{"id":743923,"date":"2023-10-19T17:06:47","date_gmt":"2023-10-19T14:06:47","guid":{"rendered":"https:\/\/www.etoro.com\/investing\/interest-on-balance\/"},"modified":"2026-03-24T12:52:09","modified_gmt":"2026-03-24T10:52:09","slug":"interest-on-balance","status":"publish","type":"page","link":"https:\/\/www.etoro.com\/sv\/investing\/interest-on-balance\/","title":{"rendered":"Interest on Balance"},"content":{"rendered":"\n
\n

Hem<\/a><\/span><\/span><\/p>\n

Tj\u00e4na upp till3,55 % \u00e5rlig r\u00e4nta<\/strong><\/h1>\n\n\n\n

F\u00e5 ut mer av dina pengar med eToros r\u00e4nta p\u00e5 USD-saldo<\/p>\n\n\n\n

\nJag \u00e4r ny p\u00e5 eToro<\/a>\n\n\n\nJag har ett konto<\/a>\n<\/div>\n\n\n\n

Se v\u00e5ra Se v\u00e5ra regler och villkor <\/a><\/p>\n<\/div>\n\n\n\n

\n\"\"\"\"\"\"\"\"\n<\/div>\n<\/div>\n\n\n\n
\n

Hur man b\u00f6rjar<\/strong> tj\u00e4na r\u00e4nta<\/b><\/h2>\n\n\n\n
\n
\n\"Registrera
Registrera<\/u> dig och verifiera ditt konto<\/div>
\n

<\/p>\n<\/div><\/div><\/a>\n\n\n\n

\"G\u00f6r
G\u00f6r en ins\u00e4ttning<\/div>
\n

<\/p>\n<\/div><\/div><\/div>\n\n\n\n\"Aktivera

Aktivera “R\u00e4nta p\u00e5 USD-saldo” i din Club-pane\u00f6<\/u><\/div>
\n

<\/p>\n<\/div><\/div><\/a>\n<\/div>\n\n\n\n

\n
\"\"<\/figure>\n<\/div>\n<\/div>\n\n\n\n
\n
\n
\"\"<\/figure>\n\n\n\n

Registrera<\/a> dig och verifiera ditt konto
  <\/h3>\n\n\n\n
\"\"<\/figure>\n\n\n\n

G\u00f6r en ins\u00e4ttning
  <\/h3>\n\n\n\n
\"\"<\/figure>\n\n\n\n

Aktivera “R\u00e4nta p\u00e5 USD-saldo” i din Club-pane\u00f6<\/a>
  <\/h3>\n\n\n\n
\"\"<\/figure>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n
\n

Hur man b\u00f6rjar<\/strong> tj\u00e4na r\u00e4nta<\/b><\/h2>\n\n\n\n
\n
\n\"Logga
Logga in<\/u> p\u00e5 ditt eToro-konto<\/div>
\n

<\/p>\n<\/div><\/div><\/a>\n\n\n\n\"G\u00e5

G\u00e5 till Club-panelen<\/u><\/div>
\n

<\/p>\n<\/div><\/div><\/a>\n\n\n\n

\"Aktivera
Aktivera alternativet “R\u00e4nta p\u00e5 saldo”<\/div>
\n

<\/p>\n<\/div><\/div><\/div>\n<\/div>\n\n\n\n

\n
\"\"<\/figure>\n<\/div>\n<\/div>\n\n\n\n
\n
\n
\"\"<\/figure>\n\n\n\n

Log in<\/a> Logga in p\u00e5 ditt eToro-konto
  <\/h3>\n\n\n\n
\"\"<\/figure>\n\n\n\n

G\u00e5 till Club-panelen<\/a>
  <\/h3>\n\n\n\n
\"\"<\/figure>\n\n\n\n

Aktivera alternativet “R\u00e4nta p\u00e5 saldo”
  <\/h3>\n\n\n\n
\"\"<\/figure>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n
\n
\n
\n

Kan dina pengar jobba<\/strong> h\u00e5rdare f\u00f6r dig?<\/b><\/h2>\n\n\n\n

Aktivera eToros r\u00e4nta p\u00e5 ditt USD-saldo och b\u00f6rja ta emot r\u00e4ntebetalningar direkt till ditt konto.
 <\/p>\n\n\n\n

