invest-in-ETFs_-2-6-1024x512.png\" alt=\"\" class=\"wp-image-795795 wp-image-desktop\" srcset=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/12\/Body-Image-2-Why-you-may-want-to-invest-in-ETFs_-2-6-1024x512.png 1024w, https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/12\/Body-Image-2-Why-you-may-want-to-invest-in-ETFs_-2-6-300x150.png 300w, https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/12\/Body-Image-2-Why-you-may-want-to-invest-in-ETFs_-2-6-768x384.png 768w, https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/12\/Body-Image-2-Why-you-may-want-to-invest-in-ETFs_-2-6.png 1400w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Avantajele \u0219i dezavantajele investi\u021biilor \u00een ETF-uri<\/h3>\n\n\n\n<p>ETF-urile ofer\u0103 diverse motive pentru a fi incluse \u00een portofoliu \u0219i a face parte din strategia de investi\u021bii stabilit\u0103 pentru atingerea <a href=\"https:\/\/www.etoro.com\/ro\/investing\/financial-independence\/\">obiectivelor financiare<\/a>. Printre <strong>avantajele \u0219i dezavantajele<\/strong> <strong>pe care le prezint\u0103 fondurile tranzac\u021bionate la burs\u0103<\/strong> se num\u0103r\u0103:<\/p>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-top wp-block-columns-2 is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-etoro-pros-cons wp-block-etoro-pros\"><div class=\"wp-block-etoro-pros-cons-title\"><strong>Avantaje<\/strong><\/div><div class=\"wp-block-etoro-pros-cons-content\">\n<ul class=\"wp-block-list wp-block-list wp-block-list-check\">\n<li><strong>Diversificarea &#8211; <\/strong>ETF-urile ofer\u0103 <strong>acces la o gam\u0103 larg\u0103 \u0219i divers\u0103 de active<\/strong>, pie\u021be, domenii de activitate printr-o singur\u0103 investi\u021bie \u00een anumite portofolii predeterminate, contribuind la dispersarea <a href=\"https:\/\/www.etoro.com\/ro\/investing\/risk-management\/\">riscului<\/a>.<\/li>\n\n\n\n<li><strong>Costuri reduse &#8211; <\/strong>ETF-urile care <strong>sunt gestionate pasiv<\/strong>, tind s\u0103 aib\u0103 cheltuieli semnificativ mai mici comparativ cu investi\u021biile gestionate \u00een mod activ.<\/li>\n\n\n\n<li><strong>Lichiditate<\/strong> <strong>&#8211; <\/strong>Sunt tranzac\u021bionate pe burse, asigur\u00e2nd lichiditate ridicat\u0103 \u0219i <strong>spread-uri sc\u0103zute<\/strong>.<\/li>\n\n\n\n<li><strong>Flexibilitate &#8211;<\/strong> ETF-urile permit investitorilor<strong> s\u0103-\u0219i personalizeze portofoliul<\/strong>, investind \u00een domenii precum financiar, construc\u021bii, energie regenerabil\u0103 sau <a href=\"https:\/\/www.etoro.com\/ro\/news-and-analysis\/investing\/artificial-intelligence-stocks-the-hottest-investment-theme-of-2023\/\">inteligen\u021b\u0103 artificial\u0103<\/a>.<\/li>\n\n\n\n<li><strong>Transparen\u021b\u0103 &#8211; <\/strong>ETF-urile ofer\u0103 informa\u021bii clare despre activele componente, <strong>permi\u021b\u00e2nd investitorilor s\u0103 ia <\/strong><a href=\"https:\/\/www.etoro.com\/ro\/investing\/why-should-i-start-investing\/\"><strong>decizii informate<\/strong><\/a><strong>.<\/strong><\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-etoro-pros-cons wp-block-etoro-cons\"><div class=\"wp-block-etoro-pros-cons-title\"><strong>Dezavantaje<\/strong><\/div><div class=\"wp-block-etoro-pros-cons-content\">\n<ul class=\"wp-block-list wp-block-list wp-block-list-cross\">\n<li><strong>Riscul de pia\u021b\u0103 &#8211; ETF-urile fluctueaz\u0103 pe pia\u021b\u0103, <\/strong>iar valoarea lor variaz\u0103 \u00een func\u021bie de condi\u021biile economice.