Crypto in 2026: How German investors are waking up to the bull market (and how you can too)

If 2025 taught us anything, it’s that the crypto market never stands still. From institutional shifts to renewed volatility, the last 12 months have set the stage for what analysts are calling a “decisive year” for digital assets. As we move into 2026, the question for investors isn’t just if they should participate, but how to do it smartly.

The landscape for 2026

Following the trends we saw close out 2025, the new year brings a focus on utility and accessibility. However, for many retail investors, high transaction fees and complex platforms remain a barrier to entry. This is where the market is changing.

Breaking down the barriers for investors in Germany

With over a decade of experience in the crypto market, eToro is breaking down entry barriers with new offers designed to empower investors to unleash the crypto bull.

Get more crypto for your money

If you are planning your next move, here is the lowdown on the new offers available right now on eToro:

  • 0% fees on buying crypto

From February 01 until April 30, 2026, you can buy crypto commission-free on eToro.

  • Get rewarded for deposits

Starting now and until January 31, 2026, get 1% back on your crypto deposits. All of them.

  • Earn while you hold

With staking, you can earn rewards on eligible cryptoassets automatically, with no lock-up period.

Wait, what is crypto staking?

Staking is a way to earn rewards for holding certain cryptocurrencies. Think of it as putting your assets to work rather than letting them sit idle. When you stake, your assets effectively support the operation and security of a blockchain network, and in return, you receive rewards, similar to earning interest.

Traditionally, staking on many exchanges comes with a significant trade-off: liquidity. To earn rewards, you are often required to “lock” your coins for a fixed period, sometimes weeks or months. During this time, you cannot sell or move your assets, leaving you unable to react if the market suddenly shifts. On eToro, your staked assets remain 100% liquid.

Why manage your stocks and crypto on eToro?

Many investors treat crypto as a separate ecosystem, keeping it isolated on specialised exchanges while their core equity portfolio sits with a traditional broker. While common, this separation creates friction when markets move fast.

eToro eliminates this gap by allowing you to manage 100+ cryptoassets alongside thousands of stocks, ETFs, and more – all in one app.

Moving into 2026

The 2026 market demands efficiency. By cutting buying fees to zero and offering rewards for deposits, eToro provides German investors with a more cost-effective platform to execute their strategy.