Depositing funds into your account – FAQ

How do I deposit?

Funding your account is quick and simple. There are various payment methods at your disposal. Simply choose
whichever method you prefer and follow the steps below to make a successful deposit:

  1. Log in to your account
  2. Click on “Deposit Funds”
  3. Enter the amount and select the currency
  4. Finally, select your preferred deposit method


Is depositing safe and secure?

Yes, depositing money into your account is absolutely safe, private and secure. All transactions are communicated using Secure Socket Layer (SSL) technology, ensuring that your personal information is kept safe.


Payment methods and limitations

For your convenience, we’ve provided a range of payment methods.
Below is a list of the available methods:

Payment methodCountryTime it takes for funds to appear in my trading accountMaximum deposit per transactionRegulatory body
China Union PayHong KongInstantly20,000 USDGovernment of Hong Kong
Credit / Debit card (Visa, Mastercard, Diner’s Club)UKInstantly20,000 USDFCA
Giropay (Sofortüberweisung)GermanyUp to 1 business day30,000 USDBaFin
NetellerUKInstantly10,000 USDFCA
PayPalLuxemburgInstantly/ e-cheque payment will take 5-7 business days20,000 USDCSSF, Luxembourg
Skrill Limited UKUKInstantly10,000 USDFCA
WebMoneyUKInstantly50,000 USDFCA
Wire TransferAll3-5 business days depending on value dateUnlimitedDependent on remitting Bank
Wirecard – Wire and Credit CardGermany2-3 business daysUnlimited – Wire 20,000 – Credit CardBaFin
YandexRussiaInstantly or up to 5 business days5000 RUBCentral Bank of Russia

What is the minimum First Time Deposit?

Depending on your region and country regulations, the minimum first-time deposit varies from $500 to $10,000.
To view your required minimum deposit, simply click “Deposit Funds,” and the minimum required amount will appear in the “Select Amount” box.

Please note: Unverified accounts are limited to a total deposit amount of $2,250. In order to upgrade your account to Verified status, please contact Customer Service. eToro reserves the right to change any of the deposit limitations indicated, at any time.


How do I deposit by credit/debit card?

To deposit using a credit/debit card, please click the “Credit Card” option from the drop-down menu, and enter the following details:

  • Card number
  • Expiration date
  • CVV (3 digits on the reverse side of your credit/debit card)

Within minutes, your account should be credited with the funds. If your request is not approved for any reason,  you will be notified via email.

The transaction will show as “eToro (Europe) Ltd.” on the financial statement of your payment provider.


How do I deposit via wire transfer?

To deposit using a wire transfer, please click on the “Wire Transfer” option in the drop-down menu:

  1. Choose the currency and the amount and click on “Continue.” Different details will be given for different currencies, so make sure to choose the correct currency
  2. Print out the wire transfer details appearing on the screen
  3. Go to your bank (or log in to your bank’s web service*) and forward your Wire Transfer
  4. Fill in your username and the transaction reference number in the Payment Details field
  5. Your bank will issue a SWIFT document of your transfer
  6. After transferring the funds, please upload a scanned copy of the SWIFT* document to https://www.etoro.com/customer-service/help/

* In the case of online transfers, please make a screenshot of the online confirmation.

Note: Wire transfer deposits can take 4-7 business days. Your eToro trading account will be credited once the transfer has been confirmed by our bank. The exchange rate (if applicable) will be calculated on the day the deposit was processed into your account.

The transaction will show as “eToro (Europe) Ltd.” on the financial statement of your payment provider.


How do I deposit by E-Wallet (Paypal, Skrill, Neteller, Webmoney)?

Click on your preferred method of payment from the drop-down menu, enter the amount you wish to deposit, click on “Continue” and then follow these steps:

  1. You will be redirected to a new page to log into your E-Wallet account
  2. Enter the required login details
  3. Review the transaction
  4. Once you’ve verified the details, click “Pay”

Within minutes your trading account should be credited. If for any reason your request is not approved,
you will be notified by email. *Please note that it may take up to 7 business days for us to process this type of deposit.

The transaction will show as “eToro (Europe) Ltd.” on the financial statement of your payment provider.


How do I deposit using Giropay?

Giropay – Sofortüberweisung enables simple, real-time payments directly from your online bank. In order to use this service, you will need your customer number, BSB or BLZ (Branch Code), PIN (Personal Identification Number) and TAN (Transaction Authorization Number). To deposit using Sofortüberweisung, select the “Sofortüberweisung” option in the Cashier and enter the amount you wish to deposit. You will then be redirected to a secure payments page where you will be required to enter your account name and number, your online password and a TAN to confirm the payment. Once you confirm your transaction, you will be redirected back to the Cashier, where you will receive notification of the transaction outcome.
Within minutes, your trading account should be credited with the funds. If for any reason your request is not approved you will be notified via email.
The transaction will show as ‘eToro (Europe) Ltd.’ on the financial statement of your payment provider.


Which currencies does eToro support?

All eToro trading accounts are in USD. Therefore, when depositing with a different currency, the deposited amount will be converted at the current market rate. Please note that this is subject to a conversion fee. Our fee schedule is available here.


Can I deposit from a Business Account?

Please be advised that using any corporate method of payment to deposit into a personal eToro trading account is against our terms and conditions. We can, however, offer you the option to open a corporate trading account.
Depending on whether your business is a sole proprietorship, partnership or corporation, certain documentation will be requested to set up the Business trading account.
If your PayPal account is not linked to a real business, and you wish to continue to use this for depositing, please downgrade your account to a premium or personal account through PayPal.


Can I make a 3rd Party Payment/Deposit?

A 3rd party payment is a deposit made that is not in the same name as the owner of the eToro account. As stated in our terms and conditions, the owner of the trading account should be the owner of the funds. Therefore, there is no option to make a deposit using someone else’s payment method.
However, there are a few exceptions:
If you wish to use a method of payment belonging to your spouse, we can set up a Joint Account for you. This means that both parties will be allowed access to the account to trade and deposit/withdraw funds. You will be asked to provide identification documents and a copy of your marriage certificate, as well as completing our joint account form.
Alternatively, if you are using a family member’s method of payment and you can prove your relationship with a birth certificate, affidavit or similar document, then we can set up a Power of Attorney on the trading account (POA). If you cannot prove your family relationship or have no relation with the 3rd party payment holder, we cannot offer the POA option. Setting up a POA means you can only deposit and withdraw using payment methods in the name of the POA. Along with the relationship proof, other identification documents will be requested in addition to completing our POA account form.
To make a 3rd-party deposit, contact us.