<\/li>\n\n\n\n<li><strong>Eroare de urm\u0103rire &#8211;<\/strong> ETF-urile pot \u00eenregistra erori de urm\u0103rire, duc\u00e2nd la diferen\u021be<strong> \u00eentre randamentul lor \u0219i al indicelui de baz\u0103.<\/strong><\/li>\n\n\n\n<li><strong>Riscul de lichiditate<\/strong> &#8211; Unele ETF-uri de ni\u0219\u0103 sau mai pu\u021bin tranzac\u021bionate pot avea o lichiditate mai mic\u0103, ceea ce face <strong>dificil\u0103 cump\u0103rarea sau v\u00e2nzarea lor la pre\u021buri avantajoase<\/strong>.<\/li>\n\n\n\n<li><strong>Riscul ca ETF-ul s\u0103 se \u00eenchid\u0103 &#8211; <\/strong>Dac\u0103 un fond nu acoper\u0103 costurile administrative, poate fi \u00eenchis,<strong> oblig\u00e2nd investitorii s\u0103 v\u00e2nd\u0103 mai devreme<\/strong>, posibil cu pierderi.<\/li>\n\n\n\n<li><strong>Randamente mai mici ale dividendelor &#8211; <\/strong>Exist\u0103 ETF-uri care pl\u0103tesc <a href=\"https:\/\/www.etoro.com\/ro\/investing\/what-are-dividends\/\">dividende<\/a>, dar randamentele s-ar putea <strong>s\u0103 nu fie la fel de mari ca \u00een cazul anumitor ac\u021biuni<\/strong>.<\/li>\n<\/ul>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Cum po\u021bi \u00eencepe s\u0103 investe\u0219ti \u00een ETF-uri?<\/h2>\n\n\n\n<p><mark>Indiferent dac\u0103 e\u0219ti interesat s\u0103 economise\u0219ti pentru pensie, pentru o achizi\u021bie important\u0103 sau pur \u0219i simplu pentru c\u0103 vrei s\u0103 \u00ee\u021bi cre\u0219ti capitalul, <strong>investi\u021bia \u00een ETF-uri poate fi un instrument accesibil<\/strong> prin care \u00ee\u021bi po\u021bi atinge obiectivele financiare.<\/mark><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/12\/Body-Image-3-What-are-the-benefits-to-ETFs_-1-5-1024x512.png\" alt=\"\" class=\"wp-image-795816 wp-image-desktop\" srcset=\"https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/12\/Body-Image-3-What-are-the-benefits-to-ETFs_-1-5-1024x512.png 1024w, https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/12\/Body-Image-3-What-are-the-benefits-to-ETFs_-1-5-300x150.png 300w, https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/12\/Body-Image-3-What-are-the-benefits-to-ETFs_-1-5-768x384.png 768w, https:\/\/www.etoro.com\/wp-content\/uploads\/2023\/12\/Body-Image-3-What-are-the-benefits-to-ETFs_-1-5.png 1400w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Av\u00e2nd \u00een vedere evolu\u021bia semnificativ\u0103 a tehnologiei, este acum mai accesibil s\u0103 \u00eencepi s\u0103 investe\u0219ti \u00een ETF-uri. Pentru a face acest lucru, <strong>trebuie s\u0103 parcurgi anumite etape:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list wp-block-list wp-block-list-circle\">\n<li><strong>alege o platform\u0103 de investi\u021bii <\/strong>\u2014 ETF-urile sunt disponibile pe majoritatea platformelor de investi\u021bii online, a site-urilor furnizorilor de conturi de pensionare \u0219i a aplica\u021biilor de investi\u021bii. Un cont de brokeraj le permite investitorilor s\u0103 tranzac\u021bioneze ETF-uri exact cum ar tranzac\u021biona ac\u021biuni.<\/li>\n\n\n\n<li><strong>documenteaz\u0103-te<\/strong> \u2014 analizeaz\u0103 ETF-urile care \u00ee\u021bi st\u00e2rnesc interesul \u0219i ia \u00een considerare factori precum raportul de cheltuieli (<a href=\"https:\/\/www.etoro.com\/ro\/trading\/fees\/\">comisioanele \u0219i taxele<\/a>), activele care le alc\u0103tuiesc, indicii pe care \u00eei urm\u0103resc \u0219i performan\u021ba \u00eenregistrat\u0103 anterior.