Morpho is a decentralised lending protocol designed to enhance user experience in the Ethereum and Optimism ecosystems. It facilitates peer-to-peer lending and borrowing by matching lenders with borrowers directly. Morpho's innovative mechanism ensures that users receive better interest rates and more efficient transactions compared to traditional lending platforms.
Morpho is built on top of existing lending protocols including Aave and Compound. It employs a peer-to-peer methodology to optimise lending and borrowing, ensuring that users benefit from competitive rates and reduced inefficiencies.
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