\n
\"Utm\u00e4rkta
Utm\u00e4rkta r\u00e4ntesatser<\/div>
\n

Tj\u00e4na mer p\u00e5 dina icke-investerade medel med mycket konkurrenskraftiga r\u00e4ntor<\/p>\n<\/div><\/div><\/div>\n\n\n\n

\"M\u00e5natliga
M\u00e5natliga utbetalningar<\/div>
\n

Intj\u00e4nad r\u00e4nta betalas automatiskt in p\u00e5 ditt eToro-saldo varje m\u00e5nad<\/p>\n<\/div><\/div><\/div>\n\n\n\n

\"Inga
Inga bindningstider<\/div>
\n

Dina pengar \u00e4r fullt tillg\u00e4ngliga f\u00f6r uttag n\u00e4r du vill<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n

\n
\n
\n

eToros <\/strong>r\u00e4ntor<\/b><\/h2>\n\n\n\n

Aktivera eToros r\u00e4nta p\u00e5 ditt USD-saldo och b\u00f6rja ta emot r\u00e4ntebetalningar direkt till ditt konto.<\/p>\n\n\n\n

R\u00e4ntesatser f\u00f6r ber\u00e4ttigade inv\u00e5nare i Europeiska unionen, Storbritannien, Jersey, Gibraltar, Guernney och Isle of Man:<\/p>\n\n\n\n

<\/div><\/div>
<\/div><\/div>
Totalt saldo som kr\u00e4vs<\/th>$1-$50.000<\/td>$50.000+<\/td><\/tr>
\u00c5rlig r\u00e4ntesats<\/th>2,75%<\/td>3,55%<\/td><\/tr>
\u00c5rlig r\u00e4nta f\u00f6r Tyskland*<\/strong><\/th>3,55%<\/td>3,55%<\/td><\/tr><\/tbody><\/table><\/div><\/div>
*R\u00e4ntorna g\u00e4ller endast f\u00f6r eToro-kunder vars konto \u00e4r registrerat i Tyskland.<\/figcaption><\/figure>\n\n\n\n

R\u00e4ntesatser f\u00f6r ber\u00e4ttigade anv\u00e4ndare i alla andra regioner:<\/p>\n\n\n\n

<\/div><\/div>
<\/div><\/div>
Totalt saldo som kr\u00e4vs<\/th>$10,000<\/td>$25,000<\/td>$50,000<\/td>$250,000<\/td><\/tr>
\u00c5rlig r\u00e4ntesats<\/th>0,5%<\/td>2,25%<\/td>3,25%<\/td>3,55%<\/td><\/tr><\/tbody><\/table><\/div><\/div><\/figure>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n
\n
\n
\n

B\u00f6rja tj\u00e4na<\/strong> \u00e5rlig r\u00e4nta<\/b><\/h2>\n\n\n\n
\nKom Ig\u00e5ng<\/a>\n<\/div>\n\n\n\n

Se v\u00e5ra regler och villkor<\/a><\/p>\n<\/div>\n<\/div>\n<\/div><\/section>\n\n\n\n

\n
\n
\n

FAQ<\/h2>\n\n\n\n
\n
Vad \u00e4r det totala saldo som kr\u00e4vs?<\/dt>
\n

Det totala saldo som kr\u00e4vs avg\u00f6r vilken r\u00e4nta du kommer att f\u00e5. Det \u00e4r det totala realiserade kapitalet p\u00e5 ditt konto, inklusive investerade medel och tillg\u00e4nglig kassa.<\/p>\n\n\n\n

Observera att den r\u00e4nta<\/strong> som du kommer att f\u00e5 best\u00e4ms av ditt totala saldo<\/strong>. Denna r\u00e4nta till\u00e4mpas endast p\u00e5 det tillg\u00e4ngliga kontanta saldot i USD<\/strong>.<\/p>\n<\/dd><\/div>\n\n\n\n

Vad \u00e4r det tillg\u00e4ngliga USD-saldot?<\/dt>
\n

Det tillg\u00e4ngliga USD-saldot best\u00e5r av icke-investerade medel som f\u00f6r n\u00e4rvarande finns p\u00e5 en kunds handelskonto och utg\u00f6r det belopp som intj\u00e4nar till en r\u00e4ntebetalning.<\/p>\n\n\n\n

Sammansatt r\u00e4nta utbetalas, det vill s\u00e4ga att kunderna tj\u00e4nar r\u00e4nta p\u00e5 pengar fr\u00e5n eventuella tidigare r\u00e4ntebetalningar som finns kvar i deras saldo.<\/p>\n<\/dd><\/div>\n\n\n\n