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-etoro-tip wp-block-etoro-tip-border-yellow\"><span class=\"wp-block-etoro-tip-icon\"><\/span><div class=\"wp-block-etoro-tip-text\">\n<p><strong>Sfat: <\/strong>Cite\u0219te \u00eentotdeauna prospectul de emisiune al ETF-ului \u00eenainte de a investi, deoarece con\u021bine informa\u021bii esen\u021biale privind obiectivele, strategiile \u0219i riscurile fondului.<\/p>\n<\/div><\/div>\n\n\n\n<ul class=\"wp-block-list wp-block-list wp-block-list-circle\">\n<li><strong>exerseaz\u0103 cu un cont demo<\/strong> \u2014 majoritatea brokerilor online ofer\u0103 <a href=\"https:\/\/www.etoro.com\/ro\/trading\/demo-account\/\">conturi demo<\/a> prin care po\u021bi simula investi\u021bii \u00een ETF-uri.<\/li>\n\n\n\n<li><strong>s<\/strong><strong>electeaz\u0103 ETF-urile \u00een care vrei s\u0103 investe\u0219ti<\/strong> \u2014 exist\u0103 o gam\u0103 variat\u0103 de ETF-uri disponibile pe pie\u021be. Trebuie s\u0103 le selectezi pe cele care se aliniaz\u0103 cu strategia \u0219i obiectivele tale de investi\u021bii, precum \u0219i cu toleran\u021ba la risc.<\/li>\n\n\n\n<li><strong>monitorizeaz\u0103 \u0219i ajusteaz\u0103<\/strong> \u2014 urm\u0103re\u0219te evolu\u021bia ETF-urilor pe care le-ai ad\u0103ugat \u00een portofoliu \u0219i f\u0103 ajust\u0103rile necesare pentru a r\u0103m\u00e2ne \u00een conformitate cu strategia de investi\u021bii.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-etoro-tip wp-block-etoro-tip-border-yellow\"><span class=\"wp-block-etoro-tip-icon\"><\/span><div class=\"wp-block-etoro-tip-text\">\n<p><strong>Sfat: <\/strong>ETF-urile pot fi folosite \u0219i ca instrument de \u201dhedging\u201d, pentru acoperirea riscului de portofoliu.<\/p>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Concluzie<\/h2>\n\n\n\n<p>ETF-urile sunt fonduri deschise, atractive pentru investitori, dar<strong> implic\u0103 riscuri ce trebuie avute \u00een vedere<\/strong>, inclusiv volatilitatea pie\u021bei. Printr-o analiz\u0103 atent\u0103 \u0219i o \u00een\u021belegere clar\u0103 a obiectivelor de investi\u021bii, investitorii pot lua decizii informate privind includerea acestora \u00een portofoliu.<\/p>\n\n\n\n<p>Intr\u0103 pe <a href=\"https:\/\/www.etoro.com\/ro\/academy\/\">Academia eToro<\/a> pentru a \u00eenv\u0103\u021ba cum s\u0103 investe\u0219ti \u00een ETF-uri.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Testeaz\u0103-\u021bi cuno\u0219tin\u021bele<\/h2>\n\n\n\n<div class=\"wp-block-etoro-quizzes\">\n<div class=\"wp-block-etoro-quiz\" data-answer=\"0\"><div class=\"wp-block-etoro-quiz-body\"><div class=\"wp-block-etoro-quiz-question\">Care este diferen\u021ba dintre un ETF \u0219i un fond mutual?<\/div>\n<div class=\"wp-block-etoro-quiz-item\">ETF-urile sunt mai accesibile dec\u00e2t fondurile mutuale<\/div>\n\n\n\n<div class=\"wp-block-etoro-quiz-item\">Fondurile mutuale sunt tranzac\u021bionate pe o pia\u021b\u0103 de ac\u021biuni<\/div>\n\n\n\n<div class=\"wp-block-etoro-quiz-item\">ETF-urile sunt tranzac\u021bionate pe o pia\u021b\u0103 de ac\u021biuni<\/div>\n\n\n\n<div class=\"wp-block-etoro-quiz-item\">Nu exist\u0103 diferen\u021be<\/div>\n<\/div><div class=\"wp-block-etoro-quiz-result\">\u00a0<\/div><\/div>\n<\/div>\n\n\n\n\n\n<h2 class=\"wp-block-heading\">\u00centreb\u0103ri frecvente<\/h2>\n\n\n\n<dl class=\"wp-block-etoro-faq\">\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Ce alternative exist\u0103 la ETF-uri?