Your eToro Money account connects seamlessly with your eToro investment account so you can enjoy free and instant deposits with no conversion fees, and instant withdrawals. It’s free, no subscription or hidden costs.

Find out how eToro and eToro Money work together here.

What’s New

July 2023: Winner of ‘Best New Payments Brand’ at PayTech awards

June 2023: EU customer upgrades enabled

March 2023: Google Pay in UK launched

Feb 2023: New eToro Money app design launched

Jan 2023: eToro Money balance counts towards Club tier

2022: Direct Debits in UK launched

Save on every deposit

Enjoy instant fee-free deposits, with no FX conversion fees when funding your investment account, saving you up to £15 for every £1000 you deposit. Learn how to deposit.

Save on every deposit
access your money

The fastest way
to access your money

Get your money when you want it with instant withdrawals from your investment account. Learn how to withdraw.

Exclusive eToro debit card

Spend your money anywhere, anytime, including market leading exchange rates across the globe.

Make faster, safer payments with Google Pay and eToro Money – simply add your eToro card to your Google Wallet.

Manage your money
& crypto

Manage your money & crypto in one place

As well as managing your fiat currency, you can also securely store, send and receive the world’s most popular crypto in the eToro Money app.

Easily send and receive money

Use eToro Money to send and receive money to and from friends and family, or to set up Direct Debits and manage your household expenses.

Quick setup
Quick setup

Fast and easy

It’s free
It’s free

No subscription or hidden costs

Already have eToro Money?

Download the app now:

Legal bits: eToro Card is exclusive to eToro Club members, and can be used anywhere Visa is accepted. FX competitiveness based on research by eToro. UK bank transfers only. Currently only crypto-to-crypto conversion is available. Club Members will continue to enjoy Club offers alongside the eToro Money benefits.

eToro Money Terms & Conditions

Terms & Conditions | Acceptable Use Policy | Fees and Limits | Privacy Policy | Complaints Policy

View our Open Banking guide and Open Banking API documentation. Only registered Third-Party Providers (TPP) can access production data

Guide | API documentation

Essential Contact Information

Card activation and/or cancellation: UK (Toll free) +44 80813 48401 | International +44 20386 82903 | Banking indemnity claims: +44 20331 84618 | Compliance issues: etoromoney-compliance@etoro.com | Customer service queries

Full list of eToro Money FAQs

FAQ

What is eToro Money?

eToro Money is a smarter way to manage your money on eToro. eToro Money is an e-money account managed by a mobile app, there is also a Visa debit card available to Club members in certain regions. See here for availability.

The eToro Money account allows you to:

Make instant, fee-free deposits, with 0% conversion fees, to your eToro investment account.

Make instant withdrawals. See fee details here.

Send and receive money easily with a personal sort code and account number (UK to UK), or IBAN (EU – SEPA).

The eToro debit card allows you to:

spend your eToro balance anywhere that Visa is accepted. The card also provides market leading FX rates globally, based on research conducted by eToro in April 2022.

eToro Money is provided by eToro Money UK Ltd and eToro Money Malta Ltd, depending on your country of residence.

Please see our Terms and Conditions for further information.

What is the eToro Money card and how can I use it?

The eToro card is tied directly to an eToro Money Account. You can use it as you would any Visa debit card. You can use it to pay and shop at home, online, and abroad, with market-leading exchange rates. You can review our Acceptable Use Policy if you wish to check which types of transactions can’t be made with an eToro Money Account.

The eToro card is only available in certain regions, see here for availability.

What are the advantages of eToro Money?

The eToro Money account allows you to:

Make instant, fee-free deposits, with 0% conversion fees, to your eToro investment account.

Make instant withdrawals. See fee details here.

Send and receive money easily with a personal sort code and account number (UK to UK), or IBAN (EU – SEPA).

The eToro debit card allows you to spend your eToro balance anywhere that Visa is accepted. The card also provides market leading FX rates globally, based on research conducted by eToro in April 2022. The debit card is only available to Club members in certain regions. See here for availability.

The account is free to setup, with no subscription or hidden costs.

Am I eligible for an eToro Money Account?

To be eligible for eToro Money, you must hold a verified eToro investment account.

Further eligibility requirements:

See list of countries where eToro Money is available here.

The eToro card is currently only available in the UK. Silver, Gold, and Platinum Club members in the UK are eligible for the Green Plan (which includes the Green eToro Card), and Platinum+ and Diamond Club members are eligible for the Black Plan (which includes a Black metal eToro card with enhanced benefits). Find out more in the Fees section.

What does ‘instant withdrawal’ to eToro Money mean?

“Instant withdrawal” means that you can transfer your available funds from the eToro investment platform instantly to your eToro Money account.

We offer instant withdrawals to most of our eToro Money customers. However, for various reasons including security requirements and procedures, some withdrawals may be only processed on the next business day.

How are the funds in my eToro Money account protected?

Funds held in your eToro Money account are not protected by the banking depository compensation scheme (e.g FSCS in the UK and the depository compensation scheme in Malta). Your funds are held in a designated safeguarding account at an authorised credit institution in the UK and the EU respectively. Unlike banks, these safeguarded funds cannot be used by eToro Money for anything other than for facilitating your payment transactions. This means that your funds held by eToro Money are protected at all times and in the unlikely event of insolvency, your losses are restricted to the cost of repatriation of funds only.

How will eToro keep my data protected?

eToro Money keeps your data safe in accordance with the General Data Protection Regulatations, and it’s implementation in localised laws. You can find out more within our Privacy Policy.

What are my rights when making payments in the EU

See here  for your rights when making payment in the EU.