Hur kvalificerar jag mig?<\/dt>
\n

Du har r\u00e4tt till r\u00e4nta i enlighet med din Club-niv\u00e5, enligt det tillg\u00e4ngliga kontantsaldot, som ber\u00e4knas dagligen och betalas ut m\u00e5nadsvis.<\/p>\n<\/dd><\/div>\n\n\n\n

Hur aktiverar jag r\u00e4nta p\u00e5 USD-saldot p\u00e5 mitt eToro konto?<\/dt>
\n

1. Logga in<\/a> p\u00e5 ditt eToro-konto. (Har du inget konto \u00e4n? Registrera dig h\u00e4r<\/a>.) <\/p>\n\n\n\n

2. Se till att du har det totala saldo som kr\u00e4vs p\u00e5 ditt konto. <\/p>\n\n\n\n

3. G\u00e5 till eToro Clubs instrumentpanel<\/a>. Bl\u00e4ddra ner till “R\u00e4nta p\u00e5 saldo” och v\u00e4xla sedan fr\u00e5n “Inaktiverad” till “Aktiv”.<\/p>\n<\/dd><\/div>\n\n\n\n

Hur och n\u00e4r ber\u00e4knas r\u00e4ntan?<\/dt>
\n

\u00c4ven om r\u00e4ntesatsen \u00e4r \u00e5rlig, ber\u00e4knas den dagligen och betalas ut m\u00e5nadsvis. Varje dag ber\u00e4knas saldot f\u00f6r vilket r\u00e4nta l\u00f6per. Detta belopp multipliceras med den dagliga r\u00e4ntesatsen (som \u00e4r den \u00e5rliga r\u00e4ntesatsen dividerat med 365). I slutet av varje m\u00e5nad summeras det kumulativa r\u00e4ntebeloppet och betalas sedan ut automatiskt senast den 5:e arbetsdagen i den efterf\u00f6ljande m\u00e5naden.<\/p>\n<\/dd><\/div>\n\n\n\n

N\u00e4r s\u00e4tts r\u00e4ntan in p\u00e5 mitt konto?<\/dt>
\n

Betalningen sker automatiskt senast den 5:e bankdagen i f\u00f6ljande m\u00e5nad, tidigt p\u00e5 morgonen GMT-tid.<\/p>\n<\/dd><\/div>\n\n\n\n

Vad \u00e4r det l\u00e4gsta beloppet f\u00f6r betalning?<\/dt>
\n

Det minsta r\u00e4ntebelopp som kan intj\u00e4nas f\u00f6r betalning \u00e4r 0,01 USD.<\/p>\n<\/dd><\/div>\n\n\n\n

Om jag aktiverar r\u00e4nta p\u00e5 USD-saldot n\u00e5gon g\u00e5ng i mitten av m\u00e5naden, kommer jag att tj\u00e4na r\u00e4nta f\u00f6r hela den m\u00e5naden?<\/dt>
\n

Nej. R\u00e4nta intj\u00e4nas fr\u00e5n den dag d\u00e5 anv\u00e4ndaren faktiskt v\u00e4ljer att delta, f\u00f6rutsatt att de forts\u00e4tter att vara ber\u00e4ttigade och har det totala saldo som kr\u00e4vs f\u00f6r att intj\u00e4na r\u00e4ntebetalningen.<\/p>\n<\/dd><\/div>\n\n\n\n

M\u00e5ste jag betala skatt p\u00e5 den erh\u00e5llna r\u00e4ntan?<\/dt>
\n

Vilka skatter som ska betalas beror p\u00e5 reglerna i det land d\u00e4r du bor. Du \u00e4r ansvarig f\u00f6r alla till\u00e4mpliga skatter relaterade till att ta emot r\u00e4ntebetalningar fr\u00e5n eToro. I vissa jurisdiktioner m\u00e5ste eToro h\u00e5lla inne skatter som ska betalas f\u00f6r din r\u00e4kning och \u00f6verf\u00f6ra dem direkt till den relevanta skattemyndigheten.<\/p>\n<\/dd><\/div>\n\n\n\n

M\u00e5ste jag betala n\u00e5gra avgifter?<\/dt>
\n

Inga ytterligare avgifter tillkommer i samband med r\u00e4ntebetalningar.<\/p>\n<\/dd><\/div>\n\n\n\n