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Ca alternativ\u0103 la fondurile tranzac\u021bionate \u00een burs\u0103, investitorii au la dispozi\u021bie o gam\u0103 larg\u0103 de active, except\u00e2nd ac\u021biunile \u0219i <a href=\"https:\/\/www.etoro.com\/ro\/news-and-analysis\/trading\/3-things-you-didnt-know-about-bonds\/\">obliga\u021biunile<\/a>. Acestea acoper\u0103 un spectru larg (fonduri speculative, contracte futures gestionate, etc), oferind diverse caracteristici \u0219i profiluri de risc pentru a satisface diferite obiective de investi\u021bii.&nbsp;<\/p>\n\n\n\n<p>Explorarea gamei de op\u021biuni existente din afara domeniului ETF-urilor le d\u0103 investitorilor posibilitatea s\u0103-\u0219i modeleze portofoliile. Acest lucru poate fi f\u0103cut \u00een conformitate cu obiectivele lor financiare \u0219i preferin\u021bele de risc.&nbsp;<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">ETF-urile sunt o alegere bun\u0103 pentru investitorii \u00eencep\u0103tori?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Fondurile tranzac\u021bionate la burs\u0103 sunt o variant\u0103 accesibil\u0103 pentru investitorii \u00eencep\u0103tori deoarece le ofer\u0103 posibilitatea s\u0103 construiasc\u0103 un portofoliu diversificat f\u0103r\u0103 resurse substan\u021biale de capital sau cuno\u0219tin\u021be vaste despre fiecare din <a href=\"https:\/\/www.etoro.com\/ro\/stocks\/\">ac\u021biuni<\/a>. Totu\u0219i, este esen\u021bial ca investitorii s\u0103 \u00een\u021beleag\u0103 cum func\u021bioneaz\u0103 ETF-urile, s\u0103 stabileasc\u0103 obiective clare de investi\u021bie \u0219i s\u0103 \u00ee\u0219i evalueze toleran\u021ba la risc \u00eenainte de a investi.&nbsp;<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Care sunt cele mai cunoscute ETF-uri?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Popularitatea ETF-urilor poate varia \u00een func\u021bie de criteriile utilizate, cum ar fi activele gestionate sau performan\u021ba recent\u0103. Printre cele mai cunoscute \u0219i de\u021binute ETF-uri se num\u0103r\u0103 <a href=\"https:\/\/www.etoro.com\/ro\/markets\/spy\">SPDR S&amp;P 500 ETF<\/a>, iShares Russell 2000 ETF \u0219i Invesco QQQ deoarece ofer\u0103 o expunere larg\u0103 pe pia\u021b\u0103. \u00cens\u0103, ETF-urile tematice precum ARK Innovation ETF \u0219i Vanguard Total Stock Market ETF sunt alegeri populare pentru strategii specifice.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">Care este diferen\u021ba principal\u0103 \u00eentre un ETF \u0219i un fond mutual?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>Diferen\u021bele majore dintre cele dou\u0103 \u021bin de pre\u021b, evaluare \u0219i mecanismul de tranzac\u021bionare. Fondurile mutuale sunt evaluate o singur\u0103 dat\u0103 pe zi. ETF-urile (Exchange-Traded Funds) sunt evaluate \u00een timp real \u0219i pot fi cump\u0103rate sau v\u00e2ndute \u00een orice moment \u00een care <a href=\"https:\/\/www.etoro.com\/ro\/stocks\/most-popular-stock-exchanges\/\">bursa<\/a> pe care sunt listate este deschis\u0103.<\/p>\n<\/dd><\/div>\n\n\n\n<div class=\"wp-block-etoro-faq-item\"><dt class=\"wp-block-etoro-faq-item-question\">ETF-urile pl\u0103tesc dividende la fel ca ac\u021biunile individuale?