If you prefer to make your bitcoin purchase using your bank account, eToro has you covered. With the convenience of ACH bank transfers through our platform, it’s easy for first-time buyers to get started with eToro and fund your account.

How to buy bitcoin with a bank account

You can buy bitcoin with a U.S. bank account in just three steps.

Three steps to owning bitcoin:

  1.       Register and Create an eToro account

buy bitcoin step 1

  1.       Deposit

Link your new eToro account to your bank account. Now, you’re ready to request a transfer of funds from your bank account to your eToro account.

buy bitcoin step 2

  1.       Buy

Select the BUY button next to bitcoin (BTC), and then select how much you’d like to own (either in dollars or in units). Select OPEN TRADE and the Bitcoin you have purchased now appears in your portfolio.

buy bitcoin step 3

Why buy bitcoin with eToro?

Why should you choose to purchase your bitcoin from eToro when there are a growing number of other cryptocurrency brokers?

With our convenient, easy-to-navigate site, you can register and begin purchasing cryptocurrency in a matter of minutes.

We also provide our customers with outstanding customer support and security. Cash funds up to $250,000 are FDIC insured.

How to buy bitcoin with an ACH transfer

An ACH transfer is a method of electronically moving money between banks. It’s called an ACH transfer because the transactions are processed by the Automated Clearing House Network, a processing system used by the banking industry.

If you’ve ever used your bank account to pay a bill online or received a bank deposit from your employer, you’ve used ACH. You can use the same online banking method to buy bitcoins with an ACH transfer.

buy bitcoin with ACH

What are the fees for buying bitcoin with eToro?

We offer competitive pricing with no hidden fees. All spreads are applied “round-trip,” meaning you are charged this percentage when you buy, but the fee is adjusted when you sell.

Trading fees

Market hours Spread
24/7 0.75%

Transaction fees

Withdrawal (minimum $30) $0
Send/receive transaction $0
Crypto-to-crypto conversion $0
Crypto conversion (minimum 0.0086 BTC) 0.0005 units

The advantages of buying and owning bitcoin

You will no doubt discover a personal favorite reason to buy and own bitcoin, but here are a few of the advantages that others have found.

  •       Send and receive payments outside of traditional banking business hours
  •       Save money with our competitive transaction fees for both a single bitcoin or a large trading volume
  •       Stay safe with heavily encrypted transactions
  •       Add diversity to investment portfolios
  •       Enjoy bitcoin’s growing acceptance as currency
  •       Easily liquidate your bitcoin wallet
  •       Be confident that bitcoin’s price is independent of a country’s national currency

Join the bitcoin market today. Take the next few minutes to set up an account with eToro. Our user-friendly interface will guide you step by step to help you quickly add bitcoin, the world’s leading cryptocurrency, to your portfolio.


eToro USA LLC; Investments are subject to market risk, including the possible loss of principal.