\u00c4r mina tillg\u00e5ngar skyddade?<\/dt>
\n

Som ett reglerat f\u00f6retag \u00e4r vi skyldiga att skydda dina medel i enlighet med specifika regler f\u00f6r klientmedel. eToro (Europe) Ltd \u00e4r medlem i Investor Compensation Fund (ICF<\/a>), som endast kompenserar investerare upp till tjugo tusen euro. Dessutom st\u00f6ds i vissa fall dina medel som deponeras i ber\u00e4ttigade europeiska banker av ins\u00e4ttningsgarantisystemet (DGS<\/a>). DGS har en maximal utbetalningsgr\u00e4ns p\u00e5 upp till 100.000 EUR \/ 85.000 GBP per ins\u00e4ttare, per bank.<\/p>\n\n\n\n

eToro (UK) Ltd omfattas av Financial Services Compensation Scheme (FSCS). FSCS-investerarskyddet kan g\u00e4lla f\u00f6r upp till 85 000 GBP per ber\u00e4ttigad kund (per f\u00f6retag) om eToro (UK) Ltd f\u00f6rklaras i konkurs och det uppst\u00e5r ett underskott p\u00e5 f\u00f6rvaringstillg\u00e5ngar och\/eller klientmedel.<\/p>\n\n\n\n

Om klientmedel f\u00f6rvaras hos tredjepartsbanker kan ins\u00e4ttningsskyddet g\u00e4lla f\u00f6r upp till 120 000 GBP per ber\u00e4ttigad kund, per auktoriserat f\u00f6retag (med f\u00f6rbeh\u00e5ll f\u00f6r beh\u00f6righeten och de relevanta klientmedels-\/CASS-arrangemangen). Ins\u00e4ttningsskyddet g\u00e4ller inte f\u00f6r medel som innehas i kvalificerade penningmarknadsfonder (QMMF:er), eftersom dessa utg\u00f6r investeringar snarare \u00e4n bankins\u00e4ttningar.<\/p>\n<\/dd><\/div>\n\n\n\n

Annan viktig information<\/dt>
\n

eToro har r\u00e4tt att neka en kund att delta i programmet Interest on Balance och\/eller ta bort en kund fr\u00e5n deltagande i programmet, om det visar sig att kunden bryter mot till\u00e4mpliga policyer, regler och\/eller best\u00e4mmelser. Programmet kan f\u00f6rnyas till en l\u00e4gre r\u00e4nta.<\/p>\n\n\n\n

eToro beh\u00e5ller en r\u00f6rlig del av den r\u00e4nta som tj\u00e4nas p\u00e5 kvalificerat oinvesterat saldo (dvs. skillnaden mellan erh\u00e5llen r\u00e4nta och eventuell utbetald r\u00e4nta) f\u00f6r att t\u00e4cka kostnader f\u00f6r kontanthantering, drift och plattformskostnader som \u00e4r f\u00f6rknippade med denna tj\u00e4nst.<\/p>\n<\/dd><\/div>\n<\/dl>\n<\/div>\n<\/div>\n<\/div><\/section>\n","protected":false},"excerpt":{"rendered":"

Hur man b\u00f6rjar tj\u00e4na r\u00e4nta Registrera dig och verifiera ditt konto   G\u00f6r en ins\u00e4ttning   Aktivera “R\u00e4nta p\u00e5 USD-saldo” i din Club-pane\u00f6   Hur man b\u00f6rjar tj\u00e4na r\u00e4nta Log in Logga in p\u00e5 ditt eToro-konto   G\u00e5 till Club-panelen   Aktivera alternativet “R\u00e4nta p\u00e5 saldo”   Kan dina pengar jobba h\u00e5rdare f\u00f6r dig? Aktivera eToros r\u00e4nta p\u00e5 ditt USD-saldo och…<\/p>\n","protected":false},"author":119,"featured_media":1137937,"parent":19771,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"sticky_cta_settings":"","footnotes":""},"asset_type":[],"class_list":["post-743923","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"eToro | Tj\u00e4na upp till 3,55 % r\u00e4nta p\u00e5 ditt saldo<\/title>\n<meta name=\"description\" content=\"Tj\u00e4na upp till 3,55 % \u00e5rsr\u00e4nta p\u00e5 ditt icke-investerade saldo. Konkurrenskraftig r\u00e4nta, m\u00e5natliga betalningar och ingen bindningstid. 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