<\/dt><dd class=\"wp-block-etoro-faq-item-answer\">\n<p>ETF-urile de ac\u021biuni distribuie, de obicei, <a href=\"https:\/\/www.etoro.com\/ro\/investing\/what-are-dividends\/\">dividende<\/a> c\u0103tre investitori. Dac\u0103 o ac\u021biune inclus\u0103 \u00een ETF pl\u0103te\u0219te un dividend, acesta ajunge la de\u021bin\u0103torul pozi\u021biei \u00een ETF. Este important s\u0103 verifici termenii \u0219i condi\u021biile oric\u0103rui fond \u00een care investe\u0219ti pentru a \u00een\u021belege modul \u00een care sunt tratate ac\u021biunile corporative, precum dividendele.<\/p>\n<\/dd><\/div>\n<\/dl>\n\n\n\n\t\t<style>\n\t\t\t.rtl .etoro-block-shortcode-disclaimer {\n\t\t\t\ttext-align:right;\n\t\t\t}\n\t\t\t.etoro-block-shortcode-disclaimer {\n\t\t\t\tmargin-bottom:18px;\n\t\t\t\ttext-align:left;\n\t\t\t}\n\t\t\t.etoro-block-shortcode-disclaimer p{\n\t\t\t\tfont-size: 12px;\n\t\t\t\tline-height: 18px;\n\t\t\t}\n\t\t\t@media (min-width: 768px) {\n\t\t\t\t.etoro-block-shortcode-disclaimer {\n\t\t\t\t\tmax-width:1176px;\n\t\t\t\t\ttext-align:center;\n\t\t\t\t}\n\t\t\t\t.etoro-block-shortcode-disclaimer p {\n\t\t\t\t\tfont-size: 14px;\n\t\t\t\t\tline-height: 20px;\n\t\t\t\t}\n\t\t\t}\n\t\t<\/style>\n\t\t<div class='etoro-block-shortcode-disclaimer'><p>Informa\u021biile din acest ghid au exclusiv scop educativ \u0219i nu ar trebui considerate drept sfaturi pentru investi\u021bii sau recomand\u0103ri personale, nici oferte sau solicit\u0103ri de cump\u0103rare sau v\u00e2nzare a oric\u0103ror instrumente financiare.<\/p>\n<p>Acest material a fost preg\u0103tit f\u0103r\u0103 a lua \u00een considerare orice fel de obiective particulare de investi\u021bii sau situa\u021bii financiare \u0219i nu a fost creat \u00een conformitate cu cerin\u021bele legale \u0219i de reglementare a promov\u0103rii cercet\u0103rii independente.<\/p>\n<p><strong>Nu toate instrumentele \u0219i serviciile financiare men\u021bionate sunt oferite de eToro<\/strong> \u0219i orice referiri la performan\u021ba anterioar\u0103 a unui instrument financiar, index sau pachet de investi\u021bii, nu sunt \u0219i nu ar trebui considerare un indicator fiabil al rezultatelor viitoare. <strong>Disponibilitatea tuturor produselor \u0219i serviciilor men\u021bionate mai sus poate varia \u00een func\u021bie de jurisdic\u021bie \u0219i \u021bar\u0103.<\/strong><\/p>\n<p>eToro nu face nicio declara\u021bie \u0219i nu \u00ee\u0219i asum\u0103 nicio responsabilitate cu privire la acurate\u021bea sau caracterul complet al con\u021binutului acestui ghid. Asigur\u0103-te c\u0103 \u00een\u021belegi riscurile implicate \u00een tranzac\u021bionare \u00eenainte de a implica capital. Nu risca niciodat\u0103 mai mult dec\u00e2t e\u0219ti preg\u0103tit s\u0103 pierzi.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Fondurile tranzac\u021bionate la burs\u0103 (ETF) constituie fonduri deschise, fiind o alegere flexibil\u0103 de investi\u021bii pentru investitorii experimenta\u021bi sau \u00eencep\u0103tori. Datorit\u0103 caracteristicilor \u0219i structurii lor, ele pot influen\u021ba portofoliile \u0219i pot fi integrate eficient \u00een strategiile de investi\u021bii. Chiar dac\u0103 e\u0219ti la \u00eenceput \u00een domeniul investi\u021biilor, este posibil s\u0103 fi \u00eent\u00e2lnit conceptul de ETF-uri sau fonduri&hellip;<\/p>\n","protected":false},"author":98,"featured_media":738634,"parent":31829,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"sticky_cta_settings":"","footnotes":""},"asset_type":[],"class_list":["post-738526","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<title>Cum s\u0103 investe\u0219ti \u00een ETF-uri | eToro<\/title>\n<meta name=\"description\" content=\"Ce sunt ETF-urile? 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